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Insurance Plans Comparison

Star Super Star vs Liberty Health Connect Elite

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Super Star

Restore up to 100% of the sum insured unlimited times for later hospital stays, lock your entry-age premium until an inpatient, day-care or AYUSH claim or age 55, and stay in any room.

What Makes It Special:

Super Star is a highly customizable health insurance plan with broad hospitalisation coverage, unlimited restoration and flexible optional benefits. The product supports individual, floater and multi-individual structures and includes Freeze Your Age, wellness rewards, premium waiver and optional maternity and newborn covers

Best For:

  • Buyers who want extensive optional cover choices

  • Customers looking for any-room eligibility

  • Customers interested in unlimited restoration

  • Families wanting flexible floater options

  • Individuals seeking broad health coverage

VS
Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Super Star

Not available

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Super Star
Super Star

Health Insurance Plan

Brochure

Policy Wording

VS
Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Super Star

Any Room


VS

Health Connect Elite

Subject to selected plan limits

ICU Charges

Super Star

Covered up to Sum Insured

VS

Health Connect Elite

Covered as per selected plan

Co-payment

Super Star

No mandatory co-payment; voluntary options available


VS

Health Connect Elite

Applicable as per selected plan

Disease-wise sublimits

Super Star

Applicable treatment-specific limits may apply


VS

Health Connect Elite

Applicable as per selected plan

Cashless Healthcare Providers

Super Star

Cashless treatment through network hospitals

VS

Health Connect Elite

6,100+ network hospitals available

Restoration Benefit

Super Star

Automatic restoration up to 100%, unlimited number of times

VS

Health Connect Elite

Reload available from first claim

Cumulative Bonus

Super Star

50% of Sum Insured for each claim-free year, up to 100%


VS

Health Connect Elite

Up to 150% of Sum Insured

Daycare Treatment

Super Star

All daycare procedures covered


VS

Health Connect Elite

405 daycare procedures covered

Consumable Cover

Super Star

Available subject to selected cover

VS

Health Connect Elite

Not specified in the brochure

AYUSH Treatment

Super Star

Covered up to Sum Insured

VS

Health Connect Elite

Not specified in the brochure

Initial Waiting Period

Super Star

30 Days

VS

Health Connect Elite

30 days from policy commencement

Specific Waiting Period

Super Star

24 Months

VS

Health Connect Elite

2 years or 3 years

PED Waiting Period

Super Star

36 Months

VS

Health Connect Elite

3 years for pre-existing diseases

Modern Treatment

Super Star

Covered up to Sum Insured


VS

Health Connect Elite

Covered as per selected plan

Annual Health Checkup

Super Star

Available subject to policy terms


VS

Health Connect Elite

Available as per plan conditions

Pre-Hospitalisation

Super Star

Up to 90 Days

VS

Health Connect Elite

Up to 30 to 45 days

Post-Hospitalisation

Super Star

Up to 180 Days

VS

Health Connect Elite

Up to 45 to 60 days

Outpatient Department Cover (OPD Expense)

Super Star

Not a standard base OPD benefit

VS

Health Connect Elite

Not covered under the policy

Deductible Option

Super Star

Optional aggregate deductible available

VS

Health Connect Elite

Not specified in the brochure

Coverage Options

Super Star

₹5 Lakh to ₹1 Crore and Unlimited Sum Insured under the applicable option

VS

Health Connect Elite

₹2 Lakh to ₹15 Lakh

Claim Settlement Ratio

Super Star

Not specified

VS

Health Connect Elite

Not specified in the brochure

Maternity Cover

Super Star

Available through optional covers


VS

Health Connect Elite

Not covered except ectopic pregnancy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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