What is the Freeze Your Age feature in Super Star?

Freeze Your Age locks the insured's entry age for premium calculation purposes. Premiums remain linked to the entry age until a claim is paid under inpatient, daycare, or AYUSH treatment, subject to policy conditions.

How does the unlimited restoration benefit work?

Once the sum insured is partially or fully utilized, the policy automatically restores up to 100% of the sum insured an unlimited number of times for future hospitalizations during the policy year.

Are there room rent restrictions under Super Star?

No. The plan allows policyholders to choose any room category during hospitalization without room-rent restrictions.

Does Super Star offer maternity or newborn-related benefits?

Yes. Maternity, delivery expense, and newborn cover options are available through optional covers, subject to waiting periods, limits, and policy conditions.

OneAssure

Health Insurance

Star

Super Star

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

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82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Star Health Insurance

Final Verdict

Super Star combines comprehensive health coverage with high customization flexibility, unlimited restoration benefits, and unique premium-saving features, making it suitable for individuals and families seeking long-term health protection.

About

About Star Health Insurance

Super Star is a comprehensive health insurance plan designed to adapt to changing healthcare needs through a broad range of built-in and optional benefits. The plan covers hospitalization expenses, modern treatments, AYUSH care, home care treatment, organ donor expenses, air ambulance services, teleconsultation, wellness rewards, and automatic restoration of sum insured. Its standout features include unlimited restoration after every claim, any-room hospitalization, the Freeze Your Age premium feature, and a wide range of optional covers that allow policyholders to tailor protection according to their requirements.

Super Star is a comprehensive health insurance plan designed to adapt to changing healthcare needs through a broad range of built-in and optional benefits. The plan covers hospitalization expenses, modern treatments, AYUSH care, home care treatment, organ donor expenses, air ambulance services, teleconsultation, wellness rewards, and automatic restoration of sum insured. Its standout features include unlimited restoration after every claim, any-room hospitalization, the Freeze Your Age premium feature, and a wide range of optional covers...

Inclusions and Exclusions

Inclusions and Exclusions of Star Insurance Company Limited

Room Rent

Normal: Any Room
ICU: Covered up to Sum Insured

Co-payment

No Mandatory Co-payment

Advanced Treatments

Covers modern treatments including robotic surgeries, stem cell therapy for bone marrow transplant, deep brain stimulation, immunotherapy, oral chemotherapy, stereotactic radiosurgery, bronchial thermoplasty, uterine artery embolisation, balloon sinuplasty, holmium laser treatment, and IONM.

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months

Daycare Treatment

Covered

Cashless Healthcare Providers

Available

AYUSH Treatment

Covered

Room Rent

Normal: Any Room
ICU: Covered up to Sum Insured

Co-payment

No Mandatory Co-payment

Advanced Treatments

Covers modern treatments including robotic surgeries, stem cell therapy for bone marrow transplant, deep brain stimulation, immunotherapy, oral chemotherapy, stereotactic radiosurgery, bronchial thermoplasty, uterine artery embolisation, balloon sinuplasty, holmium laser treatment, and IONM.

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Exclusions

Not available

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About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include hospitalization, along with pre-and post-hospitalization expenses, day-care procedures, AYUSH treatments, ambulance charges, and maternity benefits, etc. Policyholders also enjoy benefits such as no-claim bonuses, automatic...

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...