What is the Freeze Your Age feature in Super Star?

Freeze Your Age locks the insured's entry age for premium calculation purposes. Premiums remain linked to the entry age until a claim is paid under inpatient, daycare, or AYUSH treatment, subject to policy conditions.

How does the unlimited restoration benefit work?

Once the sum insured is partially or fully utilized, the policy automatically restores up to 100% of the sum insured an unlimited number of times for future hospitalizations during the policy year.

Are there room rent restrictions under Super Star?

No. The plan allows policyholders to choose any room category during hospitalization without room-rent restrictions.

Does Super Star offer maternity or newborn-related benefits?

Yes. Maternity, delivery expense, and newborn cover options are available through optional covers, subject to waiting periods, limits, and policy conditions.

OneAssure

Health Insurance

Star

Super Star

Experience India's most trusted health insurance with Star Health Insurance. Get instant cashless treatment at 14000 network hospitals with sum insured up to ₹50 lakhs.

82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

Policy Brochure

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82.31

Claim Settlement Ratio

14000

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: Star Health Insurance

Final Verdict

Super Star combines comprehensive health coverage with high customization flexibility, unlimited restoration benefits, and unique premium-saving features, making it suitable for individuals and families seeking long-term health protection.

About

About Star Health Insurance

Super Star is a comprehensive health insurance plan designed to adapt to changing healthcare needs through a broad range of built-in and optional benefits. The plan covers hospitalization expenses, modern treatments, AYUSH care, home care treatment, organ donor expenses, air ambulance services, teleconsultation, wellness rewards, and automatic restoration of sum insured. Its standout features include unlimited restoration after every claim, any-room hospitalization, the Freeze Your Age premium feature, and a wide range of optional covers that allow policyholders to tailor protection according to their requirements.

Super Star is a comprehensive health insurance plan designed to adapt to changing healthcare needs through a broad range of built-in and optional benefits. The plan covers hospitalization expenses, modern treatments, AYUSH care, home care treatment, organ donor expenses, air ambulance services, teleconsultation, wellness rewards, and automatic restoration of sum insured. Its standout features include unlimited restoration after every claim, any-room hospitalization, the Freeze Your Age premium feature, and a wide range of optional covers...

Super Star Ratings

Super Star

Insurer Rating

5.67

out of 10

Insurance Rating

6.25

out of 10

No Room Rent Limit

Yes

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Add on

Unlimited Restoration

Add on

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

Yes

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Star Insurance Company Limited

Room Rent

Normal: Any Room
ICU: Covered up to Sum Insured

Co-payment

No Mandatory Co-payment

Advanced Treatments

Covers modern treatments including robotic surgeries, stem cell therapy for bone marrow transplant, deep brain stimulation, immunotherapy, oral chemotherapy, stereotactic radiosurgery, bronchial thermoplasty, uterine artery embolisation, balloon sinuplasty, holmium laser treatment, and IONM.

Cashless Healthcare Providers

Available

Daycare Treatment

Covered

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months

AYUSH Treatment

Covered

Room Rent

Normal: Any Room
ICU: Covered up to Sum Insured

Co-payment

No Mandatory Co-payment

Advanced Treatments

Covers modern treatments including robotic surgeries, stem cell therapy for bone marrow transplant, deep brain stimulation, immunotherapy, oral chemotherapy, stereotactic radiosurgery, bronchial thermoplasty, uterine artery embolisation, balloon sinuplasty, holmium laser treatment, and IONM.

Exclusions

Not available

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About the company

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation; that way, customers can gain access to quality treatment and services without having to give any upfront payments. As per the plan, treatment can include...

Star Health and Allied Insurance Co. Ltd is considered one of the major standalone insurers in India. Today, a bulk of insurance policyholders are served by Star Health in India. Plans are offered pertaining to individual health, family floater, senior citizen, critical illness, top-up and super top-up, personal accident, disease specific, maternity, and corporate/group insurance. A cashless hospital network of over 14,000 hospitals nationwide is the big number that helps to keep Star Health's reputation;...