Insurance Plans Comparison
Aditya Birla Active Fit Plus vs Aditya Birla Active Assure Diamond
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
VS
Active Assure Diamond
Aditya Birla Activ Assure Diamond
What Makes It Special:
Activ Assure Diamond is a budget-friendly, new-age health plan from Aditya Birla that combines no-room-rent-capping coverage, modern treatment cover, wellness rewards, and a reload benefit of up to 150% of Sum Insured in one affordable package.
Best For:
Those wanting accidental and cancer hospitalisation boosters
Customers looking for modern treatment coverage like robotic surgeries and oral chemotherapy
People wanting wellness-linked premium rewards(HealthReturns™)
Buyers who want no capping on room rent for higher Sum Insured options
Families and individuals looking for affordable, comprehensive coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Check the waiting periods and daycare treatment caps carefully before purchase
May not suit buyers looking for in-built OPD or maternity coverage
Suitable for buyers who want extra cover for accidental or cancer hospitalisation through boosters
Useful for people who want to earn up to 30% of premium back through HealthReturns™ wellness rewards
Good option if you want a budget-friendly plan with no room rent capping on higher Sum Insured options
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Plus Health Insurance Plan VS VS |
Active Assure Diamond Health Insurance Plan |
| Room Rent |
|---|
Active Fit Plus Any room for some in short 5 lakh and above. |
VS VS |
Active Assure Diamond Normal: Varies by variant — General Room / Twin Sharing / All rooms except Deluxe & Suite / Any room covered ICU: Covered up to Sum Insured |
| ICU Charges |
|---|
Active Fit Plus No sublimit or caps. |
VS VS |
Active Assure Diamond Covered up to the Sum Insured. No separate capping applies on ICU charges when room rent is unrestricted. |
| Co-payment |
|---|
Active Fit Plus No mandatory co-payment identified. |
VS VS |
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
| Disease-wise sublimits |
|---|
Active Fit Plus Subject to policy terms. |
VS VS |
Active Assure Diamond Certain treatments carry sub-limits — for example, domiciliary hospitalisation is capped at 10% of Sum Insured. |
| Cashless Healthcare Providers |
|---|
Active Fit Plus Current insurer network is 16,500+. |
VS VS |
Active Assure Diamond Cashless treatment available at 10,051+ network hospitals across India. |
| Restoration Benefit |
|---|
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
VS VS |
Active Assure Diamond Reload of Sum Insured up to 150%, max up to ₹50 lakh, when the Sum Insured gets exhausted. |
| Cumulative Bonus |
|---|
Active Fit Plus 10% of SI per year, maximum 100% |
VS VS |
Active Assure Diamond Earn 10% of Sum Insured per claim-free year, accumulating up to 50% of Sum Insured. The Super No Claim Bonus add-on doubles your Sum Insured after 2 consecutive claim-free years (not available above ₹1 Cr SI). Accumulated bonus reduces if a claim is made; Super NCB requires continuous renewal without break. |
| Daycare Treatment |
|---|
Active Fit Plus All daycare treatments up to sum insured |
VS VS |
Active Assure Diamond 586 daycare procedures covered, even when hospitalisation is less than 24 hours. |
| Consumable Cover |
|---|
Active Fit Plus Optional/subject to applicable cover |
VS VS |
Active Assure Diamond Non-medical consumables such as gloves, oxygen masks, and similar items used during hospitalisation are covered. Covered within the Sum Insured, subject to policy terms. |
| AYUSH Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Active Assure Diamond Covered — in-patient hospitalisation at AYUSH hospitals is covered subject to policy terms. |
| Initial Waiting Period |
|---|
Active Fit Plus 30 days |
VS VS |
Active Assure Diamond 30 days from policy inception for general illnesses(verify from policy wordings). Accidental hospitalisation is covered from day 1. |
| Specific Waiting Period |
|---|
Active Fit Plus Information Unavailable |
VS VS |
Active Assure Diamond 2 years for listed specific diseases/procedures(verify from policy wordings. Coverage begins only after the waiting period is served with continuous renewal. |
| PED Waiting Period |
|---|
Active Fit Plus 36 months |
VS VS |
Active Assure Diamond 2 years for pre-existing diseases(per Policybazaar; verify from policy wordings — some sources indicate 3 years, so confirm before purchase. PED coverage begins after the waiting period, subject to continuous renewal. |
| Modern Treatment |
|---|
Active Fit Plus Covered up to sum insured |
VS VS |
Active Assure Diamond Covered for listed modern treatment methods, including Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty, and other new-age treatments, with no separate financial limit on modern treatment coverage. Coverage is subject to the treatment being listed in the policy and medically necessary. |
| Annual Health Checkup |
|---|
Active Fit Plus Once every policy year for eligible insured persons |
VS VS |
Active Assure Diamond Cashless annual health check-up available from day 1 through the insurer's app/network. Check-up must be availed through the designated channel and is subject to network availability. |
| Pre-Hospitalisation |
|---|
Active Fit Plus 90 days |
VS VS |
Active Assure Diamond Pre-hospitalisation medical expenses covered up to the Sum Insured for 30 days prior to hospitalisation. |
| Post-Hospitalisation |
|---|
Active Fit Plus 180 days |
VS VS |
Active Assure Diamond Post-hospitalisation medical expenses covered up to the Sum Insured for 60 days following discharge. |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
VS VS |
Active Assure Diamond Not available as in-built OPD cover in this variant. |
| Deductible Option |
|---|
Active Fit Plus Not established as a standard inbuilt benefit |
VS VS |
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
| Coverage Options |
|---|
Active Fit Plus Individual, multi-individual, and family floater available. |
VS VS |
Active Assure Diamond Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs. |
| Claim Settlement Ratio |
|---|
Active Fit Plus 97% |
VS VS |
Active Assure Diamond Aditya Birla Health Insurance maintains a strong claim settlement track record; the exact ratio for this variant should be verified from the latest IRDAI annual report. |
| Maternity Cover |
|---|
Active Fit Plus Not available. |
VS VS |
Active Assure Diamond Not available as an in-built benefit in this variant. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Plus vs Optima Secure
Active Fit Plus vs Optima Secure Plus
Active Fit Plus vs Cancer Cover Activ Cancer Secure Plan
Active Fit Plus vs Women Care
Active Fit Plus vs Activate Booster Plan A
Active Fit Plus vs Active Care Premier
Active Fit Plus vs ProHealth Accumulate
Active Fit Plus vs Supreme Shine
Active Fit Plus vs Optima Secure Global Plus
Active Fit Plus vs myHealth Suraksha Gold
Active Fit Plus vs LifeTime Health Global
Active Fit Plus vs Activ Health Platinum Essential
Active Fit Plus vs Medicare Plus
Active Fit Plus vs Medicare Senior
Active Fit Plus vs Medicare Protect
Active Fit Plus vs Activ One SAVR
Active Fit Plus vs Active Assure Diamond
Active Fit Plus vs Activ One VIP
Active Fit Plus vs Advantage
Active Fit Plus vs Assure
Active Fit Plus vs Activ One Max
Active Fit Plus vs Classic
Active Fit Plus vs Activ One Vytl
Active Fit Plus vs Supreme
Active Fit Plus vs Freedom
Active Fit Plus vs Joy Today
Active Fit Plus vs Medi Classic
Active Fit Plus vs Activate Booster Plan B
Active Fit Plus vs Health Recharge Super Top Up Plan
Active Fit Plus vs Plus Complete
Active Fit Plus vs EquiCover
Active Fit Plus vs Activ One VIP+
Active Fit Plus vs Reassure 3.0 Select
Active Fit Plus vs Medicare Premier
Active Fit Plus vs Plus Youth
Active Fit Plus vs Optima Lite
Active Fit Plus vs ProHealth Prime Protect
Active Fit Plus vs Supreme Senior Premium
Active Fit Plus vs myHealth Suraksha Platinum
Active Fit Plus vs Supreme Senior Super
Active Fit Plus vs Medicare
Active Fit Plus vs Ultimate (Direct)
Active Fit Plus vs Sarvah Param
Active Fit Plus vs Optima Insurance
Active Fit Plus vs Smart Super Health Assure
Active Fit Plus vs Health Guard Platinum
Active Fit Plus vs Health Guard Gold
Active Fit Plus vs Extra Care Plus Super Top-up
Active Fit Plus vs Health Care Supreme Smart
Active Fit Plus vs Medi Classic Gold
Active Fit Plus vs Smart Health Pro
Active Fit Plus vs Optima Super Secure
Active Fit Plus vs Special Care
Active Fit Plus vs Medicare LITE
Active Fit Plus vs Health Shield 360
Active Fit Plus vs SecureHealth
Active Fit Plus vs Supreme (Direct)
Active Fit Plus vs Mediclaim Insurance Policy
Active Fit Plus vs Young Star Gold
Active Fit Plus vs Senior
Active Fit Plus vs myHealth Koti Suraksha
Active Fit Plus vs myHealth Suraksha Silver
Active Fit Plus vs Cancer Care Platinum
Active Fit Plus vs Royal Sundaram Lifeline Elite
Active Fit Plus vs Supreme Enhance One
Active Fit Plus vs Supreme Enhance Two
Active Fit Plus vs Health Companion Variant 2022
Active Fit Plus vs Elder Care
Active Fit Plus vs HeartBeat Gold
Active Fit Plus vs Health SuperCharge
Active Fit Plus vs iHealth Plus
Active Fit Plus vs HeartBeat Enhanced
Active Fit Plus vs ProHealth Prime Advantage
Active Fit Plus vs Active Fit Preferred
Active Fit Plus vs Senior Health Advantage
Active Fit Plus vs Reassure 3.0 Elite
Active Fit Plus vs Reassure 2.0 Platinum+
Active Fit Plus vs Health Wallet
Active Fit Plus vs Heart
Active Fit Plus vs Elevate
Active Fit Plus vs Reassure 2.0 Titanium+
Active Fit Plus vs LifeTime Health
Active Fit Plus vs ProHealth Prime Active
Active Fit Plus vs ProHealth Prime Senior Elite
Active Fit Plus vs Advanced Top Up
Active Fit Plus vs Multiplier Health
Active Fit Plus vs Joy Tomorrow
Active Fit Plus vs Reassure 2.0 Bronze+
Active Fit Plus vs Star Women Care Policy
Active Fit Plus vs Young Star Silver
Active Fit Plus vs Reassure 3.0
Active Fit Plus vs Joy
Active Fit Plus vs Supreme Senior Health AdvantEdge
Active Fit Plus vs Family Plus
Active Fit Plus vs Criti Shield Plus
Active Fit Plus vs Health Care Supreme Ultimo
Active Fit Plus vs Health Shield 360 Retail
Active Fit Plus vs Supreme Super Saver
Active Fit Plus vs Super Star
Active Fit Plus vs Senior First Platinum
Active Fit Plus vs Optima Secure Global
Active Fit Plus vs NextGen
Active Fit Plus vs Health Insurance Platinum
Active Fit Plus vs Energy Silver With Copay
Active Assure Diamond vs Optima Secure
Active Assure Diamond vs Optima Secure Plus
Active Assure Diamond vs Cancer Cover Activ Cancer Secure Plan
Active Assure Diamond vs Women Care
Active Assure Diamond vs Activate Booster Plan A
Active Assure Diamond vs Active Care Premier
Active Assure Diamond vs ProHealth Accumulate
Active Assure Diamond vs Supreme Shine
Active Assure Diamond vs Optima Secure Global Plus
Active Assure Diamond vs myHealth Suraksha Gold
Active Assure Diamond vs LifeTime Health Global
Active Assure Diamond vs Active Fit Plus
Active Assure Diamond vs Activ Health Platinum Essential
Active Assure Diamond vs Medicare Plus
Active Assure Diamond vs Medicare Senior
Active Assure Diamond vs Medicare Protect
Active Assure Diamond vs Activ One SAVR
Active Assure Diamond vs Activ One VIP
Active Assure Diamond vs Advantage
Active Assure Diamond vs Assure
Active Assure Diamond vs Activ One Max
Active Assure Diamond vs Classic
Active Assure Diamond vs Activ One Vytl
Active Assure Diamond vs Supreme
Active Assure Diamond vs Freedom
Active Assure Diamond vs Joy Today
Active Assure Diamond vs Medi Classic
Active Assure Diamond vs Activate Booster Plan B
Active Assure Diamond vs Health Recharge Super Top Up Plan
Active Assure Diamond vs Plus Complete
Active Assure Diamond vs EquiCover
Active Assure Diamond vs Activ One VIP+
Active Assure Diamond vs Reassure 3.0 Select
Active Assure Diamond vs Medicare Premier
Active Assure Diamond vs Plus Youth
Active Assure Diamond vs Optima Lite
Active Assure Diamond vs ProHealth Prime Protect
Active Assure Diamond vs Supreme Senior Premium
Active Assure Diamond vs myHealth Suraksha Platinum
Active Assure Diamond vs Supreme Senior Super
Active Assure Diamond vs Medicare
Active Assure Diamond vs Ultimate (Direct)
Active Assure Diamond vs Sarvah Param
Active Assure Diamond vs Optima Insurance
Active Assure Diamond vs Smart Super Health Assure
Active Assure Diamond vs Health Guard Platinum
Active Assure Diamond vs Health Guard Gold
Active Assure Diamond vs Extra Care Plus Super Top-up
Active Assure Diamond vs Health Care Supreme Smart
Active Assure Diamond vs Medi Classic Gold
Active Assure Diamond vs Smart Health Pro
Active Assure Diamond vs Optima Super Secure
Active Assure Diamond vs Special Care
Active Assure Diamond vs Medicare LITE
Active Assure Diamond vs Health Shield 360
Active Assure Diamond vs SecureHealth
Active Assure Diamond vs Supreme (Direct)
Active Assure Diamond vs Mediclaim Insurance Policy
Active Assure Diamond vs Young Star Gold
Active Assure Diamond vs Senior
Active Assure Diamond vs myHealth Koti Suraksha
Active Assure Diamond vs myHealth Suraksha Silver
Active Assure Diamond vs Cancer Care Platinum
Active Assure Diamond vs Royal Sundaram Lifeline Elite
Active Assure Diamond vs Supreme Enhance One
Active Assure Diamond vs Supreme Enhance Two
Active Assure Diamond vs Health Companion Variant 2022
Active Assure Diamond vs Elder Care
Active Assure Diamond vs HeartBeat Gold
Active Assure Diamond vs Health SuperCharge
Active Assure Diamond vs iHealth Plus
Active Assure Diamond vs HeartBeat Enhanced
Active Assure Diamond vs ProHealth Prime Advantage
Active Assure Diamond vs Active Fit Preferred
Active Assure Diamond vs Senior Health Advantage
Active Assure Diamond vs Reassure 3.0 Elite
Active Assure Diamond vs Reassure 2.0 Platinum+
Active Assure Diamond vs Health Wallet
Active Assure Diamond vs Heart
Active Assure Diamond vs Elevate
Active Assure Diamond vs Reassure 2.0 Titanium+
Active Assure Diamond vs LifeTime Health
Active Assure Diamond vs ProHealth Prime Active
Active Assure Diamond vs ProHealth Prime Senior Elite
Active Assure Diamond vs Advanced Top Up
Active Assure Diamond vs Multiplier Health
Active Assure Diamond vs Joy Tomorrow
Active Assure Diamond vs Reassure 2.0 Bronze+
Active Assure Diamond vs Star Women Care Policy
Active Assure Diamond vs Young Star Silver
Active Assure Diamond vs Reassure 3.0
Active Assure Diamond vs Joy
Active Assure Diamond vs Supreme Senior Health AdvantEdge
Active Assure Diamond vs Family Plus
Active Assure Diamond vs Criti Shield Plus
Active Assure Diamond vs Health Care Supreme Ultimo
Active Assure Diamond vs Health Shield 360 Retail
Active Assure Diamond vs Supreme Super Saver
Active Assure Diamond vs Super Star
Active Assure Diamond vs Senior First Platinum
Active Assure Diamond vs Optima Secure Global
Active Assure Diamond vs NextGen
Active Assure Diamond vs Health Insurance Platinum
Active Assure Diamond vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

