Insurance Plans Comparison
Aditya Birla Active Assure Diamond vs Star Medi Classic
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Assure Diamond
Aditya Birla Activ Assure Diamond
What Makes It Special:
Activ Assure Diamond is a budget-friendly, new-age health plan from Aditya Birla that combines no-room-rent-capping coverage, modern treatment cover, wellness rewards, and a reload benefit of up to 150% of Sum Insured in one affordable package.
Best For:
Those wanting accidental and cancer hospitalisation boosters
Customers looking for modern treatment coverage like robotic surgeries and oral chemotherapy
People wanting wellness-linked premium rewards(HealthReturns™)
Buyers who want no capping on room rent for higher Sum Insured options
Families and individuals looking for affordable, comprehensive coverage
VS
Medi Classic
Star Medi Classic is an individual health insurance with essential hospitalisation benefits, preventive health check-ups and additional optional benefits.
What Makes It Special:
Medi Classic Insurance Policy is an individual health insurance plan that provides coverage for hospitalisation and selected medical treatments. It offers Sum Insured options from ₹5 Lakh to ₹15 Lakh, along with pre and post-hospitalisation coverage, preventive health check-ups and cumulative bonus. Optional Patient Care and Hospital Cash benefits are...
Best For:
Customers interested in optional Patient Care or Hospital Cash benefits.
Individuals looking for preventive health check-up benefits.
Customers who want pre and post-hospitalisation coverage.
People seeking Sum Insured options between ₹5 Lakh and ₹15 Lakh.
Individuals looking for individual health insurance coverage.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the waiting periods and daycare treatment caps carefully before purchase
May not suit buyers looking for in-built OPD or maternity coverage
Suitable for buyers who want extra cover for accidental or cancer hospitalisation through boosters
Useful for people who want to earn up to 30% of premium back through HealthReturns™ wellness rewards
Good option if you want a budget-friendly plan with no room rent capping on higher Sum Insured options
Review the applicable limits carefully, especially for room rent, modern treatments and other treatments with specific limits.
Consider the optional Patient Care and Hospital Cash benefits if they match your requirements.
The plan may suit customers who value pre-hospitalisation and post-hospitalisation coverage.
Consider it if a Sum Insured of ₹5 Lakh to ₹15 Lakh meets your coverage requirement.
Choose this plan if you need individual health insurance rather than a family floater.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Assure Diamond Health Insurance Plan VS VS |
![]() Medi Classic Health Insurance Plan |
| Room Rent |
|---|
Active Assure Diamond Normal: Varies by variant — General Room / Twin Sharing / All rooms except Deluxe & Suite / Any room covered ICU: Covered up to Sum Insured |
VS VS |
Medi Classic 2% of Sum Insured per day, subject to a maximum of ₹5,000 per day. |
| ICU Charges |
|---|
Active Assure Diamond Covered up to the Sum Insured. No separate capping applies on ICU charges when room rent is unrestricted. |
VS VS |
Medi Classic Covered as per the applicable policy terms and limits. |
| Co-payment |
|---|
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Disease-wise sublimits |
|---|
Active Assure Diamond Certain treatments carry sub-limits — for example, domiciliary hospitalisation is capped at 10% of Sum Insured. |
VS VS |
Medi Classic Modern treatments and cataract treatment are subject to applicable limits. |
| Cashless Healthcare Providers |
|---|
Active Assure Diamond Cashless treatment available at 10,051+ network hospitals across India. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Restoration Benefit |
|---|
Active Assure Diamond Reload of Sum Insured up to 150%, max up to ₹50 lakh, when the Sum Insured gets exhausted. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Cumulative Bonus |
|---|
Active Assure Diamond Earn 10% of Sum Insured per claim-free year, accumulating up to 50% of Sum Insured. The Super No Claim Bonus add-on doubles your Sum Insured after 2 consecutive claim-free years (not available above ₹1 Cr SI). Accumulated bonus reduces if a claim is made; Super NCB requires continuous renewal without break. |
VS VS |
Medi Classic 5% of the Sum Insured for every claim-free year, subject to a maximum of 25% of the Sum Insured. |
| Daycare Treatment |
|---|
Active Assure Diamond 586 daycare procedures covered, even when hospitalisation is less than 24 hours. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Consumable Cover |
|---|
Active Assure Diamond Non-medical consumables such as gloves, oxygen masks, and similar items used during hospitalisation are covered. Covered within the Sum Insured, subject to policy terms. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| AYUSH Treatment |
|---|
Active Assure Diamond Covered — in-patient hospitalisation at AYUSH hospitals is covered subject to policy terms. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Initial Waiting Period |
|---|
Active Assure Diamond 30 days from policy inception for general illnesses(verify from policy wordings). Accidental hospitalisation is covered from day 1. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Specific Waiting Period |
|---|
Active Assure Diamond 2 years for listed specific diseases/procedures(verify from policy wordings. Coverage begins only after the waiting period is served with continuous renewal. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| PED Waiting Period |
|---|
Active Assure Diamond 2 years for pre-existing diseases(per Policybazaar; verify from policy wordings — some sources indicate 3 years, so confirm before purchase. PED coverage begins after the waiting period, subject to continuous renewal. |
VS VS |
Medi Classic |
| Modern Treatment |
|---|
Active Assure Diamond Covered for listed modern treatment methods, including Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty, and other new-age treatments, with no separate financial limit on modern treatment coverage. Coverage is subject to the treatment being listed in the policy and medically necessary. |
VS VS |
Medi Classic Covered, subject to applicable limits and policy terms. |
| Annual Health Checkup |
|---|
Active Assure Diamond Cashless annual health check-up available from day 1 through the insurer's app/network. Check-up must be availed through the designated channel and is subject to network availability. |
VS VS |
Medi Classic Preventive health check-up is covered as per policy terms. |
| Pre-Hospitalisation |
|---|
Active Assure Diamond Pre-hospitalisation medical expenses covered up to the Sum Insured for 30 days prior to hospitalisation. |
VS VS |
Medi Classic Covered for 30 days. |
| Post-Hospitalisation |
|---|
Active Assure Diamond Post-hospitalisation medical expenses covered up to the Sum Insured for 60 days following discharge. |
VS VS |
Medi Classic Covered for 60 days, subject to the applicable limits and conditions. |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Assure Diamond Not available as in-built OPD cover in this variant. |
VS VS |
Medi Classic Not specified as a standard base benefit in the retrieved source. Optional Patient Care and Hospital Cash benefits are available subject to conditions. |
| Deductible Option |
|---|
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Coverage Options |
|---|
Active Assure Diamond Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs. |
VS VS |
Medi Classic Sum Insured options of ₹5 Lakh, ₹7.5 Lakh, ₹10 Lakh and ₹15 Lakh. |
| Claim Settlement Ratio |
|---|
Active Assure Diamond Aditya Birla Health Insurance maintains a strong claim settlement track record; the exact ratio for this variant should be verified from the latest IRDAI annual report. |
VS VS |
Medi Classic Not specified in the retrieved source. |
| Maternity Cover |
|---|
Active Assure Diamond Not available as an in-built benefit in this variant. |
VS VS |
Medi Classic Not specified in the retrieved source. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Assure Diamond vs Optima Secure
Active Assure Diamond vs Optima Secure Plus
Active Assure Diamond vs Cancer Cover Activ Cancer Secure Plan
Active Assure Diamond vs Women Care
Active Assure Diamond vs Activate Booster Plan A
Active Assure Diamond vs Active Care Premier
Active Assure Diamond vs ProHealth Accumulate
Active Assure Diamond vs Supreme Shine
Active Assure Diamond vs Optima Secure Global Plus
Active Assure Diamond vs myHealth Suraksha Gold
Active Assure Diamond vs LifeTime Health Global
Active Assure Diamond vs Active Fit Plus
Active Assure Diamond vs Activ Health Platinum Essential
Active Assure Diamond vs Medicare Plus
Active Assure Diamond vs Medicare Senior
Active Assure Diamond vs Medicare Protect
Active Assure Diamond vs Activ One SAVR
Active Assure Diamond vs Activ One VIP
Active Assure Diamond vs Advantage
Active Assure Diamond vs Assure
Active Assure Diamond vs Activ One Max
Active Assure Diamond vs Classic
Active Assure Diamond vs Activ One Vytl
Active Assure Diamond vs Supreme
Active Assure Diamond vs Freedom
Active Assure Diamond vs Joy Today
Active Assure Diamond vs Medi Classic
Active Assure Diamond vs Activate Booster Plan B
Active Assure Diamond vs Health Recharge Super Top Up Plan
Active Assure Diamond vs Plus Complete
Active Assure Diamond vs EquiCover
Active Assure Diamond vs Activ One VIP+
Active Assure Diamond vs Reassure 3.0 Select
Active Assure Diamond vs Medicare Premier
Active Assure Diamond vs Plus Youth
Active Assure Diamond vs Optima Lite
Active Assure Diamond vs ProHealth Prime Protect
Active Assure Diamond vs Supreme Senior Premium
Active Assure Diamond vs myHealth Suraksha Platinum
Active Assure Diamond vs Supreme Senior Super
Active Assure Diamond vs Medicare
Active Assure Diamond vs Ultimate (Direct)
Active Assure Diamond vs Sarvah Param
Active Assure Diamond vs Optima Insurance
Active Assure Diamond vs Smart Super Health Assure
Active Assure Diamond vs Health Guard Platinum
Active Assure Diamond vs Health Guard Gold
Active Assure Diamond vs Extra Care Plus Super Top-up
Active Assure Diamond vs Health Care Supreme Smart
Active Assure Diamond vs Medi Classic Gold
Active Assure Diamond vs Smart Health Pro
Active Assure Diamond vs Optima Super Secure
Active Assure Diamond vs Special Care
Active Assure Diamond vs Medicare LITE
Active Assure Diamond vs Health Shield 360
Active Assure Diamond vs SecureHealth
Active Assure Diamond vs Supreme (Direct)
Active Assure Diamond vs Mediclaim Insurance Policy
Active Assure Diamond vs Young Star Gold
Active Assure Diamond vs Senior
Active Assure Diamond vs myHealth Koti Suraksha
Active Assure Diamond vs myHealth Suraksha Silver
Active Assure Diamond vs Cancer Care Platinum
Active Assure Diamond vs Royal Sundaram Lifeline Elite
Active Assure Diamond vs Supreme Enhance One
Active Assure Diamond vs Supreme Enhance Two
Active Assure Diamond vs Health Companion Variant 2022
Active Assure Diamond vs Elder Care
Active Assure Diamond vs HeartBeat Gold
Active Assure Diamond vs Health SuperCharge
Active Assure Diamond vs iHealth Plus
Active Assure Diamond vs HeartBeat Enhanced
Active Assure Diamond vs ProHealth Prime Advantage
Active Assure Diamond vs Active Fit Preferred
Active Assure Diamond vs Senior Health Advantage
Active Assure Diamond vs Reassure 3.0 Elite
Active Assure Diamond vs Reassure 2.0 Platinum+
Active Assure Diamond vs Health Wallet
Active Assure Diamond vs Heart
Active Assure Diamond vs Elevate
Active Assure Diamond vs Reassure 2.0 Titanium+
Active Assure Diamond vs LifeTime Health
Active Assure Diamond vs ProHealth Prime Active
Active Assure Diamond vs ProHealth Prime Senior Elite
Active Assure Diamond vs Advanced Top Up
Active Assure Diamond vs Multiplier Health
Active Assure Diamond vs Joy Tomorrow
Active Assure Diamond vs Reassure 2.0 Bronze+
Active Assure Diamond vs Star Women Care Policy
Active Assure Diamond vs Young Star Silver
Active Assure Diamond vs Reassure 3.0
Active Assure Diamond vs Joy
Active Assure Diamond vs Supreme Senior Health AdvantEdge
Active Assure Diamond vs Family Plus
Active Assure Diamond vs Criti Shield Plus
Active Assure Diamond vs Health Care Supreme Ultimo
Active Assure Diamond vs Health Shield 360 Retail
Active Assure Diamond vs Supreme Super Saver
Active Assure Diamond vs Super Star
Active Assure Diamond vs Senior First Platinum
Active Assure Diamond vs Optima Secure Global
Active Assure Diamond vs NextGen
Active Assure Diamond vs Health Insurance Platinum
Active Assure Diamond vs Energy Silver With Copay
Medi Classic vs Optima Secure
Medi Classic vs Optima Secure Plus
Medi Classic vs Cancer Cover Activ Cancer Secure Plan
Medi Classic vs Women Care
Medi Classic vs Activate Booster Plan A
Medi Classic vs Active Care Premier
Medi Classic vs ProHealth Accumulate
Medi Classic vs Supreme Shine
Medi Classic vs Optima Secure Global Plus
Medi Classic vs myHealth Suraksha Gold
Medi Classic vs LifeTime Health Global
Medi Classic vs Active Fit Plus
Medi Classic vs Activ Health Platinum Essential
Medi Classic vs Medicare Plus
Medi Classic vs Medicare Senior
Medi Classic vs Medicare Protect
Medi Classic vs Activ One SAVR
Medi Classic vs Active Assure Diamond
Medi Classic vs Activ One VIP
Medi Classic vs Advantage
Medi Classic vs Assure
Medi Classic vs Activ One Max
Medi Classic vs Classic
Medi Classic vs Activ One Vytl
Medi Classic vs Supreme
Medi Classic vs Freedom
Medi Classic vs Joy Today
Medi Classic vs Activate Booster Plan B
Medi Classic vs Health Recharge Super Top Up Plan
Medi Classic vs Plus Complete
Medi Classic vs EquiCover
Medi Classic vs Activ One VIP+
Medi Classic vs Reassure 3.0 Select
Medi Classic vs Medicare Premier
Medi Classic vs Plus Youth
Medi Classic vs Optima Lite
Medi Classic vs ProHealth Prime Protect
Medi Classic vs Supreme Senior Premium
Medi Classic vs myHealth Suraksha Platinum
Medi Classic vs Supreme Senior Super
Medi Classic vs Medicare
Medi Classic vs Ultimate (Direct)
Medi Classic vs Sarvah Param
Medi Classic vs Optima Insurance
Medi Classic vs Smart Super Health Assure
Medi Classic vs Health Guard Platinum
Medi Classic vs Health Guard Gold
Medi Classic vs Extra Care Plus Super Top-up
Medi Classic vs Health Care Supreme Smart
Medi Classic vs Medi Classic Gold
Medi Classic vs Smart Health Pro
Medi Classic vs Optima Super Secure
Medi Classic vs Special Care
Medi Classic vs Medicare LITE
Medi Classic vs Health Shield 360
Medi Classic vs SecureHealth
Medi Classic vs Supreme (Direct)
Medi Classic vs Mediclaim Insurance Policy
Medi Classic vs Young Star Gold
Medi Classic vs Senior
Medi Classic vs myHealth Koti Suraksha
Medi Classic vs myHealth Suraksha Silver
Medi Classic vs Cancer Care Platinum
Medi Classic vs Royal Sundaram Lifeline Elite
Medi Classic vs Supreme Enhance One
Medi Classic vs Supreme Enhance Two
Medi Classic vs Health Companion Variant 2022
Medi Classic vs Elder Care
Medi Classic vs HeartBeat Gold
Medi Classic vs Health SuperCharge
Medi Classic vs iHealth Plus
Medi Classic vs HeartBeat Enhanced
Medi Classic vs ProHealth Prime Advantage
Medi Classic vs Active Fit Preferred
Medi Classic vs Senior Health Advantage
Medi Classic vs Reassure 3.0 Elite
Medi Classic vs Reassure 2.0 Platinum+
Medi Classic vs Health Wallet
Medi Classic vs Heart
Medi Classic vs Elevate
Medi Classic vs Reassure 2.0 Titanium+
Medi Classic vs LifeTime Health
Medi Classic vs ProHealth Prime Active
Medi Classic vs ProHealth Prime Senior Elite
Medi Classic vs Advanced Top Up
Medi Classic vs Multiplier Health
Medi Classic vs Joy Tomorrow
Medi Classic vs Reassure 2.0 Bronze+
Medi Classic vs Star Women Care Policy
Medi Classic vs Young Star Silver
Medi Classic vs Reassure 3.0
Medi Classic vs Joy
Medi Classic vs Supreme Senior Health AdvantEdge
Medi Classic vs Family Plus
Medi Classic vs Criti Shield Plus
Medi Classic vs Health Care Supreme Ultimo
Medi Classic vs Health Shield 360 Retail
Medi Classic vs Supreme Super Saver
Medi Classic vs Super Star
Medi Classic vs Senior First Platinum
Medi Classic vs Optima Secure Global
Medi Classic vs NextGen
Medi Classic vs Health Insurance Platinum
Medi Classic vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

