How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Active Assure Diamond Vs Health Premia Gold

Insurance Plans Comparison

Aditya Birla Active Assure Diamond vs Niva Bupa Health Premia Gold

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Active Assure Diamond

Aditya Birla Activ Assure Diamond

What Makes It Special:

Activ Assure Diamond is a budget-friendly, new-age health plan from Aditya Birla that combines no-room-rent-capping coverage, modern treatment cover, wellness rewards, and a reload benefit of up to 150% of Sum Insured in one affordable package.

Best For:

Those wanting accidental and cancer hospitalisation boosters
Customers looking for modern treatment coverage like robotic surgeries and oral chemotherapy
People wanting wellness-linked premium rewards(HealthReturns™)
Buyers who want no capping on room rent for higher Sum Insured options
Families and individuals looking for affordable, comprehensive coverage

VS

Health Premia Gold

Health Premia Gold offers ₹10-50 Lakh cover with 100% refill, 10% yearly loyalty additions, maternity cover and in-built single-trip travel insurance.

What Makes It Special:

Health Premia Gold is the mid-tier plan of Niva Bupa's Health Premia product. Along with hospitalisation up to Sum Insured (any room except suite), 90/180 days pre/post-hospitalisation and AYUSH cover, it adds LASER surgery cover and an in-built international cover of up to ₹30 Lakh for one trip of up...

Best For:

Extended families (Family First) wanting up to 19 relationships in one policy
Buyers who want a 100% refill plus 10% yearly loyalty additions regardless of claims
People who want LASER surgery and mental health cover included
Frequent-ish travellers who value in-built overseas emergency cover for one trip a year
Families wanting ₹10-50 Lakh cover with maternity and newborn benefits

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Quick Decision Guide

Aditya Birla Active Assure Diamond

Check the waiting periods and daycare treatment caps carefully before purchase
May not suit buyers looking for in-built OPD or maternity coverage
Suitable for buyers who want extra cover for accidental or cancer hospitalisation through boosters
Useful for people who want to earn up to 30% of premium back through HealthReturns™ wellness rewards
Good option if you want a budget-friendly plan with no room rent capping on higher Sum Insured options

Niva Bupa Health Premia Gold

Things to Consider: Domestic OPD cover and Second Medical Opinion are not included in Gold.
Things to Consider: Robotic surgery, some mental disorders and HIV/AIDS have sub-limits; mental illness has a 36-month waiting period.
Things to Consider: Non-payable items (consumables like gloves) need the paid Safeguard add-on.
Things to Consider: Choosing Zone 2 pricing means a 20% co-payment for treatment in Mumbai, Delhi NCR, Kolkata and Gujarat.
Things to Consider: Maternity cover is only for Family Floater / Family First policies and needs 24 months of continuous cover.
Reasons to Consider: In-built international cover (₹30 Lakh, one trip) and LASER surgery cover are included.
Reasons to Consider: PED waiting period is 24 months and specific disease waiting period is just 12 months.
Reasons to Consider: Pre and post-hospitalisation are covered for 90 and 180 days.
Reasons to Consider: A 100% Re-fill of Base Sum Insured is available once a year for any illness.
Reasons to Consider: Loyalty Additions grow your cover by 10% of Base Sum Insured every year (up to 100%), even if you make a claim.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Active Assure Diamond

Health Insurance Plan

Brochure

VS

Health Premia Gold

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Active Assure Diamond Normal: Varies by variant — General Room / Twin Sharing / All rooms except Deluxe & Suite / Any room covered ICU: Covered up to Sum Insured	Health Premia Gold Covered up to Sum Insured, any room except Suite or above (all Gold variants incl. Family First). Proportionate deduction applies if a higher room than eligible is taken

ICU Charges
Active Assure Diamond Covered up to the Sum Insured. No separate capping applies on ICU charges when room rent is unrestricted.	Health Premia Gold Covered up to Sum Insured as part of In-patient Care; no separate ICU cap stated

Co-payment
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings.	Health Premia Gold No mandatory co-payment with Zone 1 pricing. With Zone 2 pricing, 20% co-pay applies to treatment in Mumbai (incl. Navi Mumbai & Thane), Delhi NCR, Kolkata and Gujarat. OPD claims under International Coverage have 20% co-pay

Disease-wise sublimits
Active Assure Diamond Certain treatments carry sub-limits — for example, domiciliary hospitalisation is capped at 10% of Sum Insured.	Health Premia Gold No sublimits on common conditions like cataract or joint replacement. Sublimits apply to: robotic surgeries (₹1 Lakh, with exceptions), specified mental disorders (₹50,000), HIV/AIDS (₹50,000 per year), LASER surgery (up to ₹50,000), non-network road ambulance (₹2,000 per event)

Cashless Healthcare Providers
Active Assure Diamond Cashless treatment available at 10,051+ network hospitals across India.	Health Premia Gold Cashless treatment at Niva Bupa network hospitals across India; 10,000+ network hospitals (approximate, per Platinum brochure and Annual Report FY 2024-25; subject to change). Pre-authorisation target of 30 minutes

Restoration Benefit
Active Assure Diamond Reload of Sum Insured up to 150%, max up to ₹50 lakh, when the Sum Insured gets exhausted.	Health Premia Gold Re-fill Benefit: up to 100% of Base Sum Insured once per policy year, for the same or a different illness, after the Sum Insured is partly or fully used. Not available under the Family First variant

Cumulative Bonus
Active Assure Diamond Earn 10% of Sum Insured per claim-free year, accumulating up to 50% of Sum Insured. The Super No Claim Bonus add-on doubles your Sum Insured after 2 consecutive claim-free years (not available above ₹1 Cr SI). Accumulated bonus reduces if a claim is made; Super NCB requires continuous renewal without break.	Health Premia Gold Loyalty Additions of 10% of expiring Base Sum Insured every policy year, up to 100%, even if you claim. Optional Enhanced Loyalty Addition: 20% per year, up to 200%

Daycare Treatment
Active Assure Diamond 586 daycare procedures covered, even when hospitalisation is less than 24 hours.	Health Premia Gold All listed day care procedures (Annexure III) covered up to Sum Insured

Consumable Cover
Active Assure Diamond Non-medical consumables such as gloves, oxygen masks, and similar items used during hospitalisation are covered. Covered within the Sum Insured, subject to policy terms.	Health Premia Gold Allowable consumables paid within hospital bills; IRDAI non-payable items are not covered in the base plan. Covered with the optional Safeguard (List I) or Safeguard+ (Lists I-IV) add-on (Add-on UIN NBHHLIA24109V022324)

AYUSH Treatment
Active Assure Diamond Covered — in-patient hospitalisation at AYUSH hospitals is covered subject to policy terms.	Health Premia Gold In-patient Ayurveda, Unani, Siddha and Homeopathy treatment in an AYUSH hospital covered up to Sum Insured, with 90/180 days pre/post-hospitalisation

Initial Waiting Period
Active Assure Diamond 30 days from policy inception for general illnesses(verify from policy wordings). Accidental hospitalisation is covered from day 1.	Health Premia Gold 30 days (not for accidents or renewals)

Specific Waiting Period
Active Assure Diamond 2 years for listed specific diseases/procedures(verify from policy wordings. Coverage begins only after the waiting period is served with continuous renewal.	Health Premia Gold 12 months for listed conditions (e.g. cataract, hernia, joint/spine disorders, piles). Accidents covered from day 1; cancer after the 30-day wait. Mental illness and LASER surgery: 36 months. HIV/AIDS: 48 months

PED Waiting Period
Active Assure Diamond 2 years for pre-existing diseases(per Policybazaar; verify from policy wordings — some sources indicate 3 years, so confirm before purchase. PED coverage begins after the waiting period, subject to continuous renewal.	Health Premia Gold 24 months of continuous cover

Modern Treatment
Active Assure Diamond Covered for listed modern treatment methods, including Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty, and other new-age treatments, with no separate financial limit on modern treatment coverage. Coverage is subject to the treatment being listed in the policy and medically necessary.	Health Premia Gold Covered up to Sum Insured (12 listed procedures, e.g. robotic surgery, oral chemotherapy, immunotherapy, stem cell therapy). Robotic surgeries capped at ₹1 Lakh, except robotic radical prostatectomy, cardiac, partial nephrectomy and cancer surgeries

Annual Health Checkup
Active Assure Diamond Cashless annual health check-up available from day 1 through the insurer's app/network. Check-up must be availed through the designated channel and is subject to network availability.	Health Premia Gold Annual from Day 1: tests up to ₹2,500 per insured (₹10-20L SI), ₹5,000 (₹30L), ₹7,500 (₹50L). Family First Gold: ₹2,500

Pre-Hospitalisation
Active Assure Diamond Pre-hospitalisation medical expenses covered up to the Sum Insured for 30 days prior to hospitalisation.	Health Premia Gold Up to 90 days before admission, covered up to Sum Insured

Post-Hospitalisation
Active Assure Diamond Post-hospitalisation medical expenses covered up to the Sum Insured for 60 days following discharge.	Health Premia Gold Up to 180 days after discharge, covered up to Sum Insured

Outpatient Department Cover (OPD Expense)
Active Assure Diamond Not available as in-built OPD cover in this variant.	Health Premia Gold Domestic OPD: Not available under Gold. (OPD abroad is covered only within the in-built International Coverage, with 20% co-pay). Unlimited e-consultations included in all plans

Deductible Option
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings.	Health Premia Gold Not available (the policy wording has no deductible option for Health Premia)

Coverage Options
Active Assure Diamond Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs.	Health Premia Gold Individual / Family Floater: ₹10, 15, 20, 30 or 50 Lakh Base Sum Insured. Family First variant: Base Individual SI ₹5-10 Lakh per person with a shared floater layer on top. Policy types: Individual, Family Floater (up to 6 members, max 4 children) and Family First (up to 19 relationships). Entry age: adults 18-65, children 91 days-30 years. 1, 2 or 3-year terms; lifelong renewal

Coverage Options

Active Assure Diamond

Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs.

Health Premia Gold

Individual / Family Floater: ₹10, 15, 20, 30 or 50 Lakh Base Sum Insured. Family First variant: Base Individual SI ₹5-10 Lakh per person with a shared floater layer on top. Policy types: Individual, Family Floater (up to 6 members, max 4 children) and Family First (up to 19 relationships). Entry age: adults 18-65, children 91 days-30 years. 1, 2 or 3-year terms; lifelong renewal

Claim Settlement Ratio
Active Assure Diamond Aditya Birla Health Insurance maintains a strong claim settlement track record; the exact ratio for this variant should be verified from the latest IRDAI annual report.	Health Premia Gold 93.5% of claims settled (by number) for Health Premia in FY 2025-26. Source: Niva Bupa Public Disclosures FY2025-26 (Form NL-47), https://transactions.nivabupa.com/pages/doc/pub-dis/quarterly-reports/Website-Public-Disclosures-Mar-2026.pdf. Company-level: 94.4% (Niva Bupa Annual Report FY 2025-26)

Maternity Cover
Active Assure Diamond Not available as an in-built benefit in this variant.	Health Premia Gold Covered only under Family Floater / Family First (not Individual), after 24 months continuous cover, up to 2 pregnancies/terminations: ₹70,000 (₹10L), ₹75,000 (₹15L), ₹80,000 (₹20L), ₹1,00,000 (₹30L/₹50L); Family First Gold ₹50,000. New born covered up to SI till end of policy year; newborn vaccination in first year

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Active Assure Diamond

Health Insurance Plan

Brochure

VS

Health Premia Gold

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Active Assure Diamond Normal: Varies by variant — General Room / Twin Sharing / All rooms except Deluxe & Suite / Any room covered ICU: Covered up to Sum Insured
VS VS
Health Premia Gold Covered up to Sum Insured, any room except Suite or above (all Gold variants incl. Family First). Proportionate deduction applies if a higher room than eligible is taken

ICU Charges
Active Assure Diamond Covered up to the Sum Insured. No separate capping applies on ICU charges when room rent is unrestricted.
VS VS
Health Premia Gold Covered up to Sum Insured as part of In-patient Care; no separate ICU cap stated

Co-payment
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings.
VS VS
Health Premia Gold No mandatory co-payment with Zone 1 pricing. With Zone 2 pricing, 20% co-pay applies to treatment in Mumbai (incl. Navi Mumbai & Thane), Delhi NCR, Kolkata and Gujarat. OPD claims under International Coverage have 20% co-pay

Disease-wise sublimits
Active Assure Diamond Certain treatments carry sub-limits — for example, domiciliary hospitalisation is capped at 10% of Sum Insured.
VS VS
Health Premia Gold No sublimits on common conditions like cataract or joint replacement. Sublimits apply to: robotic surgeries (₹1 Lakh, with exceptions), specified mental disorders (₹50,000), HIV/AIDS (₹50,000 per year), LASER surgery (up to ₹50,000), non-network road ambulance (₹2,000 per event)

Cashless Healthcare Providers
Active Assure Diamond Cashless treatment available at 10,051+ network hospitals across India.
VS VS
Health Premia Gold Cashless treatment at Niva Bupa network hospitals across India; 10,000+ network hospitals (approximate, per Platinum brochure and Annual Report FY 2024-25; subject to change). Pre-authorisation target of 30 minutes

Restoration Benefit
Active Assure Diamond Reload of Sum Insured up to 150%, max up to ₹50 lakh, when the Sum Insured gets exhausted.
VS VS
Health Premia Gold Re-fill Benefit: up to 100% of Base Sum Insured once per policy year, for the same or a different illness, after the Sum Insured is partly or fully used. Not available under the Family First variant

Cumulative Bonus
Active Assure Diamond Earn 10% of Sum Insured per claim-free year, accumulating up to 50% of Sum Insured. The Super No Claim Bonus add-on doubles your Sum Insured after 2 consecutive claim-free years (not available above ₹1 Cr SI). Accumulated bonus reduces if a claim is made; Super NCB requires continuous renewal without break.
VS VS
Health Premia Gold Loyalty Additions of 10% of expiring Base Sum Insured every policy year, up to 100%, even if you claim. Optional Enhanced Loyalty Addition: 20% per year, up to 200%

Daycare Treatment
Active Assure Diamond 586 daycare procedures covered, even when hospitalisation is less than 24 hours.
VS VS
Health Premia Gold All listed day care procedures (Annexure III) covered up to Sum Insured

Consumable Cover
Active Assure Diamond Non-medical consumables such as gloves, oxygen masks, and similar items used during hospitalisation are covered. Covered within the Sum Insured, subject to policy terms.
VS VS
Health Premia Gold Allowable consumables paid within hospital bills; IRDAI non-payable items are not covered in the base plan. Covered with the optional Safeguard (List I) or Safeguard+ (Lists I-IV) add-on (Add-on UIN NBHHLIA24109V022324)

AYUSH Treatment
Active Assure Diamond Covered — in-patient hospitalisation at AYUSH hospitals is covered subject to policy terms.
VS VS
Health Premia Gold In-patient Ayurveda, Unani, Siddha and Homeopathy treatment in an AYUSH hospital covered up to Sum Insured, with 90/180 days pre/post-hospitalisation

Initial Waiting Period
Active Assure Diamond 30 days from policy inception for general illnesses(verify from policy wordings). Accidental hospitalisation is covered from day 1.
VS VS
Health Premia Gold 30 days (not for accidents or renewals)

Specific Waiting Period
Active Assure Diamond 2 years for listed specific diseases/procedures(verify from policy wordings. Coverage begins only after the waiting period is served with continuous renewal.
VS VS
Health Premia Gold 12 months for listed conditions (e.g. cataract, hernia, joint/spine disorders, piles). Accidents covered from day 1; cancer after the 30-day wait. Mental illness and LASER surgery: 36 months. HIV/AIDS: 48 months

PED Waiting Period
Active Assure Diamond 2 years for pre-existing diseases(per Policybazaar; verify from policy wordings — some sources indicate 3 years, so confirm before purchase. PED coverage begins after the waiting period, subject to continuous renewal.
VS VS
Health Premia Gold 24 months of continuous cover

Modern Treatment
Active Assure Diamond Covered for listed modern treatment methods, including Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty, and other new-age treatments, with no separate financial limit on modern treatment coverage. Coverage is subject to the treatment being listed in the policy and medically necessary.
VS VS
Health Premia Gold Covered up to Sum Insured (12 listed procedures, e.g. robotic surgery, oral chemotherapy, immunotherapy, stem cell therapy). Robotic surgeries capped at ₹1 Lakh, except robotic radical prostatectomy, cardiac, partial nephrectomy and cancer surgeries

Annual Health Checkup
Active Assure Diamond Cashless annual health check-up available from day 1 through the insurer's app/network. Check-up must be availed through the designated channel and is subject to network availability.
VS VS
Health Premia Gold Annual from Day 1: tests up to ₹2,500 per insured (₹10-20L SI), ₹5,000 (₹30L), ₹7,500 (₹50L). Family First Gold: ₹2,500

Pre-Hospitalisation
Active Assure Diamond Pre-hospitalisation medical expenses covered up to the Sum Insured for 30 days prior to hospitalisation.
VS VS
Health Premia Gold Up to 90 days before admission, covered up to Sum Insured

Post-Hospitalisation
Active Assure Diamond Post-hospitalisation medical expenses covered up to the Sum Insured for 60 days following discharge.
VS VS
Health Premia Gold Up to 180 days after discharge, covered up to Sum Insured

Outpatient Department Cover (OPD Expense)
Active Assure Diamond Not available as in-built OPD cover in this variant.
VS VS
Health Premia Gold Domestic OPD: Not available under Gold. (OPD abroad is covered only within the in-built International Coverage, with 20% co-pay). Unlimited e-consultations included in all plans

Deductible Option
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings.
VS VS
Health Premia Gold Not available (the policy wording has no deductible option for Health Premia)

Coverage Options
Active Assure Diamond Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs.
VS VS
Health Premia Gold Individual / Family Floater: ₹10, 15, 20, 30 or 50 Lakh Base Sum Insured. Family First variant: Base Individual SI ₹5-10 Lakh per person with a shared floater layer on top. Policy types: Individual, Family Floater (up to 6 members, max 4 children) and Family First (up to 19 relationships). Entry age: adults 18-65, children 91 days-30 years. 1, 2 or 3-year terms; lifelong renewal

Claim Settlement Ratio
Active Assure Diamond Aditya Birla Health Insurance maintains a strong claim settlement track record; the exact ratio for this variant should be verified from the latest IRDAI annual report.
VS VS
Health Premia Gold 93.5% of claims settled (by number) for Health Premia in FY 2025-26. Source: Niva Bupa Public Disclosures FY2025-26 (Form NL-47), https://transactions.nivabupa.com/pages/doc/pub-dis/quarterly-reports/Website-Public-Disclosures-Mar-2026.pdf. Company-level: 94.4% (Niva Bupa Annual Report FY 2025-26)

Maternity Cover
Active Assure Diamond Not available as an in-built benefit in this variant.
VS VS
Health Premia Gold Covered only under Family Floater / Family First (not Individual), after 24 months continuous cover, up to 2 pregnancies/terminations: ₹70,000 (₹10L), ₹75,000 (₹15L), ₹80,000 (₹20L), ₹1,00,000 (₹30L/₹50L); Family First Gold ₹50,000. New born covered up to SI till end of policy year; newborn vaccination in first year

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Tata AIG Medicare Select Plan

Niva Bupa Aspire Titanium Plus

Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Compare With Other Health Insurance Plans

Active Assure Diamond vs Optima Secure

Active Assure Diamond vs Super Mediclaim

Active Assure Diamond vs Health Recharge

Active Assure Diamond vs Cancer Cover Activ Cancer Secure Plan

Active Assure Diamond vs Optima Secure Plus

Active Assure Diamond vs Women Care

Active Assure Diamond vs Aspire Diamond+

Active Assure Diamond vs Activate Booster Plan A

Active Assure Diamond vs Active Care Premier

Active Assure Diamond vs ProHealth Accumulate

Active Assure Diamond vs Health Super Saver Standard

Active Assure Diamond vs Supreme Shine

Active Assure Diamond vs Optima Secure Global Plus

Active Assure Diamond vs Health Cardiac Care Silver & Gold Plan

Active Assure Diamond vs myHealth Suraksha Gold

Active Assure Diamond vs LifeTime Health Global

Active Assure Diamond vs Active Fit Plus

Active Assure Diamond vs OneHealth Premium

Active Assure Diamond vs Activ Health Platinum Essential

Active Assure Diamond vs Medicare Plus

Active Assure Diamond vs Medicare Senior

Active Assure Diamond vs Enhance Super Top-up Two

Active Assure Diamond vs Medicare Protect

Active Assure Diamond vs Activ One SAVR

Active Assure Diamond vs Activ One VIP

Active Assure Diamond vs Health Pulse Classic

Active Assure Diamond vs Advantage

Active Assure Diamond vs Special Care Gold

Active Assure Diamond vs Activ One Max

Active Assure Diamond vs Classic

Active Assure Diamond vs Activ One Vytl

Active Assure Diamond vs Supreme

Active Assure Diamond vs Freedom

Active Assure Diamond vs Sarvah Pratham

Active Assure Diamond vs Joy Today

Active Assure Diamond vs Medi Classic

Active Assure Diamond vs Activate Booster Plan B

Active Assure Diamond vs Aspire Gold+

Active Assure Diamond vs Aspire Platinum+

Active Assure Diamond vs Plus Complete

Active Assure Diamond vs Reassure 2.0 Platinum+

Active Assure Diamond vs Elder Care

Active Assure Diamond vs Reassure 3.0 Elite

Active Assure Diamond vs EquiCover

Active Assure Diamond vs Young Star Gold

Active Assure Diamond vs Enhance Super Top-up One

Active Assure Diamond vs Joy Tomorrow

Active Assure Diamond vs Activ One VIP+

Active Assure Diamond vs Reassure 3.0 Select

Active Assure Diamond vs Red Carpet Senior Citizens

Active Assure Diamond vs Medicare Premier

Active Assure Diamond vs Family Health Optima

Active Assure Diamond vs Health Companion Variant 2022

Active Assure Diamond vs Health Companion Variant 3

Active Assure Diamond vs Plus Youth

Active Assure Diamond vs Assure

Active Assure Diamond vs Health Premia Gold

Active Assure Diamond vs Health Premia Platinum

Active Assure Diamond vs Cancer Care Platinum

Active Assure Diamond vs Optima Lite

Active Assure Diamond vs ProHealth Prime Protect

Active Assure Diamond vs Comprehensive

Active Assure Diamond vs HeartBeat Enhanced

Active Assure Diamond vs Reassure

Active Assure Diamond vs Supreme Senior Premium

Active Assure Diamond vs Health Recharge Super Top Up Plan

Active Assure Diamond vs Reassure 3.0

Active Assure Diamond vs myHealth Suraksha Platinum

Active Assure Diamond vs Supreme Value for Money

Active Assure Diamond vs Supreme Senior Super

Active Assure Diamond vs Supreme Enhance

Active Assure Diamond vs Reassure 2.0 Gold

Active Assure Diamond vs Medicare

Active Assure Diamond vs Ultimate (Direct)

Active Assure Diamond vs Young Star

Active Assure Diamond vs Sarvah Param

Active Assure Diamond vs Optima Insurance

Active Assure Diamond vs Smart Super Health Assure

Active Assure Diamond vs Reassure 3.0 Black

Active Assure Diamond vs Health Guard Platinum

Active Assure Diamond vs Health Guard Gold

Active Assure Diamond vs Elevate (Direct)

Active Assure Diamond vs Extra Care Plus Super Top-up

Active Assure Diamond vs Health Care Supreme Smart

Active Assure Diamond vs Smart Health Pro

Active Assure Diamond vs Medi Classic Gold

Active Assure Diamond vs Optima Super Secure

Active Assure Diamond vs Special Care

Active Assure Diamond vs Medicare LITE

Active Assure Diamond vs Health Shield 360

Active Assure Diamond vs SecureHealth

Active Assure Diamond vs Supreme (Direct)

Active Assure Diamond vs Plus

Active Assure Diamond vs Mediclaim Insurance Policy

Active Assure Diamond vs Medicare Select

Active Assure Diamond vs Health Gain

Active Assure Diamond vs myHealth Koti Suraksha

Active Assure Diamond vs Senior

Active Assure Diamond vs myHealth Suraksha Silver

Active Assure Diamond vs Cardiac Care Platinum

Active Assure Diamond vs Royal Sundaram Lifeline Elite

Active Assure Diamond vs Super Surplus Gold

Active Assure Diamond vs Supreme Enhance One

Active Assure Diamond vs Supreme Enhance Two

Active Assure Diamond vs HeartBeat Platinum

Active Assure Diamond vs HeartBeat Gold

Active Assure Diamond vs Health SuperCharge

Active Assure Diamond vs Aspire Titanium+

Active Assure Diamond vs iHealth Plus

Active Assure Diamond vs ProHealth Prime Advantage

Active Assure Diamond vs Active Fit Preferred

Active Assure Diamond vs Reassure 3.0 Classic

Active Assure Diamond vs Senior Health Advantage

Active Assure Diamond vs Health Wallet

Active Assure Diamond vs Elevate

Active Assure Diamond vs Heart

Active Assure Diamond vs LifeTime Health

Active Assure Diamond vs Reassure 2.0 Titanium+

Active Assure Diamond vs ProHealth Prime Active

Active Assure Diamond vs ProHealth Prime Senior Elite

Active Assure Diamond vs Advanced Top Up

Active Assure Diamond vs Multiplier Health

Active Assure Diamond vs Diabetes Safe Plan A

Active Assure Diamond vs Reassure 2.0 Bronze+

Active Assure Diamond vs Enhance Super Top-up

Active Assure Diamond vs Young Star Silver

Active Assure Diamond vs Star Women Care Policy

Active Assure Diamond vs Joy

Active Assure Diamond vs Supreme Senior Health AdvantEdge

Active Assure Diamond vs Family Plus

Active Assure Diamond vs Criti Shield Plus

Active Assure Diamond vs Health Care Supreme Ultimo

Active Assure Diamond vs Health Shield 360 Retail

Active Assure Diamond vs Super Star

Active Assure Diamond vs Supreme Super Saver

Active Assure Diamond vs Senior First Platinum

Active Assure Diamond vs Optima Secure Global

Active Assure Diamond vs NextGen

Active Assure Diamond vs Health Insurance Platinum

Active Assure Diamond vs Energy Silver With Copay

Active Assure Diamond vs Optima Secure

Active Assure Diamond vs Super Mediclaim

Active Assure Diamond vs Health Recharge

Active Assure Diamond vs Cancer Cover Activ Cancer Secure Plan

Active Assure Diamond vs Optima Secure Plus

Health Premia Gold vs Optima Secure

Health Premia Gold vs Super Mediclaim

Health Premia Gold vs Health Recharge

Health Premia Gold vs Cancer Cover Activ Cancer Secure Plan

Health Premia Gold vs Optima Secure Plus

Health Premia Gold vs Women Care

Health Premia Gold vs Aspire Diamond+

Health Premia Gold vs Activate Booster Plan A

Health Premia Gold vs Active Care Premier

Health Premia Gold vs ProHealth Accumulate

Health Premia Gold vs Health Super Saver Standard

Health Premia Gold vs Supreme Shine

Health Premia Gold vs Optima Secure Global Plus

Health Premia Gold vs Health Cardiac Care Silver & Gold Plan

Health Premia Gold vs myHealth Suraksha Gold

Health Premia Gold vs LifeTime Health Global

Health Premia Gold vs Active Fit Plus

Health Premia Gold vs OneHealth Premium

Health Premia Gold vs Activ Health Platinum Essential

Health Premia Gold vs Medicare Plus

Health Premia Gold vs Medicare Senior

Health Premia Gold vs Enhance Super Top-up Two

Health Premia Gold vs Medicare Protect

Health Premia Gold vs Activ One SAVR

Health Premia Gold vs Active Assure Diamond

Health Premia Gold vs Activ One VIP

Health Premia Gold vs Health Pulse Classic

Health Premia Gold vs Advantage

Health Premia Gold vs Special Care Gold

Health Premia Gold vs Activ One Max

Health Premia Gold vs Classic

Health Premia Gold vs Activ One Vytl

Health Premia Gold vs Supreme

Health Premia Gold vs Freedom

Health Premia Gold vs Sarvah Pratham

Health Premia Gold vs Joy Today

Health Premia Gold vs Medi Classic

Health Premia Gold vs Activate Booster Plan B

Health Premia Gold vs Aspire Gold+

Health Premia Gold vs Aspire Platinum+

Health Premia Gold vs Plus Complete

Health Premia Gold vs Reassure 2.0 Platinum+

Health Premia Gold vs Elder Care

Health Premia Gold vs Reassure 3.0 Elite

Health Premia Gold vs EquiCover

Health Premia Gold vs Young Star Gold

Health Premia Gold vs Enhance Super Top-up One

Health Premia Gold vs Joy Tomorrow

Health Premia Gold vs Activ One VIP+

Health Premia Gold vs Reassure 3.0 Select

Health Premia Gold vs Red Carpet Senior Citizens

Health Premia Gold vs Medicare Premier

Health Premia Gold vs Family Health Optima

Health Premia Gold vs Health Companion Variant 2022

Health Premia Gold vs Health Companion Variant 3

Health Premia Gold vs Plus Youth

Health Premia Gold vs Assure

Health Premia Gold vs Health Premia Platinum

Health Premia Gold vs Cancer Care Platinum

Health Premia Gold vs Optima Lite

Health Premia Gold vs ProHealth Prime Protect

Health Premia Gold vs Comprehensive

Health Premia Gold vs HeartBeat Enhanced

Health Premia Gold vs Reassure

Health Premia Gold vs Supreme Senior Premium

Health Premia Gold vs Health Recharge Super Top Up Plan

Health Premia Gold vs Reassure 3.0

Health Premia Gold vs myHealth Suraksha Platinum

Health Premia Gold vs Supreme Value for Money

Health Premia Gold vs Supreme Senior Super

Health Premia Gold vs Supreme Enhance

Health Premia Gold vs Reassure 2.0 Gold

Health Premia Gold vs Medicare

Health Premia Gold vs Ultimate (Direct)

Health Premia Gold vs Young Star

Health Premia Gold vs Sarvah Param

Health Premia Gold vs Optima Insurance

Health Premia Gold vs Smart Super Health Assure

Health Premia Gold vs Reassure 3.0 Black

Health Premia Gold vs Health Guard Platinum

Health Premia Gold vs Health Guard Gold

Health Premia Gold vs Elevate (Direct)

Health Premia Gold vs Extra Care Plus Super Top-up

Health Premia Gold vs Health Care Supreme Smart

Health Premia Gold vs Smart Health Pro

Health Premia Gold vs Medi Classic Gold

Health Premia Gold vs Optima Super Secure

Health Premia Gold vs Special Care

Health Premia Gold vs Medicare LITE

Health Premia Gold vs Health Shield 360

Health Premia Gold vs SecureHealth

Health Premia Gold vs Supreme (Direct)

Health Premia Gold vs Plus

Health Premia Gold vs Mediclaim Insurance Policy

Health Premia Gold vs Medicare Select

Health Premia Gold vs Health Gain

Health Premia Gold vs myHealth Koti Suraksha

Health Premia Gold vs Senior

Health Premia Gold vs myHealth Suraksha Silver

Health Premia Gold vs Cardiac Care Platinum

Health Premia Gold vs Royal Sundaram Lifeline Elite

Health Premia Gold vs Super Surplus Gold

Health Premia Gold vs Supreme Enhance One

Health Premia Gold vs Supreme Enhance Two

Health Premia Gold vs HeartBeat Platinum

Health Premia Gold vs HeartBeat Gold

Health Premia Gold vs Health SuperCharge

Health Premia Gold vs Aspire Titanium+

Health Premia Gold vs iHealth Plus

Health Premia Gold vs ProHealth Prime Advantage

Health Premia Gold vs Active Fit Preferred

Health Premia Gold vs Reassure 3.0 Classic

Health Premia Gold vs Senior Health Advantage

Health Premia Gold vs Health Wallet

Health Premia Gold vs Elevate

Health Premia Gold vs Heart

Health Premia Gold vs LifeTime Health

Health Premia Gold vs Reassure 2.0 Titanium+

Health Premia Gold vs ProHealth Prime Active

Health Premia Gold vs ProHealth Prime Senior Elite

Health Premia Gold vs Advanced Top Up

Health Premia Gold vs Multiplier Health

Health Premia Gold vs Diabetes Safe Plan A

Health Premia Gold vs Reassure 2.0 Bronze+

Health Premia Gold vs Enhance Super Top-up

Health Premia Gold vs Young Star Silver

Health Premia Gold vs Star Women Care Policy

Health Premia Gold vs Joy

Health Premia Gold vs Supreme Senior Health AdvantEdge

Health Premia Gold vs Family Plus

Health Premia Gold vs Criti Shield Plus

Health Premia Gold vs Health Care Supreme Ultimo

Health Premia Gold vs Health Shield 360 Retail

Health Premia Gold vs Super Star

Health Premia Gold vs Supreme Super Saver

Health Premia Gold vs Senior First Platinum

Health Premia Gold vs Optima Secure Global

Health Premia Gold vs NextGen

Health Premia Gold vs Health Insurance Platinum

Health Premia Gold vs Energy Silver With Copay

Health Premia Gold vs Optima Secure

Health Premia Gold vs Super Mediclaim

Health Premia Gold vs Health Recharge

Health Premia Gold vs Cancer Cover Activ Cancer Secure Plan

Health Premia Gold vs Optima Secure Plus

Related Blogs

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying

November 17, 2025 | Mahak Chauhan

Family Floater Plans: A Quick Overview

November 16, 2025 | Mahak Chauhan

ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?

September 25, 2025 | OneAssure Team

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying

November 17, 2025 | Mahak Chauhan

Family Floater Plans: A Quick Overview

November 16, 2025 | Mahak Chauhan

ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?

September 25, 2025 | OneAssure Team

Oneassure

Health Insurance

Compare Health Insurance Plans

Active Assure Diamond Vs Health Premia Gold