Insurance Plans Comparison
Aditya Birla Active Assure Diamond vs Niva Bupa Reassure 3.0 Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Assure Diamond
Aditya Birla Activ Assure Diamond
What Makes It Special:
Activ Assure Diamond is a budget-friendly, new-age health plan from Aditya Birla that combines no-room-rent-capping coverage, modern treatment cover, wellness rewards, and a reload benefit of up to 150% of Sum Insured in one affordable package.
Best For:
Those wanting accidental and cancer hospitalisation boosters
Customers looking for modern treatment coverage like robotic surgeries and oral chemotherapy
People wanting wellness-linked premium rewards(HealthReturns™)
Buyers who want no capping on room rent for higher Sum Insured options
Families and individuals looking for affordable, comprehensive coverage
VS
Reassure 3.0 Select
ReAssure 3.0 Select
What Makes It Special:
Reassure 3.0 focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the waiting periods and daycare treatment caps carefully before purchase
May not suit buyers looking for in-built OPD or maternity coverage
Suitable for buyers who want extra cover for accidental or cancer hospitalisation through boosters
Useful for people who want to earn up to 30% of premium back through HealthReturns™ wellness rewards
Good option if you want a budget-friendly plan with no room rent capping on higher Sum Insured options
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Assure Diamond Health Insurance Plan VS VS |
Reassure 3.0 Select Health Insurance Plan |
| Room Rent |
|---|
Active Assure Diamond Normal: Varies by variant — General Room / Twin Sharing / All rooms except Deluxe & Suite / Any room covered ICU: Covered up to Sum Insured |
VS VS |
Reassure 3.0 Select Select covers up to Twin Sharing Room; higher rooms attract co-payment. |
| ICU Charges |
|---|
Active Assure Diamond Covered up to the Sum Insured. No separate capping applies on ICU charges when room rent is unrestricted. |
VS VS |
Reassure 3.0 Select Covered under hospitalisation expenses up to applicable SI. |
| Co-payment |
|---|
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
VS VS |
Reassure 3.0 Select Selectable: 0%, 10%, 20%, 30%, 40%, 50% options. |
| Disease-wise sublimits |
|---|
Active Assure Diamond Certain treatments carry sub-limits — for example, domiciliary hospitalisation is capped at 10% of Sum Insured. |
VS VS |
Reassure 3.0 Select ₹1L limit per claim for specified modern treatments |
| Cashless Healthcare Providers |
|---|
Active Assure Diamond Cashless treatment available at 10,051+ network hospitals across India. |
VS VS |
Reassure 3.0 Select Niva Bupa network hospitals subject to authorisation |
| Restoration Benefit |
|---|
Active Assure Diamond Reload of Sum Insured up to 150%, max up to ₹50 lakh, when the Sum Insured gets exhausted. |
VS VS |
Reassure 3.0 Select ReAssure Forever: Base SI restored after first claim, unlimited times. |
| Cumulative Bonus |
|---|
Active Assure Diamond Earn 10% of Sum Insured per claim-free year, accumulating up to 50% of Sum Insured. The Super No Claim Bonus add-on doubles your Sum Insured after 2 consecutive claim-free years (not available above ₹1 Cr SI). Accumulated bonus reduces if a claim is made; Super NCB requires continuous renewal without break. |
VS VS |
Reassure 3.0 Select Booster+ add on: Accumulates up to 10X base SI carried forward annually |
| Daycare Treatment |
|---|
Active Assure Diamond 586 daycare procedures covered, even when hospitalisation is less than 24 hours. |
VS VS |
Reassure 3.0 Select Covered for ≥2 hours hospitalisations per policy terms. |
| Consumable Cover |
|---|
Active Assure Diamond Non-medical consumables such as gloves, oxygen masks, and similar items used during hospitalisation are covered. Covered within the Sum Insured, subject to policy terms. |
VS VS |
Reassure 3.0 Select Claim Safeguard+ available as optional benefit |
| AYUSH Treatment |
|---|
Active Assure Diamond Covered — in-patient hospitalisation at AYUSH hospitals is covered subject to policy terms. |
VS VS |
Reassure 3.0 Select Covered for ≥24 hours AYUSH hospitalisation up to SI. |
| Initial Waiting Period |
|---|
Active Assure Diamond 30 days from policy inception for general illnesses(verify from policy wordings). Accidental hospitalisation is covered from day 1. |
VS VS |
Reassure 3.0 Select 30 days (except accidents). |
| Specific Waiting Period |
|---|
Active Assure Diamond 2 years for listed specific diseases/procedures(verify from policy wordings. Coverage begins only after the waiting period is served with continuous renewal. |
VS VS |
Reassure 3.0 Select 24 months standard; Specific Disease modification to 12 or 16 months. |
| PED Waiting Period |
|---|
Active Assure Diamond 2 years for pre-existing diseases(per Policybazaar; verify from policy wordings — some sources indicate 3 years, so confirm before purchase. PED coverage begins after the waiting period, subject to continuous renewal. |
VS VS |
Reassure 3.0 Select 36 months standard; modifiable to 12 or 24 months. |
| Modern Treatment |
|---|
Active Assure Diamond Covered for listed modern treatment methods, including Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty, and other new-age treatments, with no separate financial limit on modern treatment coverage. Coverage is subject to the treatment being listed in the policy and medically necessary. |
VS VS |
Reassure 3.0 Select Modern treatments covered up to ₹1L per complete claim amount. |
| Annual Health Checkup |
|---|
Active Assure Diamond Cashless annual health check-up available from day 1 through the insurer's app/network. Check-up must be availed through the designated channel and is subject to network availability. |
VS VS |
Reassure 3.0 Select Available from Day 1 on cashless basis per defined packages. |
| Pre-Hospitalisation |
|---|
Active Assure Diamond Pre-hospitalisation medical expenses covered up to the Sum Insured for 30 days prior to hospitalisation. |
VS VS |
Reassure 3.0 Select Up to 60 days before hospitalisation when related to approved claim. |
| Post-Hospitalisation |
|---|
Active Assure Diamond Post-hospitalisation medical expenses covered up to the Sum Insured for 60 days following discharge. |
VS VS |
Reassure 3.0 Select Covered for 180 days after discharge for eligible expenses. |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Assure Diamond Not available as in-built OPD cover in this variant. |
VS VS |
Reassure 3.0 Select Not in base; Wellconsult+ add on provides OPD and wellness benefits. |
| Deductible Option |
|---|
Active Assure Diamond Not a core feature of this variant — verify availability from policy wordings. |
VS VS |
Reassure 3.0 Select Annual Aggregate Deductible: ₹10K to ₹5L range. |
| Coverage Options |
|---|
Active Assure Diamond Sum Insured options from ₹2 lakh up to ₹2 crore, with flexible choices based on budget and family needs. |
VS VS |
Reassure 3.0 Select Unlimited Sum Insured option available. |
| Claim Settlement Ratio |
|---|
Active Assure Diamond Aditya Birla Health Insurance maintains a strong claim settlement track record; the exact ratio for this variant should be verified from the latest IRDAI annual report. |
VS VS |
Reassure 3.0 Select 80% |
| Maternity Cover |
|---|
Active Assure Diamond Not available as an in-built benefit in this variant. |
VS VS |
Reassure 3.0 Select Not in standard, Select variant base benefits. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Assure Diamond vs Optima Secure
Active Assure Diamond vs Optima Secure Plus
Active Assure Diamond vs Cancer Cover Activ Cancer Secure Plan
Active Assure Diamond vs Women Care
Active Assure Diamond vs Activate Booster Plan A
Active Assure Diamond vs Active Care Premier
Active Assure Diamond vs ProHealth Accumulate
Active Assure Diamond vs Supreme Shine
Active Assure Diamond vs Optima Secure Global Plus
Active Assure Diamond vs myHealth Suraksha Gold
Active Assure Diamond vs LifeTime Health Global
Active Assure Diamond vs Active Fit Plus
Active Assure Diamond vs Activ Health Platinum Essential
Active Assure Diamond vs Medicare Plus
Active Assure Diamond vs Medicare Senior
Active Assure Diamond vs Medicare Protect
Active Assure Diamond vs Activ One SAVR
Active Assure Diamond vs Activ One VIP
Active Assure Diamond vs Advantage
Active Assure Diamond vs Assure
Active Assure Diamond vs Activ One Max
Active Assure Diamond vs Classic
Active Assure Diamond vs Activ One Vytl
Active Assure Diamond vs Supreme
Active Assure Diamond vs Freedom
Active Assure Diamond vs Joy Today
Active Assure Diamond vs Medi Classic
Active Assure Diamond vs Activate Booster Plan B
Active Assure Diamond vs Health Recharge Super Top Up Plan
Active Assure Diamond vs Plus Complete
Active Assure Diamond vs EquiCover
Active Assure Diamond vs Activ One VIP+
Active Assure Diamond vs Reassure 3.0 Select
Active Assure Diamond vs Medicare Premier
Active Assure Diamond vs Plus Youth
Active Assure Diamond vs Optima Lite
Active Assure Diamond vs ProHealth Prime Protect
Active Assure Diamond vs Supreme Senior Premium
Active Assure Diamond vs myHealth Suraksha Platinum
Active Assure Diamond vs Supreme Senior Super
Active Assure Diamond vs Medicare
Active Assure Diamond vs Ultimate (Direct)
Active Assure Diamond vs Sarvah Param
Active Assure Diamond vs Optima Insurance
Active Assure Diamond vs Smart Super Health Assure
Active Assure Diamond vs Health Guard Platinum
Active Assure Diamond vs Health Guard Gold
Active Assure Diamond vs Extra Care Plus Super Top-up
Active Assure Diamond vs Health Care Supreme Smart
Active Assure Diamond vs Medi Classic Gold
Active Assure Diamond vs Smart Health Pro
Active Assure Diamond vs Optima Super Secure
Active Assure Diamond vs Special Care
Active Assure Diamond vs Medicare LITE
Active Assure Diamond vs Health Shield 360
Active Assure Diamond vs SecureHealth
Active Assure Diamond vs Supreme (Direct)
Active Assure Diamond vs Mediclaim Insurance Policy
Active Assure Diamond vs Young Star Gold
Active Assure Diamond vs Senior
Active Assure Diamond vs myHealth Koti Suraksha
Active Assure Diamond vs myHealth Suraksha Silver
Active Assure Diamond vs Cancer Care Platinum
Active Assure Diamond vs Royal Sundaram Lifeline Elite
Active Assure Diamond vs Supreme Enhance One
Active Assure Diamond vs Supreme Enhance Two
Active Assure Diamond vs Health Companion Variant 2022
Active Assure Diamond vs Elder Care
Active Assure Diamond vs HeartBeat Gold
Active Assure Diamond vs Health SuperCharge
Active Assure Diamond vs iHealth Plus
Active Assure Diamond vs HeartBeat Enhanced
Active Assure Diamond vs ProHealth Prime Advantage
Active Assure Diamond vs Active Fit Preferred
Active Assure Diamond vs Senior Health Advantage
Active Assure Diamond vs Reassure 3.0 Elite
Active Assure Diamond vs Reassure 2.0 Platinum+
Active Assure Diamond vs Health Wallet
Active Assure Diamond vs Heart
Active Assure Diamond vs Elevate
Active Assure Diamond vs Reassure 2.0 Titanium+
Active Assure Diamond vs LifeTime Health
Active Assure Diamond vs ProHealth Prime Active
Active Assure Diamond vs ProHealth Prime Senior Elite
Active Assure Diamond vs Advanced Top Up
Active Assure Diamond vs Multiplier Health
Active Assure Diamond vs Joy Tomorrow
Active Assure Diamond vs Reassure 2.0 Bronze+
Active Assure Diamond vs Star Women Care Policy
Active Assure Diamond vs Young Star Silver
Active Assure Diamond vs Reassure 3.0
Active Assure Diamond vs Joy
Active Assure Diamond vs Supreme Senior Health AdvantEdge
Active Assure Diamond vs Family Plus
Active Assure Diamond vs Criti Shield Plus
Active Assure Diamond vs Health Care Supreme Ultimo
Active Assure Diamond vs Health Shield 360 Retail
Active Assure Diamond vs Supreme Super Saver
Active Assure Diamond vs Super Star
Active Assure Diamond vs Senior First Platinum
Active Assure Diamond vs Optima Secure Global
Active Assure Diamond vs NextGen
Active Assure Diamond vs Health Insurance Platinum
Active Assure Diamond vs Energy Silver With Copay
Reassure 3.0 Select vs Optima Secure
Reassure 3.0 Select vs Optima Secure Plus
Reassure 3.0 Select vs Cancer Cover Activ Cancer Secure Plan
Reassure 3.0 Select vs Women Care
Reassure 3.0 Select vs Activate Booster Plan A
Reassure 3.0 Select vs Active Care Premier
Reassure 3.0 Select vs ProHealth Accumulate
Reassure 3.0 Select vs Supreme Shine
Reassure 3.0 Select vs Optima Secure Global Plus
Reassure 3.0 Select vs myHealth Suraksha Gold
Reassure 3.0 Select vs LifeTime Health Global
Reassure 3.0 Select vs Active Fit Plus
Reassure 3.0 Select vs Activ Health Platinum Essential
Reassure 3.0 Select vs Medicare Plus
Reassure 3.0 Select vs Medicare Senior
Reassure 3.0 Select vs Medicare Protect
Reassure 3.0 Select vs Activ One SAVR
Reassure 3.0 Select vs Active Assure Diamond
Reassure 3.0 Select vs Activ One VIP
Reassure 3.0 Select vs Advantage
Reassure 3.0 Select vs Assure
Reassure 3.0 Select vs Activ One Max
Reassure 3.0 Select vs Classic
Reassure 3.0 Select vs Activ One Vytl
Reassure 3.0 Select vs Supreme
Reassure 3.0 Select vs Freedom
Reassure 3.0 Select vs Joy Today
Reassure 3.0 Select vs Medi Classic
Reassure 3.0 Select vs Activate Booster Plan B
Reassure 3.0 Select vs Health Recharge Super Top Up Plan
Reassure 3.0 Select vs Plus Complete
Reassure 3.0 Select vs EquiCover
Reassure 3.0 Select vs Activ One VIP+
Reassure 3.0 Select vs Medicare Premier
Reassure 3.0 Select vs Plus Youth
Reassure 3.0 Select vs Optima Lite
Reassure 3.0 Select vs ProHealth Prime Protect
Reassure 3.0 Select vs Supreme Senior Premium
Reassure 3.0 Select vs myHealth Suraksha Platinum
Reassure 3.0 Select vs Supreme Senior Super
Reassure 3.0 Select vs Medicare
Reassure 3.0 Select vs Ultimate (Direct)
Reassure 3.0 Select vs Sarvah Param
Reassure 3.0 Select vs Optima Insurance
Reassure 3.0 Select vs Smart Super Health Assure
Reassure 3.0 Select vs Health Guard Platinum
Reassure 3.0 Select vs Health Guard Gold
Reassure 3.0 Select vs Extra Care Plus Super Top-up
Reassure 3.0 Select vs Health Care Supreme Smart
Reassure 3.0 Select vs Medi Classic Gold
Reassure 3.0 Select vs Smart Health Pro
Reassure 3.0 Select vs Optima Super Secure
Reassure 3.0 Select vs Special Care
Reassure 3.0 Select vs Medicare LITE
Reassure 3.0 Select vs Health Shield 360
Reassure 3.0 Select vs SecureHealth
Reassure 3.0 Select vs Supreme (Direct)
Reassure 3.0 Select vs Mediclaim Insurance Policy
Reassure 3.0 Select vs Young Star Gold
Reassure 3.0 Select vs Senior
Reassure 3.0 Select vs myHealth Koti Suraksha
Reassure 3.0 Select vs myHealth Suraksha Silver
Reassure 3.0 Select vs Cancer Care Platinum
Reassure 3.0 Select vs Royal Sundaram Lifeline Elite
Reassure 3.0 Select vs Supreme Enhance One
Reassure 3.0 Select vs Supreme Enhance Two
Reassure 3.0 Select vs Health Companion Variant 2022
Reassure 3.0 Select vs Elder Care
Reassure 3.0 Select vs HeartBeat Gold
Reassure 3.0 Select vs Health SuperCharge
Reassure 3.0 Select vs iHealth Plus
Reassure 3.0 Select vs HeartBeat Enhanced
Reassure 3.0 Select vs ProHealth Prime Advantage
Reassure 3.0 Select vs Active Fit Preferred
Reassure 3.0 Select vs Senior Health Advantage
Reassure 3.0 Select vs Reassure 3.0 Elite
Reassure 3.0 Select vs Reassure 2.0 Platinum+
Reassure 3.0 Select vs Health Wallet
Reassure 3.0 Select vs Heart
Reassure 3.0 Select vs Elevate
Reassure 3.0 Select vs Reassure 2.0 Titanium+
Reassure 3.0 Select vs LifeTime Health
Reassure 3.0 Select vs ProHealth Prime Active
Reassure 3.0 Select vs ProHealth Prime Senior Elite
Reassure 3.0 Select vs Advanced Top Up
Reassure 3.0 Select vs Multiplier Health
Reassure 3.0 Select vs Joy Tomorrow
Reassure 3.0 Select vs Reassure 2.0 Bronze+
Reassure 3.0 Select vs Star Women Care Policy
Reassure 3.0 Select vs Young Star Silver
Reassure 3.0 Select vs Reassure 3.0
Reassure 3.0 Select vs Joy
Reassure 3.0 Select vs Supreme Senior Health AdvantEdge
Reassure 3.0 Select vs Family Plus
Reassure 3.0 Select vs Criti Shield Plus
Reassure 3.0 Select vs Health Care Supreme Ultimo
Reassure 3.0 Select vs Health Shield 360 Retail
Reassure 3.0 Select vs Supreme Super Saver
Reassure 3.0 Select vs Super Star
Reassure 3.0 Select vs Senior First Platinum
Reassure 3.0 Select vs Optima Secure Global
Reassure 3.0 Select vs NextGen
Reassure 3.0 Select vs Health Insurance Platinum
Reassure 3.0 Select vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

