Insurance Plans Comparison
HDFC ERGO myHealth Suraksha Gold vs Aditya Birla Active Fit Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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myHealth Suraksha Gold
myHealth Suraksha Gold
What Makes It Special:
myHealth Suraksha is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Active Fit Plus
Wellness-driven health protection with Binge Refill and HealthReturns
What Makes It Special:
Activ Fit Plus is designed around health insurance and wellness rewards, with Binge Refill, health assessment, HealthReturns and fitness-linked benefits.
Best For:
People looking for broad hospitalisation and daycare coverage
Buyers wanting unlimited sum insured refill
Customers interested in wellness rewards
Younger adults and families
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Waiting periods should be reviewed before purchase.
Maternity is not part of the Plus variant.
Binge Refill can provide additional protection after some insured is exhausted.
Suitable if wellness linked rewards are important.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
myHealth Suraksha Gold Health Insurance Plan VS VS |
Active Fit Plus Health Insurance Plan |
| Room Rent |
|---|
myHealth Suraksha Gold Paid in full |
VS VS |
Active Fit Plus Any room for some in short 5 lakh and above. |
| Advanced Treatments |
|---|
myHealth Suraksha Gold Home Healthcare Domiciliary Hospitalization Organ Donor Expenses Mental Healthcare Air Ambulance Cover AYUSH Treatment |
VS VS |
Active Fit Plus Information Unavailable |
| ICU Charges |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus No sublimit or caps. |
| Co-payment |
|---|
myHealth Suraksha Gold No mandatory co-payment under Tier 1 premium option |
VS VS |
Active Fit Plus No mandatory co-payment identified. |
| Disease-wise sublimits |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Subject to policy terms. |
| Waiting Period |
|---|
myHealth Suraksha Gold Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period: 36 Months Specific Disease/Procedure Waiting Period: 24 Months |
VS VS |
Active Fit Plus Information Unavailable |
| Cashless Healthcare Providers |
|---|
myHealth Suraksha Gold Cashless treatment available through network healthcare providers |
VS VS |
Active Fit Plus Current insurer network is 16,500+. |
| Restoration Benefit |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Binge refill - 100% sum insured, unlimited times |
| Daycare Treatment |
|---|
myHealth Suraksha Gold Covered |
VS VS |
Active Fit Plus All daycare treatments up to sum insured |
| Cumulative Bonus |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 10% of SI per year, maximum 100% |
| AYUSH Treatment |
|---|
myHealth Suraksha Gold Covered |
VS VS |
Active Fit Plus Covered up to sum insured |
| Consumable Cover |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Optional/subject to applicable cover |
| Initial Waiting Period |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 30 days |
| Specific Waiting Period |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Information Unavailable |
| PED Waiting Period |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 36 months |
| Modern Treatment |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Covered up to sum insured |
| Annual Health Checkup |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Once every policy year for eligible insured persons |
| Pre-Hospitalisation |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 90 days |
| Post-Hospitalisation |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 180 days |
| Outpatient Department Cover (OPD Expense) |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Not part of standard hospitalisation cover; optional OPD available. |
| Deductible Option |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Not established as a standard inbuilt benefit |
| Coverage Options |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Individual, multi-individual, and family floater available. |
| Claim Settlement Ratio |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus 97% |
| Maternity Cover |
|---|
myHealth Suraksha Gold Information Unavailable |
VS VS |
Active Fit Plus Not available. |
Insurance Plans Comparison
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Every suggestion is backed by expert analysis of your life stage, goals, and budget
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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