Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs HDFC ERGO Health Wallet
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Active Fit Preferred
Activ Fit Preferred
What Makes It Special:
Activ Fit Preferred combines hospitalization coverage with fitness rewards and maternity protection. It includes unlimited Binge Refill, HealthReturns and a maternity benefit over and above the base Sum Insured.
Best For:
Buyers wanting unlimited refill protection
Customers interested in fitness-linked rewards
Buyers planning for maternity
Younger families
VS
Health Wallet
Health Wallet
What Makes It Special:
Health Wallet focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
OPD consultation requires the relevant optional cover.
Health returns depend on wellness activity and applicable policy conditions.
The maternity waiting period should be considered before purchase.
Maternity benefits are a key differentiator of this variant.
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
Health Wallet Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Any room for sum insured 5 lakh and above. |
VS VS |
Health Wallet Normal: No Capping (Covered up to Sum Insured) ICU: No Capping (Covered up to Sum Insured) |
| ICU Charges |
|---|
Active Fit Preferred No capping, covered up to sum insured. |
VS VS |
Health Wallet Information Unavailable |
| Advanced Treatments |
|---|
Active Fit Preferred Information Unavailable |
VS VS |
Health Wallet Worldwide Emergency Treatment Day Care Procedures Preventive Health Check-Up Unlimited Restore Add-On |
| Co-payment |
|---|
Active Fit Preferred No. |
VS VS |
Health Wallet None |
| Disease-wise sublimits |
|---|
Active Fit Preferred No broad disease sublimit identified; subject to policy terms. |
VS VS |
Health Wallet Information Unavailable |
| Waiting Period |
|---|
Active Fit Preferred Information Unavailable |
VS VS |
Health Wallet Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 36 months |
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 16,500 + current insurer network |
VS VS |
Health Wallet 14,000+ network hospitals across India |
| Restoration Benefit |
|---|
Active Fit Preferred Binge refill - 100% sum insured, unlimited times |
VS VS |
Health Wallet Information Unavailable |
| Cumulative Bonus |
|---|
Active Fit Preferred 10% per year, up to 100% |
VS VS |
Health Wallet Information Unavailable |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments covered up to sum insured. |
VS VS |
Health Wallet Covered |
| Consumable Cover |
|---|
Active Fit Preferred Optional/subject to applicable cover |
VS VS |
Health Wallet Information Unavailable |
| AYUSH Treatment |
|---|
Active Fit Preferred Covered up to sum insured |
VS VS |
Health Wallet Covered |
| Initial Waiting Period |
|---|
Active Fit Preferred 30 days |
VS VS |
Health Wallet Information Unavailable |
| Specific Waiting Period |
|---|
Active Fit Preferred 24 months |
VS VS |
Health Wallet Information Unavailable |
| PED Waiting Period |
|---|
Active Fit Preferred 48 months |
VS VS |
Health Wallet Information Unavailable |
| Modern Treatment |
|---|
Active Fit Preferred Covered up to sum insured. |
VS VS |
Health Wallet Information Unavailable |
| Annual Health Checkup |
|---|
Active Fit Preferred Once every policy year |
VS VS |
Health Wallet Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Fit Preferred 90 days |
VS VS |
Health Wallet Information Unavailable |
| Post-Hospitalisation |
|---|
Active Fit Preferred 180 days |
VS VS |
Health Wallet Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Preferred Optional cover |
VS VS |
Health Wallet Information Unavailable |
| Deductible Option |
|---|
Active Fit Preferred Not established as a standard inbuilt benefit |
VS VS |
Health Wallet Information Unavailable |
| Coverage Options |
|---|
Active Fit Preferred Individual, multi-individual, family floater structure as applicable. |
VS VS |
Health Wallet Information Unavailable |
| Claim Settlement Ratio |
|---|
Active Fit Preferred 97% |
VS VS |
Health Wallet Information Unavailable |
| Maternity Cover |
|---|
Active Fit Preferred Yes, 40,000 normal/60,000 C-section. |
VS VS |
Health Wallet Information Unavailable |
Insurance Plans Comparison
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24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
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Every suggestion is backed by expert analysis of your life stage, goals, and budget
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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