Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs Star Comprehensive
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Preferred
Activ Fit Preferred
What Makes It Special:
Activ Fit Preferred combines hospitalization coverage with fitness rewards and maternity protection. It includes unlimited Binge Refill, HealthReturns and a maternity benefit over and above the base Sum Insured.
Best For:
Buyers wanting unlimited refill protection
Customers interested in fitness-linked rewards
Buyers planning for maternity
Younger families
VS
Comprehensive
Family health insurance with maternity, OPD, dental and eye cover, 100% restoration and up to 100% cumulative bonus.
What Makes It Special:
An all-in-one family health plan that combines hospitalisation cover with maternity and new-born cover, OPD consultations, dental and eye care, hospital cash, bariatric surgery and accidental death/disability cover in a single policy.
Best For:
People under 61 who want to avoid co-payment
Buyers looking for a fast-growing bonus (100% after one claim-free year for SI ₹7.5L+)
People who want OPD, dental and eye expenses included
Families wanting individual or floater cover up to ₹1 crore
Young couples planning a family (maternity and new-born cover)
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
OPD consultation requires the relevant optional cover.
Health returns depend on wellness activity and applicable policy conditions.
The maternity waiting period should be considered before purchase.
Maternity benefits are a key differentiator of this variant.
Things to Consider: Premiums vary by city zone.
Things to Consider: Modern treatments and bariatric surgery have sublimits.
Things to Consider: Maternity needs both spouses covered for 24 months, and delivery limits are modest at lower SI.
Things to Consider: 10% co-payment for people who join at age 61 or above.
Things to Consider: 36-month PED waiting period, unless you buy the optional PED buy-back (reduces it to 12 months).
Reasons to Consider: 60 days of pre- and 90 days of post-hospitalisation cover, plus air ambulance and home care.
Reasons to Consider: Cumulative bonus up to 100% of SI, plus 100% restoration once a year (usable for the same illness).
Reasons to Consider: OPD consultations and dental/eye treatment covered outside the Sum Insured.
Reasons to Consider: Delivery (up to 2) and new-born cover after 24 months.
Reasons to Consider: Private single AC room with no fixed room rent cap.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
![]() Comprehensive Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Any room for sum insured 5 lakh and above. |
VS VS |
Comprehensive Information Unavailable |
| ICU Charges |
|---|
Active Fit Preferred No capping, covered up to sum insured. |
VS VS |
Comprehensive Covered up to Sum Insured; no separate ICU cap. |
| Advanced Treatments |
|---|
Active Fit Preferred Information Unavailable |
VS VS |
Comprehensive Coverage includes robotic surgeries, stem cell therapy, organ transplants, modern cancer treatments, bariatric surgery, and advanced cardiac procedures as per policy terms. |
| Co-payment |
|---|
Active Fit Preferred No. |
VS VS |
Comprehensive This policy is subject to co-payment of 10% of each and every claim amount for fresh as well as renewal policies for insured persons whose age at the time of entry is 61 years and above |
| Disease-wise sublimits |
|---|
Active Fit Preferred No broad disease sublimit identified; subject to policy terms. |
VS VS |
Comprehensive Information Unavailable |
| Waiting Period |
|---|
Active Fit Preferred Information Unavailable |
VS VS |
Comprehensive
|
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 16,500 + current insurer network |
VS VS |
Comprehensive Access to over 14,000+ cashless healthcare providers for seamless treatment. |
| Restoration Benefit |
|---|
Active Fit Preferred Binge refill - 100% sum insured, unlimited times |
VS VS |
Comprehensive Information Unavailable |
| Cumulative Bonus |
|---|
Active Fit Preferred 10% per year, up to 100% |
VS VS |
Comprehensive SI ₹5L: 50% of Basic SI per claim-free year, max 100%. SI ₹7.5L and above: 100% of Basic SI after one claim-free year, max 100%. |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments covered up to sum insured. |
VS VS |
Comprehensive covered by the policy. |
| Consumable Cover |
|---|
Active Fit Preferred Optional/subject to applicable cover |
VS VS |
Comprehensive Not mentioned (no separate consumables cover in the policy documents). |
| AYUSH Treatment |
|---|
Active Fit Preferred Covered up to sum insured |
VS VS |
Comprehensive AYUSH treatments are covered up to the sum insured. |
| Initial Waiting Period |
|---|
Active Fit Preferred 30 days |
VS VS |
Comprehensive 30 days (accidents excepted) |
| Specific Waiting Period |
|---|
Active Fit Preferred 24 months |
VS VS |
Comprehensive 24 months for listed diseases/procedures; 36 months for Bariatric Surgery; 24 months for Delivery and New Born cover |
| PED Waiting Period |
|---|
Active Fit Preferred 48 months |
VS VS |
Comprehensive Information Unavailable |
| Modern Treatment |
|---|
Active Fit Preferred Covered up to sum insured. |
VS VS |
Comprehensive
|
| Annual Health Checkup |
|---|
Active Fit Preferred Once every policy year |
VS VS |
Comprehensive Information Unavailable |
| Pre-Hospitalisation |
|---|
Active Fit Preferred 90 days |
VS VS |
Comprehensive Information Unavailable |
| Post-Hospitalisation |
|---|
Active Fit Preferred 180 days |
VS VS |
Comprehensive Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Preferred Optional cover |
VS VS |
Comprehensive Information Unavailable |
| Deductible Option |
|---|
Active Fit Preferred Not established as a standard inbuilt benefit |
VS VS |
Comprehensive Information Unavailable |
| Coverage Options |
|---|
Active Fit Preferred Individual, multi-individual, family floater structure as applicable. |
VS VS |
Comprehensive Information Unavailable |
| Claim Settlement Ratio |
|---|
Active Fit Preferred 97% |
VS VS |
Comprehensive Information Unavailable |
| Maternity Cover |
|---|
Active Fit Preferred Yes, 40,000 normal/60,000 C-section. |
VS VS |
Comprehensive Information Unavailable |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Preferred vs Optima Secure
Active Fit Preferred vs Super Mediclaim
Active Fit Preferred vs Health Recharge
Active Fit Preferred vs Cancer Cover Activ Cancer Secure Plan
Active Fit Preferred vs Optima Secure Plus
Active Fit Preferred vs Women Care
Active Fit Preferred vs Aspire Diamond+
Active Fit Preferred vs Activate Booster Plan A
Active Fit Preferred vs Active Care Premier
Active Fit Preferred vs ProHealth Accumulate
Active Fit Preferred vs Health Super Saver Standard
Active Fit Preferred vs Supreme Shine
Active Fit Preferred vs Optima Secure Global Plus
Active Fit Preferred vs Health Cardiac Care Silver & Gold Plan
Active Fit Preferred vs myHealth Suraksha Gold
Active Fit Preferred vs LifeTime Health Global
Active Fit Preferred vs Active Fit Plus
Active Fit Preferred vs OneHealth Premium
Active Fit Preferred vs Activ Health Platinum Essential
Active Fit Preferred vs Medicare Plus
Active Fit Preferred vs Medicare Senior
Active Fit Preferred vs Enhance Super Top-up Two
Active Fit Preferred vs Medicare Protect
Active Fit Preferred vs Activ One SAVR
Active Fit Preferred vs Active Assure Diamond
Active Fit Preferred vs Activ One VIP
Active Fit Preferred vs Health Pulse Classic
Active Fit Preferred vs Advantage
Active Fit Preferred vs Special Care Gold
Active Fit Preferred vs Activ One Max
Active Fit Preferred vs Classic
Active Fit Preferred vs Activ One Vytl
Active Fit Preferred vs Supreme
Active Fit Preferred vs Freedom
Active Fit Preferred vs Sarvah Pratham
Active Fit Preferred vs Joy Today
Active Fit Preferred vs Medi Classic
Active Fit Preferred vs Activate Booster Plan B
Active Fit Preferred vs Aspire Gold+
Active Fit Preferred vs Aspire Platinum+
Active Fit Preferred vs Plus Complete
Active Fit Preferred vs Reassure 2.0 Platinum+
Active Fit Preferred vs Elder Care
Active Fit Preferred vs Reassure 3.0 Elite
Active Fit Preferred vs EquiCover
Active Fit Preferred vs Young Star Gold
Active Fit Preferred vs Enhance Super Top-up One
Active Fit Preferred vs Joy Tomorrow
Active Fit Preferred vs Activ One VIP+
Active Fit Preferred vs Reassure 3.0 Select
Active Fit Preferred vs Red Carpet Senior Citizens
Active Fit Preferred vs Medicare Premier
Active Fit Preferred vs Family Health Optima
Active Fit Preferred vs Health Companion Variant 2022
Active Fit Preferred vs Health Companion Variant 3
Active Fit Preferred vs Plus Youth
Active Fit Preferred vs Assure
Active Fit Preferred vs Health Premia Gold
Active Fit Preferred vs Health Premia Platinum
Active Fit Preferred vs Cancer Care Platinum
Active Fit Preferred vs Optima Lite
Active Fit Preferred vs ProHealth Prime Protect
Active Fit Preferred vs Comprehensive
Active Fit Preferred vs HeartBeat Enhanced
Active Fit Preferred vs Reassure
Active Fit Preferred vs Supreme Senior Premium
Active Fit Preferred vs Health Recharge Super Top Up Plan
Active Fit Preferred vs Reassure 3.0
Active Fit Preferred vs myHealth Suraksha Platinum
Active Fit Preferred vs Supreme Value for Money
Active Fit Preferred vs Supreme Senior Super
Active Fit Preferred vs Supreme Enhance
Active Fit Preferred vs Reassure 2.0 Gold
Active Fit Preferred vs Medicare
Active Fit Preferred vs Ultimate (Direct)
Active Fit Preferred vs Young Star
Active Fit Preferred vs Sarvah Param
Active Fit Preferred vs Optima Insurance
Active Fit Preferred vs Smart Super Health Assure
Active Fit Preferred vs Reassure 3.0 Black
Active Fit Preferred vs Health Guard Platinum
Active Fit Preferred vs Health Guard Gold
Active Fit Preferred vs Elevate (Direct)
Active Fit Preferred vs Extra Care Plus Super Top-up
Active Fit Preferred vs Health Care Supreme Smart
Active Fit Preferred vs Smart Health Pro
Active Fit Preferred vs Medi Classic Gold
Active Fit Preferred vs Optima Super Secure
Active Fit Preferred vs Special Care
Active Fit Preferred vs Medicare LITE
Active Fit Preferred vs Health Shield 360
Active Fit Preferred vs SecureHealth
Active Fit Preferred vs Supreme (Direct)
Active Fit Preferred vs Plus
Active Fit Preferred vs Mediclaim Insurance Policy
Active Fit Preferred vs Medicare Select
Active Fit Preferred vs Health Gain
Active Fit Preferred vs myHealth Koti Suraksha
Active Fit Preferred vs Senior
Active Fit Preferred vs myHealth Suraksha Silver
Active Fit Preferred vs Cardiac Care Platinum
Active Fit Preferred vs Royal Sundaram Lifeline Elite
Active Fit Preferred vs Super Surplus Gold
Active Fit Preferred vs Supreme Enhance One
Active Fit Preferred vs Supreme Enhance Two
Active Fit Preferred vs HeartBeat Platinum
Active Fit Preferred vs HeartBeat Gold
Active Fit Preferred vs Health SuperCharge
Active Fit Preferred vs Aspire Titanium+
Active Fit Preferred vs iHealth Plus
Active Fit Preferred vs ProHealth Prime Advantage
Active Fit Preferred vs Reassure 3.0 Classic
Active Fit Preferred vs Senior Health Advantage
Active Fit Preferred vs Health Wallet
Active Fit Preferred vs Elevate
Active Fit Preferred vs Heart
Active Fit Preferred vs LifeTime Health
Active Fit Preferred vs Reassure 2.0 Titanium+
Active Fit Preferred vs ProHealth Prime Active
Active Fit Preferred vs ProHealth Prime Senior Elite
Active Fit Preferred vs Advanced Top Up
Active Fit Preferred vs Multiplier Health
Active Fit Preferred vs Diabetes Safe Plan A
Active Fit Preferred vs Reassure 2.0 Bronze+
Active Fit Preferred vs Enhance Super Top-up
Active Fit Preferred vs Young Star Silver
Active Fit Preferred vs Star Women Care Policy
Active Fit Preferred vs Joy
Active Fit Preferred vs Supreme Senior Health AdvantEdge
Active Fit Preferred vs Family Plus
Active Fit Preferred vs Criti Shield Plus
Active Fit Preferred vs Health Care Supreme Ultimo
Active Fit Preferred vs Health Shield 360 Retail
Active Fit Preferred vs Super Star
Active Fit Preferred vs Supreme Super Saver
Active Fit Preferred vs Senior First Platinum
Active Fit Preferred vs Optima Secure Global
Active Fit Preferred vs NextGen
Active Fit Preferred vs Health Insurance Platinum
Active Fit Preferred vs Energy Silver With Copay
Comprehensive vs Optima Secure
Comprehensive vs Super Mediclaim
Comprehensive vs Health Recharge
Comprehensive vs Cancer Cover Activ Cancer Secure Plan
Comprehensive vs Optima Secure Plus
Comprehensive vs Women Care
Comprehensive vs Aspire Diamond+
Comprehensive vs Activate Booster Plan A
Comprehensive vs Active Care Premier
Comprehensive vs ProHealth Accumulate
Comprehensive vs Health Super Saver Standard
Comprehensive vs Supreme Shine
Comprehensive vs Optima Secure Global Plus
Comprehensive vs Health Cardiac Care Silver & Gold Plan
Comprehensive vs myHealth Suraksha Gold
Comprehensive vs LifeTime Health Global
Comprehensive vs Active Fit Plus
Comprehensive vs OneHealth Premium
Comprehensive vs Activ Health Platinum Essential
Comprehensive vs Medicare Plus
Comprehensive vs Medicare Senior
Comprehensive vs Enhance Super Top-up Two
Comprehensive vs Medicare Protect
Comprehensive vs Activ One SAVR
Comprehensive vs Active Assure Diamond
Comprehensive vs Activ One VIP
Comprehensive vs Health Pulse Classic
Comprehensive vs Advantage
Comprehensive vs Special Care Gold
Comprehensive vs Activ One Max
Comprehensive vs Classic
Comprehensive vs Activ One Vytl
Comprehensive vs Supreme
Comprehensive vs Freedom
Comprehensive vs Sarvah Pratham
Comprehensive vs Joy Today
Comprehensive vs Medi Classic
Comprehensive vs Activate Booster Plan B
Comprehensive vs Aspire Gold+
Comprehensive vs Aspire Platinum+
Comprehensive vs Plus Complete
Comprehensive vs Reassure 2.0 Platinum+
Comprehensive vs Elder Care
Comprehensive vs Reassure 3.0 Elite
Comprehensive vs EquiCover
Comprehensive vs Young Star Gold
Comprehensive vs Enhance Super Top-up One
Comprehensive vs Joy Tomorrow
Comprehensive vs Activ One VIP+
Comprehensive vs Reassure 3.0 Select
Comprehensive vs Red Carpet Senior Citizens
Comprehensive vs Medicare Premier
Comprehensive vs Family Health Optima
Comprehensive vs Health Companion Variant 2022
Comprehensive vs Health Companion Variant 3
Comprehensive vs Plus Youth
Comprehensive vs Assure
Comprehensive vs Health Premia Gold
Comprehensive vs Health Premia Platinum
Comprehensive vs Cancer Care Platinum
Comprehensive vs Optima Lite
Comprehensive vs ProHealth Prime Protect
Comprehensive vs HeartBeat Enhanced
Comprehensive vs Reassure
Comprehensive vs Supreme Senior Premium
Comprehensive vs Health Recharge Super Top Up Plan
Comprehensive vs Reassure 3.0
Comprehensive vs myHealth Suraksha Platinum
Comprehensive vs Supreme Value for Money
Comprehensive vs Supreme Senior Super
Comprehensive vs Supreme Enhance
Comprehensive vs Reassure 2.0 Gold
Comprehensive vs Medicare
Comprehensive vs Ultimate (Direct)
Comprehensive vs Young Star
Comprehensive vs Sarvah Param
Comprehensive vs Optima Insurance
Comprehensive vs Smart Super Health Assure
Comprehensive vs Reassure 3.0 Black
Comprehensive vs Health Guard Platinum
Comprehensive vs Health Guard Gold
Comprehensive vs Elevate (Direct)
Comprehensive vs Extra Care Plus Super Top-up
Comprehensive vs Health Care Supreme Smart
Comprehensive vs Smart Health Pro
Comprehensive vs Medi Classic Gold
Comprehensive vs Optima Super Secure
Comprehensive vs Special Care
Comprehensive vs Medicare LITE
Comprehensive vs Health Shield 360
Comprehensive vs SecureHealth
Comprehensive vs Supreme (Direct)
Comprehensive vs Plus
Comprehensive vs Mediclaim Insurance Policy
Comprehensive vs Medicare Select
Comprehensive vs Health Gain
Comprehensive vs myHealth Koti Suraksha
Comprehensive vs Senior
Comprehensive vs myHealth Suraksha Silver
Comprehensive vs Cardiac Care Platinum
Comprehensive vs Royal Sundaram Lifeline Elite
Comprehensive vs Super Surplus Gold
Comprehensive vs Supreme Enhance One
Comprehensive vs Supreme Enhance Two
Comprehensive vs HeartBeat Platinum
Comprehensive vs HeartBeat Gold
Comprehensive vs Health SuperCharge
Comprehensive vs Aspire Titanium+
Comprehensive vs iHealth Plus
Comprehensive vs ProHealth Prime Advantage
Comprehensive vs Active Fit Preferred
Comprehensive vs Reassure 3.0 Classic
Comprehensive vs Senior Health Advantage
Comprehensive vs Health Wallet
Comprehensive vs Elevate
Comprehensive vs Heart
Comprehensive vs LifeTime Health
Comprehensive vs Reassure 2.0 Titanium+
Comprehensive vs ProHealth Prime Active
Comprehensive vs ProHealth Prime Senior Elite
Comprehensive vs Advanced Top Up
Comprehensive vs Multiplier Health
Comprehensive vs Diabetes Safe Plan A
Comprehensive vs Reassure 2.0 Bronze+
Comprehensive vs Enhance Super Top-up
Comprehensive vs Young Star Silver
Comprehensive vs Star Women Care Policy
Comprehensive vs Joy
Comprehensive vs Supreme Senior Health AdvantEdge
Comprehensive vs Family Plus
Comprehensive vs Criti Shield Plus
Comprehensive vs Health Care Supreme Ultimo
Comprehensive vs Health Shield 360 Retail
Comprehensive vs Super Star
Comprehensive vs Supreme Super Saver
Comprehensive vs Senior First Platinum
Comprehensive vs Optima Secure Global
Comprehensive vs NextGen
Comprehensive vs Health Insurance Platinum
Comprehensive vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

