Insurance Plans Comparison
Care Supreme Shine vs Aditya Birla Active Fit Preferred
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Supreme Shine
Comprehensive health insurance with unlimited recharge, wellness benefits and broad hospitalisation cover.
What Makes It Special:
Care Supreme Shine is a comprehensive health insurance plan covering hospitalisation, modern treatments, AYUSH care, domiciliary treatment, ambulance services, e-consultations, wellness benefits and unlimited automatic recharge.
Best For:
People who want unlimited e-consultations with general physicians
Customers wanting AYUSH and domiciliary treatment cover
People looking for wellness-linked renewal discounts
Customers wanting unlimited automatic recharge
Families looking for comprehensive health coverage
VS
Active Fit Preferred
Activ Fit Preferred
What Makes It Special:
Activ Fit Preferred combines hospitalization coverage with fitness rewards and maternity protection. It includes unlimited Binge Refill, HealthReturns and a maternity benefit over and above the base Sum Insured.
Best For:
Buyers wanting unlimited refill protection
Customers interested in fitness-linked rewards
Buyers planning for maternity
Younger families
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the waiting periods and optional benefits before buying the plan.
Wellness benefits can provide up to 30% renewal discount.
Unlimited e-consultations with general physicians are included.
The plan covers modern treatments, AYUSH treatment and domiciliary hospitalisation.
Consider this plan if you want unlimited automatic recharge during the policy year.
OPD consultation requires the relevant optional cover.
Health returns depend on wellness activity and applicable policy conditions.
The maternity waiting period should be considered before purchase.
Maternity benefits are a key differentiator of this variant.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Supreme Shine Health Insurance Plan VS VS |
Active Fit Preferred Health Insurance Plan |
| Room Rent |
|---|
Supreme Shine Single room covered up to the available Sum Insured |
VS VS |
Active Fit Preferred Any room for sum insured 5 lakh and above. |
| ICU Charges |
|---|
Supreme Shine Covered up to Sum Insured |
VS VS |
Active Fit Preferred No capping, covered up to sum insured. |
| Co-payment |
|---|
Supreme Shine 20% co-payment applies when the optional co-payment benefit is selected |
VS VS |
Active Fit Preferred No. |
| Disease-wise sublimits |
|---|
Supreme Shine Specific disease-wise sub-limits are not mentioned in the available plan details |
VS VS |
Active Fit Preferred No broad disease sublimit identified; subject to policy terms. |
| Cashless Healthcare Providers |
|---|
Supreme Shine Cashless treatment available through the insurer's network hospitals |
VS VS |
Active Fit Preferred 16,500 + current insurer network |
| Restoration Benefit |
|---|
Supreme Shine Unlimited automatic recharge restores the base Sum Insured during the policy year |
VS VS |
Active Fit Preferred Binge refill - 100% sum insured, unlimited times |
| Cumulative Bonus |
|---|
Supreme Shine Cumulative Bonus up to 100% of Sum Insured |
VS VS |
Active Fit Preferred 10% per year, up to 100% |
| Daycare Treatment |
|---|
Supreme Shine All eligible daycare procedures are covered under the plan |
VS VS |
Active Fit Preferred All day care treatments covered up to sum insured. |
| Consumable Cover |
|---|
Supreme Shine Consumables covered through optional Care Shield add-on |
VS VS |
Active Fit Preferred Optional/subject to applicable cover |
| AYUSH Treatment |
|---|
Supreme Shine Eligible AYUSH treatment expenses covered up to the available Sum Insured |
VS VS |
Active Fit Preferred Covered up to sum insured |
| Initial Waiting Period |
|---|
Supreme Shine 30-day waiting period, except for accident-related claims |
VS VS |
Active Fit Preferred 30 days |
| Specific Waiting Period |
|---|
Supreme Shine 24-month waiting period for specified ailments and procedures |
VS VS |
Active Fit Preferred 24 months |
| PED Waiting Period |
|---|
Supreme Shine 36-month waiting period for pre-existing diseases, subject to policy terms |
VS VS |
Active Fit Preferred 48 months |
| Modern Treatment |
|---|
Supreme Shine Covered up to Sum Insured |
VS VS |
Active Fit Preferred Covered up to sum insured. |
| Annual Health Checkup |
|---|
Supreme Shine Annual health check-up available through the insurer's network on a cashless basis |
VS VS |
Active Fit Preferred Once every policy year |
| Pre-Hospitalisation |
|---|
Supreme Shine Pre-hospitalisation expenses covered for up to 60 days before hospitalisation |
VS VS |
Active Fit Preferred 90 days |
| Post-Hospitalisation |
|---|
Supreme Shine Post-hospitalisation expenses covered for up to 180 days after discharge |
VS VS |
Active Fit Preferred 180 days |
| Outpatient Department Cover (OPD Expense) |
|---|
Supreme Shine Unlimited e-consultations included, with physical OPD available through optional rider |
VS VS |
Active Fit Preferred Optional cover |
| Deductible Option |
|---|
Supreme Shine Optional deductible benefit available, subject to the policy schedule and applicable terms |
VS VS |
Active Fit Preferred Not established as a standard inbuilt benefit |
| Coverage Options |
|---|
Supreme Shine Sum Insured options from ₹5 lakh to ₹1 crore, including higher coverage choices |
VS VS |
Active Fit Preferred Individual, multi-individual, family floater structure as applicable. |
| Claim Settlement Ratio |
|---|
Supreme Shine Claim Settlement Ratio is not mentioned in the available plan details |
VS VS |
Active Fit Preferred 97% |
| Maternity Cover |
|---|
Supreme Shine Maternity expenses are not listed as a base plan benefit |
VS VS |
Active Fit Preferred Yes, 40,000 normal/60,000 C-section. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
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From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
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One policy covers the entire family
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Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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