Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs Niva Bupa Health Companion Variant 2022
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Preferred
Activ Fit Preferred
What Makes It Special:
Active Fit is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Health Companion Variant 2022
Niva Bupa Health Companion Variant 2022
What Makes It Special:
The Niva Bupa Health Companion Variant 2022 is a comprehensive health insurance plan with options for both Individual and Family Floater policies. There is no Room Rent Limit in this plan.The Safeguard+ add-on covers all non-payable expenses and protects your No Claim Bonus if claims are up to ₹1,00,000....
Best For:
High coverage for families
Those who want extra protection through optional add-ons
Customers who value regular health check-ups and ambulance services
Hospital Room Rent Freedom
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
You need coverage for home treatments.
You want free health check-ups from day one.
You want cover restored after every claim.
You prefer hassle-free cashless hospital treatment
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
Health Companion Variant 2022 Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Normal: For a Sum Insured of ₹5 Lacs & above, Any Room category is covered. ICU: Covered at actuals. |
VS VS |
Health Companion Variant 2022 The shared room category is covered in your base policy. If you choose an upgraded room, 20% co-payment is applicable. |
| Advanced Treatments |
|---|
Active Fit Preferred Covers modern medical treatments such as robotic surgeries, stem cell therapy, and balloon sinuplasty up to the full Sum Insured. |
VS VS |
Health Companion Variant 2022 Not Available |
| ICU Charges |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 No restriction on ICU room rent |
| Co-payment |
|---|
Active Fit Preferred No co-payment. The insurer covers 100% of the admissible claim up to the sum insured. |
VS VS |
Health Companion Variant 2022 Not Available |
| Disease-wise sublimits |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 No |
| Waiting Period |
|---|
Active Fit Preferred Initial Waiting Period: 30 days for all illnesses (except accidents). Pre-existing Disease Waiting Period: 36 months (3 years). |
VS VS |
Health Companion Variant 2022 Not Available |
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 10,000+ partner hospitals |
VS VS |
Health Companion Variant 2022 11000+ Healthcare Providers |
| Restoration Benefit |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments are covered up to the full Sum Insured. |
VS VS |
Health Companion Variant 2022 Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Cumulative Bonus |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Your sum insured increases by 20% for every claim-free year, up to 100% |
| AYUSH Treatment |
|---|
Active Fit Preferred Alternative treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy) are covered up to the Sum Insured. |
VS VS |
Health Companion Variant 2022 Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Consumable Cover |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 No. However, available as an add-on |
| Initial Waiting Period |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 30 days. |
| Specific Waiting Period |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 2 years |
| PED Waiting Period |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 3 years |
| Modern Treatment |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 OPD expense is not included |
| Deductible Option |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Available |
| Coverage Options |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Available coverage options: ₹3L, ₹4 L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L, ₹20L, ₹30L, ₹50L, ₹1Cr |
| Claim Settlement Ratio |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 92.02% |
| Maternity Cover |
|---|
Active Fit Preferred Not Available |
VS VS |
Health Companion Variant 2022 Not Available |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
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Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
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Active Fit Preferred Vs Health Companion Variant 2022
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