Niva Bupa Health Companion Variant 2022

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

11000+ Healthcare Providers

92.02%

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Health check-up is available once every policy year, from day 1 of the policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Not Available

No

3 years

OPD expense is not included

No restriction on ICU room rent

Available coverage options: ₹3L, ₹4 L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L, ₹20L, ₹30L, ₹50L, ₹1Cr

Your sum insured increases by 20% for every claim-free year, up to 100%

Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

No. However, available as an add-on

30 days.

Available

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Not Available

The shared room category is covered in your base policy.

If you choose an upgraded room, 20% co-payment is applicable.

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

2 years