Insurance Plans Comparison
HDFC ERGO Optima Secure Global Plus vs Aditya Birla Active Fit Preferred
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Optima Secure Global Plus
Optima Secure Global Plus
What Makes It Special:
Optima Secure is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Active Fit Preferred
Activ Fit Preferred
What Makes It Special:
Active Fit focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Quick Decision Guide
Not available
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Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Optima Secure Global Plus Health Insurance Plan VS VS |
Active Fit Preferred Health Insurance Plan |
| Room Rent |
|---|
Optima Secure Global Plus Normal: Room Rent at Actuals ICU: Up to Sum Insured |
VS VS |
Active Fit Preferred Normal: For a Sum Insured of ₹5 Lacs & above, Any Room category is covered. ICU: Covered at actuals. |
| Advanced Treatments |
|---|
Optima Secure Global Plus Home Healthcare Domiciliary Hospitalization Emergency Air Ambulance Global Emergency & Planned Treatment Cover E-Opinion for Critical Illness Organ Donor Coverage |
VS VS |
Active Fit Preferred Covers modern medical treatments such as robotic surgeries, stem cell therapy, and balloon sinuplasty up to the full Sum Insured. |
| Co-payment |
|---|
Optima Secure Global Plus No geography-based co-payment |
VS VS |
Active Fit Preferred No co-payment. The insurer covers 100% of the admissible claim up to the sum insured. |
| Waiting Period |
|---|
Optima Secure Global Plus Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period: 36 Months Specific Disease/Procedure Waiting Period: 24 Months |
VS VS |
Active Fit Preferred Initial Waiting Period: 30 days for all illnesses (except accidents). Pre-existing Disease Waiting Period: 36 months (3 years). |
| Cashless Healthcare Providers |
|---|
Optima Secure Global Plus 16,000+ Network Hospitals & Healthcare Providers |
VS VS |
Active Fit Preferred 10,000+ partner hospitals |
| Daycare Treatment |
|---|
Optima Secure Global Plus Covered |
VS VS |
Active Fit Preferred All day care treatments are covered up to the full Sum Insured. |
| AYUSH Treatment |
|---|
Optima Secure Global Plus Covered Up to Sum Insured |
VS VS |
Active Fit Preferred Alternative treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy) are covered up to the Sum Insured. |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
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Covers delivery, newborn care, and maternity expenses
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One policy covers the entire family
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Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
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