Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs Magma OneHealth Premium
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Preferred
Activ Fit Preferred
What Makes It Special:
Activ Fit Preferred combines hospitalization coverage with fitness rewards and maternity protection. It includes unlimited Binge Refill, HealthReturns and a maternity benefit over and above the base Sum Insured.
Best For:
Buyers wanting unlimited refill protection
Customers interested in fitness-linked rewards
Buyers planning for maternity
Younger families
VS
What Makes It Special:
Health insurance plan with hospitalisation cover, 405 daycare procedures, cumulative bonus, reload of Sum Insured, pre and post-hospitalisation cover, emergency road ambulance and access to 6,100+ cashless network hospitals.
Best For:
Customers who prefer access to a large cashless hospital network
Customers who want cumulative bonus and reload benefits
Customers looking for multiple Sum Insured options
Families looking for individual or family floater coverage
Individuals looking for hospitalisation-focused health insurance
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
OPD consultation requires the relevant optional cover.
Health returns depend on wellness activity and applicable policy conditions.
The maternity waiting period should be considered before purchase.
Maternity benefits are a key differentiator of this variant.
Magma OneHealth Premium
Buyers should consider the waiting periods, sub-limits, co-payment conditions and exclusions before choosing the plan.
Includes reload of Sum Insured from the first claim, subject to policy terms
Provides cumulative bonus of 10% for every claim-free year, up to 50%
Offers Sum Insured options from ₹2 lakh to ₹10 lakh under the Elite plan
Covers inpatient hospitalisation, daycare, pre and post-hospitalisation expenses
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
OneHealth Premium Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Any room for sum insured 5 lakh and above. |
VS VS |
OneHealth Premium Up to 1% of Sum Insured or ₹5,000 per Day |
| ICU Charges |
|---|
Active Fit Preferred No capping, covered up to sum insured. |
VS VS |
OneHealth Premium Up to 2% of Sum Insured or ₹6,000 per Day |
| Co-payment |
|---|
Active Fit Preferred No. |
VS VS |
OneHealth Premium 10% in Applicable Circumstances |
| Disease-wise sublimits |
|---|
Active Fit Preferred No broad disease sublimit identified; subject to policy terms. |
VS VS |
OneHealth Premium Specific Disease-wise Sublimits Apply |
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 16,500 + current insurer network |
VS VS |
OneHealth Premium 6,100+ Network Hospitals |
| Restoration Benefit |
|---|
Active Fit Preferred Binge refill - 100% sum insured, unlimited times |
VS VS |
OneHealth Premium Reload Available from the First Claim |
| Cumulative Bonus |
|---|
Active Fit Preferred 10% per year, up to 100% |
VS VS |
OneHealth Premium 10% per Claim-Free Year, Up to 50% |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments covered up to sum insured. |
VS VS |
OneHealth Premium 405 Daycare Procedures Covered |
| Consumable Cover |
|---|
Active Fit Preferred Optional/subject to applicable cover |
VS VS |
OneHealth Premium Available Through Optional Cover |
| AYUSH Treatment |
|---|
Active Fit Preferred Covered up to sum insured |
VS VS |
OneHealth Premium Not Specifically Mentioned in the Brochure |
| Initial Waiting Period |
|---|
Active Fit Preferred 30 days |
VS VS |
OneHealth Premium 30 Days |
| Specific Waiting Period |
|---|
Active Fit Preferred 24 months |
VS VS |
OneHealth Premium 2 Years for Specified Procedures |
| PED Waiting Period |
|---|
Active Fit Preferred 48 months |
VS VS |
OneHealth Premium 3 Years |
| Modern Treatment |
|---|
Active Fit Preferred Covered up to sum insured. |
VS VS |
OneHealth Premium Not Specifically Mentioned in the Brochure |
| Annual Health Checkup |
|---|
Active Fit Preferred Once every policy year |
VS VS |
OneHealth Premium Available After 2 Continuous Claim-Free Renewals |
| Pre-Hospitalisation |
|---|
Active Fit Preferred 90 days |
VS VS |
OneHealth Premium Covered for Up to 30 Days |
| Post-Hospitalisation |
|---|
Active Fit Preferred 180 days |
VS VS |
OneHealth Premium Covered for Up to 45 Days |
| Outpatient Department Cover (OPD Expense) |
|---|
Active Fit Preferred Optional cover |
VS VS |
OneHealth Premium Not Covered as a Base Benefit |
| Deductible Option |
|---|
Active Fit Preferred Not established as a standard inbuilt benefit |
VS VS |
OneHealth Premium Not Specified in the Brochure |
| Coverage Options |
|---|
Active Fit Preferred Individual, multi-individual, family floater structure as applicable. |
VS VS |
OneHealth Premium Sum Insured Options from ₹2 Lakh to ₹10 Lakh |
| Claim Settlement Ratio |
|---|
Active Fit Preferred 97% |
VS VS |
OneHealth Premium Not Specified in the Brochure |
| Maternity Cover |
|---|
Active Fit Preferred Yes, 40,000 normal/60,000 C-section. |
VS VS |
OneHealth Premium Not Covered Except Ectopic Pregnancy |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Active Fit Preferred vs Optima Secure
Active Fit Preferred vs Super Mediclaim
Active Fit Preferred vs Health Recharge
Active Fit Preferred vs Cancer Cover Activ Cancer Secure Plan
Active Fit Preferred vs Optima Secure Plus
Active Fit Preferred vs Women Care
Active Fit Preferred vs Aspire Diamond+
Active Fit Preferred vs Activate Booster Plan A
Active Fit Preferred vs Active Care Premier
Active Fit Preferred vs ProHealth Accumulate
Active Fit Preferred vs Health Super Saver Standard
Active Fit Preferred vs Supreme Shine
Active Fit Preferred vs Optima Secure Global Plus
Active Fit Preferred vs Health Cardiac Care Silver & Gold Plan
Active Fit Preferred vs myHealth Suraksha Gold
Active Fit Preferred vs LifeTime Health Global
Active Fit Preferred vs Active Fit Plus
Active Fit Preferred vs OneHealth Premium
Active Fit Preferred vs Activ Health Platinum Essential
Active Fit Preferred vs Medicare Plus
Active Fit Preferred vs Medicare Senior
Active Fit Preferred vs Enhance Super Top-up Two
Active Fit Preferred vs Medicare Protect
Active Fit Preferred vs Activ One SAVR
Active Fit Preferred vs Active Assure Diamond
Active Fit Preferred vs Activ One VIP
Active Fit Preferred vs Health Pulse Classic
Active Fit Preferred vs Advantage
Active Fit Preferred vs Special Care Gold
Active Fit Preferred vs Activ One Max
Active Fit Preferred vs Classic
Active Fit Preferred vs Activ One Vytl
Active Fit Preferred vs Supreme
Active Fit Preferred vs Freedom
Active Fit Preferred vs Sarvah Pratham
Active Fit Preferred vs Joy Today
Active Fit Preferred vs Medi Classic
Active Fit Preferred vs Activate Booster Plan B
Active Fit Preferred vs Aspire Gold+
Active Fit Preferred vs Aspire Platinum+
Active Fit Preferred vs Plus Complete
Active Fit Preferred vs Reassure 2.0 Platinum+
Active Fit Preferred vs Elder Care
Active Fit Preferred vs Reassure 3.0 Elite
Active Fit Preferred vs EquiCover
Active Fit Preferred vs Young Star Gold
Active Fit Preferred vs Enhance Super Top-up One
Active Fit Preferred vs Joy Tomorrow
Active Fit Preferred vs Activ One VIP+
Active Fit Preferred vs Reassure 3.0 Select
Active Fit Preferred vs Red Carpet Senior Citizens
Active Fit Preferred vs Medicare Premier
Active Fit Preferred vs Family Health Optima
Active Fit Preferred vs Health Companion Variant 2022
Active Fit Preferred vs Health Companion Variant 3
Active Fit Preferred vs Plus Youth
Active Fit Preferred vs Assure
Active Fit Preferred vs Health Premia Gold
Active Fit Preferred vs Health Premia Platinum
Active Fit Preferred vs Cancer Care Platinum
Active Fit Preferred vs Optima Lite
Active Fit Preferred vs ProHealth Prime Protect
Active Fit Preferred vs Comprehensive
Active Fit Preferred vs HeartBeat Enhanced
Active Fit Preferred vs Reassure
Active Fit Preferred vs Supreme Senior Premium
Active Fit Preferred vs Health Recharge Super Top Up Plan
Active Fit Preferred vs Reassure 3.0
Active Fit Preferred vs myHealth Suraksha Platinum
Active Fit Preferred vs Supreme Value for Money
Active Fit Preferred vs Supreme Senior Super
Active Fit Preferred vs Supreme Enhance
Active Fit Preferred vs Reassure 2.0 Gold
Active Fit Preferred vs Medicare
Active Fit Preferred vs Ultimate (Direct)
Active Fit Preferred vs Young Star
Active Fit Preferred vs Sarvah Param
Active Fit Preferred vs Optima Insurance
Active Fit Preferred vs Smart Super Health Assure
Active Fit Preferred vs Reassure 3.0 Black
Active Fit Preferred vs Health Guard Platinum
Active Fit Preferred vs Health Guard Gold
Active Fit Preferred vs Elevate (Direct)
Active Fit Preferred vs Extra Care Plus Super Top-up
Active Fit Preferred vs Health Care Supreme Smart
Active Fit Preferred vs Smart Health Pro
Active Fit Preferred vs Medi Classic Gold
Active Fit Preferred vs Optima Super Secure
Active Fit Preferred vs Special Care
Active Fit Preferred vs Medicare LITE
Active Fit Preferred vs Health Shield 360
Active Fit Preferred vs SecureHealth
Active Fit Preferred vs Supreme (Direct)
Active Fit Preferred vs Plus
Active Fit Preferred vs Mediclaim Insurance Policy
Active Fit Preferred vs Medicare Select
Active Fit Preferred vs Health Gain
Active Fit Preferred vs myHealth Koti Suraksha
Active Fit Preferred vs Senior
Active Fit Preferred vs myHealth Suraksha Silver
Active Fit Preferred vs Cardiac Care Platinum
Active Fit Preferred vs Royal Sundaram Lifeline Elite
Active Fit Preferred vs Super Surplus Gold
Active Fit Preferred vs Supreme Enhance One
Active Fit Preferred vs Supreme Enhance Two
Active Fit Preferred vs HeartBeat Platinum
Active Fit Preferred vs HeartBeat Gold
Active Fit Preferred vs Health SuperCharge
Active Fit Preferred vs Aspire Titanium+
Active Fit Preferred vs iHealth Plus
Active Fit Preferred vs ProHealth Prime Advantage
Active Fit Preferred vs Reassure 3.0 Classic
Active Fit Preferred vs Senior Health Advantage
Active Fit Preferred vs Health Wallet
Active Fit Preferred vs Elevate
Active Fit Preferred vs Heart
Active Fit Preferred vs LifeTime Health
Active Fit Preferred vs Reassure 2.0 Titanium+
Active Fit Preferred vs ProHealth Prime Active
Active Fit Preferred vs ProHealth Prime Senior Elite
Active Fit Preferred vs Advanced Top Up
Active Fit Preferred vs Multiplier Health
Active Fit Preferred vs Diabetes Safe Plan A
Active Fit Preferred vs Reassure 2.0 Bronze+
Active Fit Preferred vs Enhance Super Top-up
Active Fit Preferred vs Young Star Silver
Active Fit Preferred vs Star Women Care Policy
Active Fit Preferred vs Joy
Active Fit Preferred vs Supreme Senior Health AdvantEdge
Active Fit Preferred vs Family Plus
Active Fit Preferred vs Criti Shield Plus
Active Fit Preferred vs Health Care Supreme Ultimo
Active Fit Preferred vs Health Shield 360 Retail
Active Fit Preferred vs Super Star
Active Fit Preferred vs Supreme Super Saver
Active Fit Preferred vs Senior First Platinum
Active Fit Preferred vs Optima Secure Global
Active Fit Preferred vs NextGen
Active Fit Preferred vs Health Insurance Platinum
Active Fit Preferred vs Energy Silver With Copay
OneHealth Premium vs Optima Secure
OneHealth Premium vs Super Mediclaim
OneHealth Premium vs Health Recharge
OneHealth Premium vs Cancer Cover Activ Cancer Secure Plan
OneHealth Premium vs Optima Secure Plus
OneHealth Premium vs Women Care
OneHealth Premium vs Aspire Diamond+
OneHealth Premium vs Activate Booster Plan A
OneHealth Premium vs Active Care Premier
OneHealth Premium vs ProHealth Accumulate
OneHealth Premium vs Health Super Saver Standard
OneHealth Premium vs Supreme Shine
OneHealth Premium vs Optima Secure Global Plus
OneHealth Premium vs Health Cardiac Care Silver & Gold Plan
OneHealth Premium vs myHealth Suraksha Gold
OneHealth Premium vs LifeTime Health Global
OneHealth Premium vs Active Fit Plus
OneHealth Premium vs Activ Health Platinum Essential
OneHealth Premium vs Medicare Plus
OneHealth Premium vs Medicare Senior
OneHealth Premium vs Enhance Super Top-up Two
OneHealth Premium vs Medicare Protect
OneHealth Premium vs Activ One SAVR
OneHealth Premium vs Active Assure Diamond
OneHealth Premium vs Activ One VIP
OneHealth Premium vs Health Pulse Classic
OneHealth Premium vs Advantage
OneHealth Premium vs Special Care Gold
OneHealth Premium vs Activ One Max
OneHealth Premium vs Classic
OneHealth Premium vs Activ One Vytl
OneHealth Premium vs Supreme
OneHealth Premium vs Freedom
OneHealth Premium vs Sarvah Pratham
OneHealth Premium vs Joy Today
OneHealth Premium vs Medi Classic
OneHealth Premium vs Activate Booster Plan B
OneHealth Premium vs Aspire Gold+
OneHealth Premium vs Aspire Platinum+
OneHealth Premium vs Plus Complete
OneHealth Premium vs Reassure 2.0 Platinum+
OneHealth Premium vs Elder Care
OneHealth Premium vs Reassure 3.0 Elite
OneHealth Premium vs EquiCover
OneHealth Premium vs Young Star Gold
OneHealth Premium vs Enhance Super Top-up One
OneHealth Premium vs Joy Tomorrow
OneHealth Premium vs Activ One VIP+
OneHealth Premium vs Reassure 3.0 Select
OneHealth Premium vs Red Carpet Senior Citizens
OneHealth Premium vs Medicare Premier
OneHealth Premium vs Family Health Optima
OneHealth Premium vs Health Companion Variant 2022
OneHealth Premium vs Health Companion Variant 3
OneHealth Premium vs Plus Youth
OneHealth Premium vs Assure
OneHealth Premium vs Health Premia Gold
OneHealth Premium vs Health Premia Platinum
OneHealth Premium vs Cancer Care Platinum
OneHealth Premium vs Optima Lite
OneHealth Premium vs ProHealth Prime Protect
OneHealth Premium vs Comprehensive
OneHealth Premium vs HeartBeat Enhanced
OneHealth Premium vs Reassure
OneHealth Premium vs Supreme Senior Premium
OneHealth Premium vs Health Recharge Super Top Up Plan
OneHealth Premium vs Reassure 3.0
OneHealth Premium vs myHealth Suraksha Platinum
OneHealth Premium vs Supreme Value for Money
OneHealth Premium vs Supreme Senior Super
OneHealth Premium vs Supreme Enhance
OneHealth Premium vs Reassure 2.0 Gold
OneHealth Premium vs Medicare
OneHealth Premium vs Ultimate (Direct)
OneHealth Premium vs Young Star
OneHealth Premium vs Sarvah Param
OneHealth Premium vs Optima Insurance
OneHealth Premium vs Smart Super Health Assure
OneHealth Premium vs Reassure 3.0 Black
OneHealth Premium vs Health Guard Platinum
OneHealth Premium vs Health Guard Gold
OneHealth Premium vs Elevate (Direct)
OneHealth Premium vs Extra Care Plus Super Top-up
OneHealth Premium vs Health Care Supreme Smart
OneHealth Premium vs Smart Health Pro
OneHealth Premium vs Medi Classic Gold
OneHealth Premium vs Optima Super Secure
OneHealth Premium vs Special Care
OneHealth Premium vs Medicare LITE
OneHealth Premium vs Health Shield 360
OneHealth Premium vs SecureHealth
OneHealth Premium vs Supreme (Direct)
OneHealth Premium vs Plus
OneHealth Premium vs Mediclaim Insurance Policy
OneHealth Premium vs Medicare Select
OneHealth Premium vs Health Gain
OneHealth Premium vs myHealth Koti Suraksha
OneHealth Premium vs Senior
OneHealth Premium vs myHealth Suraksha Silver
OneHealth Premium vs Cardiac Care Platinum
OneHealth Premium vs Royal Sundaram Lifeline Elite
OneHealth Premium vs Super Surplus Gold
OneHealth Premium vs Supreme Enhance One
OneHealth Premium vs Supreme Enhance Two
OneHealth Premium vs HeartBeat Platinum
OneHealth Premium vs HeartBeat Gold
OneHealth Premium vs Health SuperCharge
OneHealth Premium vs Aspire Titanium+
OneHealth Premium vs iHealth Plus
OneHealth Premium vs ProHealth Prime Advantage
OneHealth Premium vs Active Fit Preferred
OneHealth Premium vs Reassure 3.0 Classic
OneHealth Premium vs Senior Health Advantage
OneHealth Premium vs Health Wallet
OneHealth Premium vs Elevate
OneHealth Premium vs Heart
OneHealth Premium vs LifeTime Health
OneHealth Premium vs Reassure 2.0 Titanium+
OneHealth Premium vs ProHealth Prime Active
OneHealth Premium vs ProHealth Prime Senior Elite
OneHealth Premium vs Advanced Top Up
OneHealth Premium vs Multiplier Health
OneHealth Premium vs Diabetes Safe Plan A
OneHealth Premium vs Reassure 2.0 Bronze+
OneHealth Premium vs Enhance Super Top-up
OneHealth Premium vs Young Star Silver
OneHealth Premium vs Star Women Care Policy
OneHealth Premium vs Joy
OneHealth Premium vs Supreme Senior Health AdvantEdge
OneHealth Premium vs Family Plus
OneHealth Premium vs Criti Shield Plus
OneHealth Premium vs Health Care Supreme Ultimo
OneHealth Premium vs Health Shield 360 Retail
OneHealth Premium vs Super Star
OneHealth Premium vs Supreme Super Saver
OneHealth Premium vs Senior First Platinum
OneHealth Premium vs Optima Secure Global
OneHealth Premium vs NextGen
OneHealth Premium vs Health Insurance Platinum
OneHealth Premium vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

