Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs Royal Sundaram NextGen
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Active Fit Preferred
Activ Fit Preferred
What Makes It Special:
Active Fit is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
NextGen
NextGen
What Makes It Special:
NextGen focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Quick Decision Guide
Not available
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
NextGen Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Normal: For a Sum Insured of ₹5 Lacs & above, Any Room category is covered. ICU: Covered at actuals. |
VS VS |
NextGen Single Private AC Room Covered up to Sum Insured |
| Advanced Treatments |
|---|
Active Fit Preferred Covers modern medical treatments such as robotic surgeries, stem cell therapy, and balloon sinuplasty up to the full Sum Insured. |
VS VS |
NextGen Modern Treatments Covered up to Sum Insured |
| Co-payment |
|---|
Active Fit Preferred No co-payment. The insurer covers 100% of the admissible claim up to the sum insured. |
VS VS |
NextGen No mandatory co-payment in base plan |
| Waiting Period |
|---|
Active Fit Preferred Initial Waiting Period: 30 days for all illnesses (except accidents). Pre-existing Disease Waiting Period: 36 months (3 years). |
VS VS |
NextGen 30 Days 36 Months 24 Months |
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 10,000+ partner hospitals |
VS VS |
NextGen Not mentioned — verify from policy wordings |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments are covered up to the full Sum Insured. |
VS VS |
NextGen Covered up to Sum Insured |
| AYUSH Treatment |
|---|
Active Fit Preferred Alternative treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy) are covered up to the Sum Insured. |
VS VS |
NextGen Not mentioned — verify from policy wordings |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
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Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
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