Insurance Plans Comparison
Aditya Birla Active Fit Preferred vs ICICI Lombard Smart Super Health Assure
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActive Fit Preferred
Activ Fit Preferred
What Makes It Special:
Active Fit is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Smart Super Health Assure
Smart Super Health Assure
What Makes It Special:
Smart Super Health focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Quick Decision Guide
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Detailed Features Comparison
Compare the key features of different health insurance plans
Active Fit Preferred Health Insurance Plan VS VS |
![]() Smart Super Health Assure Health Insurance Plan |
| Room Rent |
|---|
Active Fit Preferred Normal: For a Sum Insured of ₹5 Lacs & above, Any Room category is covered. ICU: Covered at actuals. |
VS VS |
Smart Super Health Assure Normal: Not applicable — this is a critical illness benefit plan ICU: Not applicable — this is a lump sum critical illness payout plan |
| Advanced Treatments |
|---|
Active Fit Preferred Covers modern medical treatments such as robotic surgeries, stem cell therapy, and balloon sinuplasty up to the full Sum Insured. |
VS VS |
Smart Super Health Assure Major Organ Transplant (Recipient) Coronary Artery Bypass Graft Surgery Stroke Cancer Heart Attack Kidney Failure |
| Co-payment |
|---|
Active Fit Preferred No co-payment. The insurer covers 100% of the admissible claim up to the sum insured. |
VS VS |
Smart Super Health Assure Not mentioned |
| Waiting Period |
|---|
Active Fit Preferred Initial Waiting Period: 30 days for all illnesses (except accidents). Pre-existing Disease Waiting Period: 36 months (3 years). |
VS VS |
Smart Super Health Assure Initial Waiting Period: 6 months Specific Disease/Procedure Waiting Period: Critical illness diagnosis between 6 months to 1 year receives reduced payout |
| Cashless Healthcare Providers |
|---|
Active Fit Preferred 10,000+ partner hospitals |
VS VS |
Smart Super Health Assure 6,500 network hospitals |
| Daycare Treatment |
|---|
Active Fit Preferred All day care treatments are covered up to the full Sum Insured. |
VS VS |
Smart Super Health Assure Not Applicable |
| AYUSH Treatment |
|---|
Active Fit Preferred Alternative treatments (Ayurveda, Yoga, Unani, Siddha, Homeopathy) are covered up to the Sum Insured. |
VS VS |
Smart Super Health Assure Not Mentioned |
Insurance Plans Comparison
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Insurance Plans Comparison
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