Insurance Plans Comparison
ManipalCigna ProHealth Prime Protect vs Aditya Birla Active Fit Preferred
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreProHealth Prime Protect
ProHealth Prime Protect
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Active Fit Preferred
Activ Fit Preferred
What Makes It Special:
Activ Fit Preferred combines hospitalization coverage with fitness rewards and maternity protection. It includes unlimited Binge Refill, HealthReturns and a maternity benefit over and above the base Sum Insured.
Best For:
Buyers wanting unlimited refill protection
Customers interested in fitness-linked rewards
Buyers planning for maternity
Younger families
Insurance Plans Comparison
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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
OPD consultation requires the relevant optional cover.
Health returns depend on wellness activity and applicable policy conditions.
The maternity waiting period should be considered before purchase.
Maternity benefits are a key differentiator of this variant.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() ProHealth Prime Protect Health Insurance Plan VS VS |
Active Fit Preferred Health Insurance Plan |
| Room Rent |
|---|
ProHealth Prime Protect Single Private AC Room Covered up to Sum Insured |
VS VS |
Active Fit Preferred Any room for sum insured 5 lakh and above. |
| Advanced Treatments |
|---|
ProHealth Prime Protect Covered up to Sum Insured |
VS VS |
Active Fit Preferred Information Unavailable |
| ICU Charges |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred No capping, covered up to sum insured. |
| Co-payment |
|---|
ProHealth Prime Protect No mandatory co-payment mentioned |
VS VS |
Active Fit Preferred No. |
| Disease-wise sublimits |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred No broad disease sublimit identified; subject to policy terms. |
| Waiting Period |
|---|
ProHealth Prime Protect 30 days 36 months for Sum Insured up to ₹5 lakh; 24 months for ₹7.5 lakh and above 24 months |
VS VS |
Active Fit Preferred Information Unavailable |
| Cashless Healthcare Providers |
|---|
ProHealth Prime Protect Not mentioned — verify from policy wordings |
VS VS |
Active Fit Preferred 16,500 + current insurer network |
| Restoration Benefit |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Binge refill - 100% sum insured, unlimited times |
| Daycare Treatment |
|---|
ProHealth Prime Protect Covered up to Sum Insured |
VS VS |
Active Fit Preferred All day care treatments covered up to sum insured. |
| Cumulative Bonus |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 10% per year, up to 100% |
| AYUSH Treatment |
|---|
ProHealth Prime Protect Covered up to Sum Insured |
VS VS |
Active Fit Preferred Covered up to sum insured |
| Consumable Cover |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Optional/subject to applicable cover |
| Initial Waiting Period |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 30 days |
| Specific Waiting Period |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 24 months |
| PED Waiting Period |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 48 months |
| Modern Treatment |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Covered up to sum insured. |
| Annual Health Checkup |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Once every policy year |
| Pre-Hospitalisation |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 90 days |
| Post-Hospitalisation |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 180 days |
| Outpatient Department Cover (OPD Expense) |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Optional cover |
| Deductible Option |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Not established as a standard inbuilt benefit |
| Coverage Options |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Individual, multi-individual, family floater structure as applicable. |
| Claim Settlement Ratio |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred 97% |
| Maternity Cover |
|---|
ProHealth Prime Protect Information Unavailable |
VS VS |
Active Fit Preferred Yes, 40,000 normal/60,000 C-section. |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
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High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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