Insurance Plans Comparison
TATA AIG Medicare vs Star Comprehensive
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreMedicare
Tata AIG Medicare
What Makes It Special:
Tata AIG MediCare is a comprehensive health insurance plan that provides coverage for inpatient hospitalisation, Day Care Treatment, pre and post-hospitalisation expenses, domiciliary treatment and AYUSH treatment. The policy also includes benefits such as automatic restoration of the Sum Insured, Cumulative Bonus, preventive health check-ups, second medical opinion and additional...
Best For:
Customers who value additional healthcare services such as preventive health check-ups and second medical opinions.
Individuals looking for additional protection through restoration and Cumulative Bonus benefits.
Customers who want coverage for domiciliary treatment and AYUSH treatment.
Families looking for health insurance with Family Floater coverage.
Individuals looking for comprehensive hospitalisation and Day Care Treatment coverage.
VS
Comprehensive
Family health insurance with maternity, OPD, dental and eye cover, 100% restoration and up to 100% cumulative bonus.
What Makes It Special:
An all-in-one family health plan that combines hospitalisation cover with maternity and new-born cover, OPD consultations, dental and eye care, hospital cash, bariatric surgery and accidental death/disability cover in a single policy.
Best For:
People under 61 who want to avoid co-payment
Buyers looking for a fast-growing bonus (100% after one claim-free year for SI ₹7.5L+)
People who want OPD, dental and eye expenses included
Families wanting individual or floater cover up to ₹1 crore
Young couples planning a family (maternity and new-born cover)
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
The policy also provides additional benefits such as preventive health check-ups, second medical opinion and other healthcare support, subject to the applicable limits and conditions.
Domiciliary Treatment is covered when the treatment exceeds three days and the applicable policy conditions are satisfied.
A 50% Cumulative Bonus is added after each claim-free policy year, up to a maximum of 100% of the Sum Insured, subject to policy conditions.
The policy provides automatic restoration of the Basic Sum Insured after the Sum Insured and accrued Cumulative Bonus are exhausted, subject to applicable conditions.
Consider Tata AIG MediCare if you want coverage for inpatient hospitalisation, Day Care Treatment, pre-hospitalisation and post-hospitalisation expenses.
Things to Consider: Premiums vary by city zone.
Things to Consider: Modern treatments and bariatric surgery have sublimits.
Things to Consider: Maternity needs both spouses covered for 24 months, and delivery limits are modest at lower SI.
Things to Consider: 10% co-payment for people who join at age 61 or above.
Things to Consider: 36-month PED waiting period, unless you buy the optional PED buy-back (reduces it to 12 months).
Reasons to Consider: 60 days of pre- and 90 days of post-hospitalisation cover, plus air ambulance and home care.
Reasons to Consider: Cumulative bonus up to 100% of SI, plus 100% restoration once a year (usable for the same illness).
Reasons to Consider: OPD consultations and dental/eye treatment covered outside the Sum Insured.
Reasons to Consider: Delivery (up to 2) and new-born cover after 24 months.
Reasons to Consider: Private single AC room with no fixed room rent cap.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Medicare Health Insurance Plan VS VS |
![]() Comprehensive Health Insurance Plan |
| Room Rent |
|---|
Medicare
|
VS VS |
Comprehensive Information Unavailable |
| ICU Charges |
|---|
Medicare 4% of Sum Insured per day |
VS VS |
Comprehensive Covered up to Sum Insured; no separate ICU cap. |
| Advanced Treatments |
|---|
Medicare Information Unavailable |
VS VS |
Comprehensive Coverage includes robotic surgeries, stem cell therapy, organ transplants, modern cancer treatments, bariatric surgery, and advanced cardiac procedures as per policy terms. |
| Co-payment |
|---|
Medicare No Specific Mandatory Co-payment Mentioned |
VS VS |
Comprehensive This policy is subject to co-payment of 10% of each and every claim amount for fresh as well as renewal policies for insured persons whose age at the time of entry is 61 years and above |
| Disease-wise sublimits |
|---|
Medicare Applicable to Specified Treatments |
VS VS |
Comprehensive Information Unavailable |
| Waiting Period |
|---|
Medicare
|
VS VS |
Comprehensive
|
| Cashless Healthcare Providers |
|---|
Medicare 11,000+ Cashless Hospitals |
VS VS |
Comprehensive Access to over 14,000+ cashless healthcare providers for seamless treatment. |
| Restoration Benefit |
|---|
Medicare Available Once for Road Traffic Accident |
VS VS |
Comprehensive Information Unavailable |
| Daycare Treatment |
|---|
Medicare Cover expenses for listed Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre. |
VS VS |
Comprehensive covered by the policy. |
| Cumulative Bonus |
|---|
Medicare 5% of Sum Insured per claim-free year |
VS VS |
Comprehensive SI ₹5L: 50% of Basic SI per claim-free year, max 100%. SI ₹7.5L and above: 100% of Basic SI after one claim-free year, max 100%. |
| AYUSH Treatment |
|---|
Medicare Cover for expenses incurred for treatment as in-patient in AYUSH Hospital. |
VS VS |
Comprehensive AYUSH treatments are covered up to the sum insured. |
| Consumable Cover |
|---|
Medicare Not Covered as a Separate Benefit |
VS VS |
Comprehensive Not mentioned (no separate consumables cover in the policy documents). |
| Initial Waiting Period |
|---|
Medicare 30 Days |
VS VS |
Comprehensive 30 days (accidents excepted) |
| Specific Waiting Period |
|---|
Medicare 24 Months |
VS VS |
Comprehensive 24 months for listed diseases/procedures; 36 months for Bariatric Surgery; 24 months for Delivery and New Born cover |
| PED Waiting Period |
|---|
Medicare 36 Months |
VS VS |
Comprehensive Information Unavailable |
| Modern Treatment |
|---|
Medicare Covered up to 25% of Sum Insured |
VS VS |
Comprehensive
|
| Annual Health Checkup |
|---|
Medicare Available as per Policy Terms |
VS VS |
Comprehensive Information Unavailable |
| Pre-Hospitalisation |
|---|
Medicare Covered for Up to 30 Days |
VS VS |
Comprehensive Information Unavailable |
| Post-Hospitalisation |
|---|
Medicare Covered for Up to 60 Days |
VS VS |
Comprehensive Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Medicare Not Covered under Base Policy |
VS VS |
Comprehensive Information Unavailable |
| Deductible Option |
|---|
Medicare Not Specified |
VS VS |
Comprehensive Information Unavailable |
| Coverage Options |
|---|
Medicare ₹1 Lakh to ₹10 Lakh |
VS VS |
Comprehensive Information Unavailable |
| Claim Settlement Ratio |
|---|
Medicare Not Specified |
VS VS |
Comprehensive Information Unavailable |
| Maternity Cover |
|---|
Medicare Not Covered |
VS VS |
Comprehensive Information Unavailable |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Medicare vs Optima Secure
Medicare vs Super Mediclaim
Medicare vs Health Recharge
Medicare vs Cancer Cover Activ Cancer Secure Plan
Medicare vs Optima Secure Plus
Medicare vs Women Care
Medicare vs Aspire Diamond+
Medicare vs Activate Booster Plan A
Medicare vs Active Care Premier
Medicare vs ProHealth Accumulate
Medicare vs Health Super Saver Standard
Medicare vs Supreme Shine
Medicare vs Optima Secure Global Plus
Medicare vs Health Cardiac Care Silver & Gold Plan
Medicare vs myHealth Suraksha Gold
Medicare vs LifeTime Health Global
Medicare vs Active Fit Plus
Medicare vs OneHealth Premium
Medicare vs Activ Health Platinum Essential
Medicare vs Medicare Plus
Medicare vs Medicare Senior
Medicare vs Enhance Super Top-up Two
Medicare vs Medicare Protect
Medicare vs Activ One SAVR
Medicare vs Active Assure Diamond
Medicare vs Activ One VIP
Medicare vs Health Pulse Classic
Medicare vs Advantage
Medicare vs Special Care Gold
Medicare vs Activ One Max
Medicare vs Classic
Medicare vs Activ One Vytl
Medicare vs Supreme
Medicare vs Freedom
Medicare vs Sarvah Pratham
Medicare vs Joy Today
Medicare vs Medi Classic
Medicare vs Activate Booster Plan B
Medicare vs Aspire Gold+
Medicare vs Aspire Platinum+
Medicare vs Plus Complete
Medicare vs Reassure 2.0 Platinum+
Medicare vs Elder Care
Medicare vs Reassure 3.0 Elite
Medicare vs EquiCover
Medicare vs Young Star Gold
Medicare vs Enhance Super Top-up One
Medicare vs Joy Tomorrow
Medicare vs Activ One VIP+
Medicare vs Reassure 3.0 Select
Medicare vs Red Carpet Senior Citizens
Medicare vs Medicare Premier
Medicare vs Family Health Optima
Medicare vs Health Companion Variant 2022
Medicare vs Health Companion Variant 3
Medicare vs Plus Youth
Medicare vs Assure
Medicare vs Health Premia Gold
Medicare vs Health Premia Platinum
Medicare vs Cancer Care Platinum
Medicare vs Optima Lite
Medicare vs ProHealth Prime Protect
Medicare vs Comprehensive
Medicare vs HeartBeat Enhanced
Medicare vs Reassure
Medicare vs Supreme Senior Premium
Medicare vs Health Recharge Super Top Up Plan
Medicare vs Reassure 3.0
Medicare vs myHealth Suraksha Platinum
Medicare vs Supreme Value for Money
Medicare vs Supreme Senior Super
Medicare vs Supreme Enhance
Medicare vs Reassure 2.0 Gold
Medicare vs Ultimate (Direct)
Medicare vs Young Star
Medicare vs Sarvah Param
Medicare vs Optima Insurance
Medicare vs Smart Super Health Assure
Medicare vs Reassure 3.0 Black
Medicare vs Health Guard Platinum
Medicare vs Health Guard Gold
Medicare vs Elevate (Direct)
Medicare vs Extra Care Plus Super Top-up
Medicare vs Health Care Supreme Smart
Medicare vs Smart Health Pro
Medicare vs Medi Classic Gold
Medicare vs Optima Super Secure
Medicare vs Special Care
Medicare vs Medicare LITE
Medicare vs Health Shield 360
Medicare vs SecureHealth
Medicare vs Supreme (Direct)
Medicare vs Plus
Medicare vs Mediclaim Insurance Policy
Medicare vs Medicare Select
Medicare vs Health Gain
Medicare vs myHealth Koti Suraksha
Medicare vs Senior
Medicare vs myHealth Suraksha Silver
Medicare vs Cardiac Care Platinum
Medicare vs Royal Sundaram Lifeline Elite
Medicare vs Super Surplus Gold
Medicare vs Supreme Enhance One
Medicare vs Supreme Enhance Two
Medicare vs HeartBeat Platinum
Medicare vs HeartBeat Gold
Medicare vs Health SuperCharge
Medicare vs Aspire Titanium+
Medicare vs iHealth Plus
Medicare vs ProHealth Prime Advantage
Medicare vs Active Fit Preferred
Medicare vs Reassure 3.0 Classic
Medicare vs Senior Health Advantage
Medicare vs Health Wallet
Medicare vs Elevate
Medicare vs Heart
Medicare vs LifeTime Health
Medicare vs Reassure 2.0 Titanium+
Medicare vs ProHealth Prime Active
Medicare vs ProHealth Prime Senior Elite
Medicare vs Advanced Top Up
Medicare vs Multiplier Health
Medicare vs Diabetes Safe Plan A
Medicare vs Reassure 2.0 Bronze+
Medicare vs Enhance Super Top-up
Medicare vs Young Star Silver
Medicare vs Star Women Care Policy
Medicare vs Joy
Medicare vs Supreme Senior Health AdvantEdge
Medicare vs Family Plus
Medicare vs Criti Shield Plus
Medicare vs Health Care Supreme Ultimo
Medicare vs Health Shield 360 Retail
Medicare vs Super Star
Medicare vs Supreme Super Saver
Medicare vs Senior First Platinum
Medicare vs Optima Secure Global
Medicare vs NextGen
Medicare vs Health Insurance Platinum
Medicare vs Energy Silver With Copay
Comprehensive vs Optima Secure
Comprehensive vs Super Mediclaim
Comprehensive vs Health Recharge
Comprehensive vs Cancer Cover Activ Cancer Secure Plan
Comprehensive vs Optima Secure Plus
Comprehensive vs Women Care
Comprehensive vs Aspire Diamond+
Comprehensive vs Activate Booster Plan A
Comprehensive vs Active Care Premier
Comprehensive vs ProHealth Accumulate
Comprehensive vs Health Super Saver Standard
Comprehensive vs Supreme Shine
Comprehensive vs Optima Secure Global Plus
Comprehensive vs Health Cardiac Care Silver & Gold Plan
Comprehensive vs myHealth Suraksha Gold
Comprehensive vs LifeTime Health Global
Comprehensive vs Active Fit Plus
Comprehensive vs OneHealth Premium
Comprehensive vs Activ Health Platinum Essential
Comprehensive vs Medicare Plus
Comprehensive vs Medicare Senior
Comprehensive vs Enhance Super Top-up Two
Comprehensive vs Medicare Protect
Comprehensive vs Activ One SAVR
Comprehensive vs Active Assure Diamond
Comprehensive vs Activ One VIP
Comprehensive vs Health Pulse Classic
Comprehensive vs Advantage
Comprehensive vs Special Care Gold
Comprehensive vs Activ One Max
Comprehensive vs Classic
Comprehensive vs Activ One Vytl
Comprehensive vs Supreme
Comprehensive vs Freedom
Comprehensive vs Sarvah Pratham
Comprehensive vs Joy Today
Comprehensive vs Medi Classic
Comprehensive vs Activate Booster Plan B
Comprehensive vs Aspire Gold+
Comprehensive vs Aspire Platinum+
Comprehensive vs Plus Complete
Comprehensive vs Reassure 2.0 Platinum+
Comprehensive vs Elder Care
Comprehensive vs Reassure 3.0 Elite
Comprehensive vs EquiCover
Comprehensive vs Young Star Gold
Comprehensive vs Enhance Super Top-up One
Comprehensive vs Joy Tomorrow
Comprehensive vs Activ One VIP+
Comprehensive vs Reassure 3.0 Select
Comprehensive vs Red Carpet Senior Citizens
Comprehensive vs Medicare Premier
Comprehensive vs Family Health Optima
Comprehensive vs Health Companion Variant 2022
Comprehensive vs Health Companion Variant 3
Comprehensive vs Plus Youth
Comprehensive vs Assure
Comprehensive vs Health Premia Gold
Comprehensive vs Health Premia Platinum
Comprehensive vs Cancer Care Platinum
Comprehensive vs Optima Lite
Comprehensive vs ProHealth Prime Protect
Comprehensive vs HeartBeat Enhanced
Comprehensive vs Reassure
Comprehensive vs Supreme Senior Premium
Comprehensive vs Health Recharge Super Top Up Plan
Comprehensive vs Reassure 3.0
Comprehensive vs myHealth Suraksha Platinum
Comprehensive vs Supreme Value for Money
Comprehensive vs Supreme Senior Super
Comprehensive vs Supreme Enhance
Comprehensive vs Reassure 2.0 Gold
Comprehensive vs Medicare
Comprehensive vs Ultimate (Direct)
Comprehensive vs Young Star
Comprehensive vs Sarvah Param
Comprehensive vs Optima Insurance
Comprehensive vs Smart Super Health Assure
Comprehensive vs Reassure 3.0 Black
Comprehensive vs Health Guard Platinum
Comprehensive vs Health Guard Gold
Comprehensive vs Elevate (Direct)
Comprehensive vs Extra Care Plus Super Top-up
Comprehensive vs Health Care Supreme Smart
Comprehensive vs Smart Health Pro
Comprehensive vs Medi Classic Gold
Comprehensive vs Optima Super Secure
Comprehensive vs Special Care
Comprehensive vs Medicare LITE
Comprehensive vs Health Shield 360
Comprehensive vs SecureHealth
Comprehensive vs Supreme (Direct)
Comprehensive vs Plus
Comprehensive vs Mediclaim Insurance Policy
Comprehensive vs Medicare Select
Comprehensive vs Health Gain
Comprehensive vs myHealth Koti Suraksha
Comprehensive vs Senior
Comprehensive vs myHealth Suraksha Silver
Comprehensive vs Cardiac Care Platinum
Comprehensive vs Royal Sundaram Lifeline Elite
Comprehensive vs Super Surplus Gold
Comprehensive vs Supreme Enhance One
Comprehensive vs Supreme Enhance Two
Comprehensive vs HeartBeat Platinum
Comprehensive vs HeartBeat Gold
Comprehensive vs Health SuperCharge
Comprehensive vs Aspire Titanium+
Comprehensive vs iHealth Plus
Comprehensive vs ProHealth Prime Advantage
Comprehensive vs Active Fit Preferred
Comprehensive vs Reassure 3.0 Classic
Comprehensive vs Senior Health Advantage
Comprehensive vs Health Wallet
Comprehensive vs Elevate
Comprehensive vs Heart
Comprehensive vs LifeTime Health
Comprehensive vs Reassure 2.0 Titanium+
Comprehensive vs ProHealth Prime Active
Comprehensive vs ProHealth Prime Senior Elite
Comprehensive vs Advanced Top Up
Comprehensive vs Multiplier Health
Comprehensive vs Diabetes Safe Plan A
Comprehensive vs Reassure 2.0 Bronze+
Comprehensive vs Enhance Super Top-up
Comprehensive vs Young Star Silver
Comprehensive vs Star Women Care Policy
Comprehensive vs Joy
Comprehensive vs Supreme Senior Health AdvantEdge
Comprehensive vs Family Plus
Comprehensive vs Criti Shield Plus
Comprehensive vs Health Care Supreme Ultimo
Comprehensive vs Health Shield 360 Retail
Comprehensive vs Super Star
Comprehensive vs Supreme Super Saver
Comprehensive vs Senior First Platinum
Comprehensive vs Optima Secure Global
Comprehensive vs NextGen
Comprehensive vs Health Insurance Platinum
Comprehensive vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

