Insurance Plans Comparison
Care Health Insurance Today vs Care Health Insurance Enhance 2
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Care Joy Today is a comprehensive maternity and health insurance plan designed to support women through pregnancy and beyond. It covers delivery and related hospitalisation costs, pre- and post-natal care, and newborn expenses up to 90 days. With features like day-care treatments, ambulance cover, and cashless hospitalisation across 8,000+ hospitals,...
Best For:
Long-term peace of mind with 3-year policy term
Cashless treatment across 8,000+ hospitals
Comprehensive family protection during pregnancy
Maternity and Newborn health coverage
VS
What Makes It Special:
Care Supreme Enhance 2 is an advanced health insurance plan crafted for superior medical protection. It offers higher sum insured options, covers hospitalization, daycare, pre- and post-hospitalization, and provides cashless treatment. With added wellness benefits and optional riders, it ensures families get holistic, flexible, and affordable healthcare coverage
Best For:
Wellness perks and rewards with your policy
Daycare and full hospitalization benefits
Nationwide cashless hospitalization
Higher medical coverage with value-for-money premiums
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Today
You want cashless access to 8,000+ hospitals across India
You prefer short waiting period for maternity benefits (9 months)
You want maternity and newborn cover under one plan
You’re planning for pregnancy or expanding your family soon.
Enhance 2
You want customizable add-ons for stronger family security
You want health rewards and wellness benefits included
You want all-round protection including daycare and post-hospitalization
You want cashless access to top hospitals across India.
You want superior coverage with higher sum insured
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Today Health Insurance Plan VS VS |
Enhance 2 Health Insurance Plan |
| Room Rent |
|---|
Today Single Private AC room covered |
VS VS |
Enhance 2
|
| ICU Charges |
|---|
Today No restriction on ICU room rent |
VS VS |
Enhance 2 No restriction on ICU room rent |
| Advanced Treatments |
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Today Not Available |
VS VS |
Enhance 2
|
| Disease-wise sublimits |
|---|
Today Not Specifically mentioned |
VS VS |
Enhance 2 No |
| Co-payment |
|---|
Today 20% for above 61 years unless waived by extra premium |
VS VS |
Enhance 2 Only applicable for people above the age of 61. |
| Restoration Benefit |
|---|
Today Not Available |
VS VS |
Enhance 2 Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cashless Healthcare Providers |
|---|
Today 8000+ Healthcare Providers |
VS VS |
Enhance 2 24800+ network hospitals across India. |
| Cumulative Bonus |
|---|
Today Not Available in the base plan but you can add a rider to avail |
VS VS |
Enhance 2 Your sum insured increases by 10% every year, maximum up to 100% |
| Daycare Treatment |
|---|
Today Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Enhance 2 Covered under the policy |
| Consumable Cover |
|---|
Today Included within hospitalisation expenses. |
VS VS |
Enhance 2 Yes |
| AYUSH Treatment |
|---|
Today Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Enhance 2 AYUSH treatment covered under this policy |
| Initial Waiting Period |
|---|
Today 30 days |
VS VS |
Enhance 2 30 days |
| Specific Waiting Period |
|---|
Today 2 years |
VS VS |
Enhance 2 2 years |
| PED Waiting Period |
|---|
Today 3 years |
VS VS |
Enhance 2 3 years |
| Modern Treatment |
|---|
Today Covered |
VS VS |
Enhance 2 Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Today Not Stated |
VS VS |
Enhance 2 Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Today You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved |
VS VS |
Enhance 2 You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Today You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Enhance 2 You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Today OPD expense is not included. |
VS VS |
Enhance 2 OPD expense is not included |
| Deductible Option |
|---|
Today Not Available |
VS VS |
Enhance 2 Available |
| Coverage Options |
|---|
Today 8000+ Healthcare Providers |
VS VS |
Enhance 2 Available coverage options: 20L to 1cr |
| Claim Settlement Ratio |
|---|
Today Available coverage options: |
VS VS |
Enhance 2 87.10% |
| Maternity Cover |
|---|
Today Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45. |
VS VS |
Enhance 2 Not available |
Insurance Plans Comparison
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What Our Experts Help You With
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
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Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
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