Insurance Plans Comparison

Care Health Insurance Today vs Care Health Insurance Enhance 2

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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What Makes It Special:

Care Joy Today is a comprehensive maternity and health insurance plan designed to support women through pregnancy and beyond. It covers delivery and related hospitalisation costs, pre- and post-natal care, and newborn expenses up to 90 days. With features like day-care treatments, ambulance cover, and cashless hospitalisation across 8,000+ hospitals,...

Best For:

  • Long-term peace of mind with 3-year policy term

  • Cashless treatment across 8,000+ hospitals

  • Comprehensive family protection during pregnancy

  • Maternity and Newborn health coverage

VS

What Makes It Special:

Care Supreme Enhance 2 is an advanced health insurance plan crafted for superior medical protection. It offers higher sum insured options, covers hospitalization, daycare, pre- and post-hospitalization, and provides cashless treatment. With added wellness benefits and optional riders, it ensures families get holistic, flexible, and affordable healthcare coverage

Best For:

  • Wellness perks and rewards with your policy

  • Daycare and full hospitalization benefits

  • Nationwide cashless hospitalization

  • Higher medical coverage with value-for-money premiums

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Today

Today

  • You want cashless access to 8,000+ hospitals across India

  • You prefer short waiting period for maternity benefits (9 months)

  • You want maternity and newborn cover under one plan

  • You’re planning for pregnancy or expanding your family soon.

Enhance 2

Enhance 2

  • You want customizable add-ons for stronger family security

  • You want health rewards and wellness benefits included

  • You want all-round protection including daycare and post-hospitalization

  • You want cashless access to top hospitals across India.

  • You want superior coverage with higher sum insured

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Today
Today

Health Insurance Plan

Brochure

VS
Enhance 2
Enhance 2

Health Insurance Plan

Room Rent

Today

Single Private AC room covered

VS

Enhance 2

  1. Normal: Single private room
  2. ICU: No Limit
ICU Charges

Today

No restriction on ICU room rent

VS

Enhance 2

No restriction on ICU room rent

Advanced Treatments

Today

Not Available

VS

Enhance 2

  1. Robotic Surgery
  2. Proton Beam Therapy
  3. Cyber Knife Treatment
  4. Stem Cell Therapy 
  5. Targeted and Immunotherapy 
  6. Artificial Organs & Implants
Disease-wise sublimits

Today

Not Specifically mentioned

VS

Enhance 2

No

Co-payment

Today

20% for above 61 years unless waived by extra premium

VS

Enhance 2

Only applicable for people above the age of 61.

Restoration Benefit

Today

Not Available

VS

Enhance 2

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Cashless Healthcare Providers

Today

8000+ Healthcare Providers

VS

Enhance 2

24800+ network hospitals across India.

Cumulative Bonus

Today

Not Available in the base plan but you can add a rider to avail

VS

Enhance 2

Your sum insured increases by 10% every year, maximum up to 100%

Daycare Treatment

Today

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Enhance 2

Covered under the policy

Consumable Cover

Today

Included within hospitalisation expenses.

VS

Enhance 2

Yes

AYUSH Treatment

Today

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Enhance 2

AYUSH treatment covered under this policy

Initial Waiting Period

Today

30 days

VS

Enhance 2

30 days

Specific Waiting Period

Today

2 years

VS

Enhance 2

2 years

PED Waiting Period

Today

3 years

VS

Enhance 2

3 years

Modern Treatment

Today

Covered

VS

Enhance 2

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Today

Not Stated

VS

Enhance 2

Health check-up is available once every policy year, from day 1 of the policy

Pre-Hospitalisation

Today

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

VS

Enhance 2

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Today

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

VS

Enhance 2

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Today

OPD expense is not included.

VS

Enhance 2

OPD expense is not included

Deductible Option

Today

Not Available

VS

Enhance 2

Available

Coverage Options

Today

8000+ Healthcare Providers

VS

Enhance 2

Available coverage options: 20L to 1cr

Claim Settlement Ratio

Today

Available coverage options:

VS

Enhance 2

87.10%

Maternity Cover

Today

Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45.

VS

Enhance 2

Not available

Insurance Plans Comparison

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Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

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