Insurance Plans Comparison
Care Health Insurance Tomorrow vs Care Health Insurance Today
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreTomorrow
Care Joy Maternity Insurance Plan
What Makes It Special:
Care Joy Tomorrow is a flexible and comprehensive health insurance plan designed to provide extensive coverage and protection for you and your family. It offers a wide range of sum insured options tailored to meet different healthcare needs and budgets. The plan covers hospitalization expenses, daycare procedures, pre and post-hospitalization...
Best For:
Extensive cashless treatment network
Flexible sum insured and add-on options
Comprehensive family health protection
VS
What Makes It Special:
Care Joy Today is a comprehensive maternity and health insurance plan designed to support women through pregnancy and beyond. It covers delivery and related hospitalisation costs, pre- and post-natal care, and newborn expenses up to 90 days. With features like day-care treatments, ambulance cover, and cashless hospitalisation across 8,000+ hospitals,...
Best For:
Long-term peace of mind with 3-year policy term
Cashless treatment across 8,000+ hospitals
Comprehensive family protection during pregnancy
Maternity and Newborn health coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Tomorrow
You value wellness support and AYUSH treatment options
You want broad coverage including daycare and pre/post hospitalization
You want maternity and newborn cover under one plan
You’re planning pregnancy after 2+ years
Today
You want cashless access to 8,000+ hospitals across India
You prefer short waiting period for maternity benefits (9 months)
You want maternity and newborn cover under one plan
You’re planning for pregnancy or expanding your family soon.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Tomorrow Health Insurance Plan VS VS |
Today Health Insurance Plan |
| Room Rent |
|---|
Tomorrow Single Private AC room covered |
VS VS |
Today Single Private AC room covered |
| ICU Charges |
|---|
Tomorrow No restriction on ICU room rent |
VS VS |
Today No restriction on ICU room rent |
| Advanced Treatments |
|---|
Tomorrow
|
VS VS |
Today Not Available |
| Co-payment |
|---|
Tomorrow 20% for above 61 years unless waived by extra premium |
VS VS |
Today 20% for above 61 years unless waived by extra premium |
| Disease-wise sublimits |
|---|
Tomorrow Not Specifically mentioned |
VS VS |
Today Not Specifically mentioned |
| Restoration Benefit |
|---|
Tomorrow Not Available |
VS VS |
Today Not Available |
| Cashless Healthcare Providers |
|---|
Tomorrow 8000+ Healthcare Providers |
VS VS |
Today 8000+ Healthcare Providers |
| Daycare Treatment |
|---|
Tomorrow Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Today Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Cumulative Bonus |
|---|
Tomorrow Not Available in the base plan but you can add a rider to avail |
VS VS |
Today Not Available in the base plan but you can add a rider to avail |
| Consumable Cover |
|---|
Tomorrow Included within hospitalisation expenses. |
VS VS |
Today Included within hospitalisation expenses. |
| AYUSH Treatment |
|---|
Tomorrow Not Available |
VS VS |
Today Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Tomorrow 30 days |
VS VS |
Today 30 days |
| Specific Waiting Period |
|---|
Tomorrow 2 years |
VS VS |
Today 2 years |
| PED Waiting Period |
|---|
Tomorrow 3 years |
VS VS |
Today 3 years |
| Modern Treatment |
|---|
Tomorrow Covered |
VS VS |
Today Covered |
| Annual Health Checkup |
|---|
Tomorrow Not Stated |
VS VS |
Today Not Stated |
| Pre-Hospitalisation |
|---|
Tomorrow You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved |
VS VS |
Today You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Tomorrow You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Today You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Tomorrow OPD expense is not included. |
VS VS |
Today OPD expense is not included. |
| Deductible Option |
|---|
Tomorrow Not Available |
VS VS |
Today Not Available |
| Coverage Options |
|---|
Tomorrow Available coverage options: |
VS VS |
Today 8000+ Healthcare Providers |
| Claim Settlement Ratio |
|---|
Tomorrow 92.77% |
VS VS |
Today Available coverage options: |
| Maternity Cover |
|---|
Tomorrow Not Available |
VS VS |
Today Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
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Insurance Plans Comparison
Frequently Asked Questions (FAQs)
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