Insurance Plans Comparison

Care Health Insurance Tomorrow vs Care Health Insurance Today

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Care Health Insurance

Tomorrow

Care Joy Maternity Insurance Plan

What Makes It Special:

Care Joy Tomorrow is a flexible and comprehensive health insurance plan designed to provide extensive coverage and protection for you and your family. It offers a wide range of sum insured options tailored to meet different healthcare needs and budgets. The plan covers hospitalization expenses, daycare procedures, pre and post-hospitalization...

Best For:

  • Extensive cashless treatment network

  • Flexible sum insured and add-on options

  • Comprehensive family health protection

VS

What Makes It Special:

Care Joy Today is a comprehensive maternity and health insurance plan designed to support women through pregnancy and beyond. It covers delivery and related hospitalisation costs, pre- and post-natal care, and newborn expenses up to 90 days. With features like day-care treatments, ambulance cover, and cashless hospitalisation across 8,000+ hospitals,...

Best For:

  • Long-term peace of mind with 3-year policy term

  • Cashless treatment across 8,000+ hospitals

  • Comprehensive family protection during pregnancy

  • Maternity and Newborn health coverage

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Tomorrow

Tomorrow

  • You value wellness support and AYUSH treatment options

  • You want broad coverage including daycare and pre/post hospitalization

  • You want maternity and newborn cover under one plan

  • You’re planning pregnancy after 2+ years

Today

Today

  • You want cashless access to 8,000+ hospitals across India

  • You prefer short waiting period for maternity benefits (9 months)

  • You want maternity and newborn cover under one plan

  • You’re planning for pregnancy or expanding your family soon.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Tomorrow
Tomorrow

Health Insurance Plan

Brochure

VS
Today
Today

Health Insurance Plan

Brochure

Room Rent

Tomorrow

Single Private AC room covered

VS

Today

Single Private AC room covered

ICU Charges

Tomorrow

No restriction on ICU room rent

VS

Today

No restriction on ICU room rent

Advanced Treatments

Tomorrow

  1. Robotic Surgery
  2. Stem Cell Therapy
  3. Organ Transplant
  4. Cancer Treatment
VS

Today

Not Available

Co-payment

Tomorrow

20% for above 61 years unless waived by extra premium

VS

Today

20% for above 61 years unless waived by extra premium

Disease-wise sublimits

Tomorrow

Not Specifically mentioned

VS

Today

Not Specifically mentioned

Restoration Benefit

Tomorrow

Not Available

VS

Today

Not Available

Cashless Healthcare Providers

Tomorrow

8000+ Healthcare Providers

VS

Today

8000+ Healthcare Providers

Daycare Treatment

Tomorrow

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Today

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Cumulative Bonus

Tomorrow

Not Available in the base plan but you can add a rider to avail

VS

Today

Not Available in the base plan but you can add a rider to avail

Consumable Cover

Tomorrow

Included within hospitalisation expenses.

VS

Today

Included within hospitalisation expenses.

AYUSH Treatment

Tomorrow

Not Available

VS

Today

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Initial Waiting Period

Tomorrow

30 days

VS

Today

30 days

Specific Waiting Period

Tomorrow

2 years

VS

Today

2 years

PED Waiting Period

Tomorrow

3 years

VS

Today

3 years

Modern Treatment

Tomorrow

Covered

VS

Today

Covered

Annual Health Checkup

Tomorrow

Not Stated

VS

Today

Not Stated

Pre-Hospitalisation

Tomorrow

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

VS

Today

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Tomorrow

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

VS

Today

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Tomorrow

OPD expense is not included.

VS

Today

OPD expense is not included.

Deductible Option

Tomorrow

Not Available

VS

Today

Not Available

Coverage Options

Tomorrow

Available coverage options:

VS

Today

8000+ Healthcare Providers

Claim Settlement Ratio

Tomorrow

92.77%

VS

Today

Available coverage options:

Maternity Cover

Tomorrow

Not Available

VS

Today

Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

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From choosing the right policy to managing claims, every step is handled for you

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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