Star Health Insurance Young Star Gold vs Care Health Insurance Today

Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category

Single Private AC room covered

No restriction on ICU room rent

No restriction on ICU room rent

Yes, certain diseases have coverage limits

Not Specifically mentioned

Not Available

20% for above 61 years unless waived by extra premium

13000+ Healthcare Providers

8000+ Healthcare Providers

Sum insured restores to 100% after each claim during the policy year

Not Available

Sum insured increases by 20% every year, up to 100% max

Not Available in the base plan but you can add a rider to avail

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Yes

Included within hospitalisation expenses.

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

30 days.

30 days

1 year

2 years

1 year

3 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Covered

Health check-up is available once every policy year, from day 1 of the policy

Not Stated

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

Not covered under base plan (available as add-on)

OPD expense is not included.

Available as an option

Not Available

Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr

8000+ Healthcare Providers

99.21%

Available coverage options:

Available

Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45.