Joy Today

No restriction on ICU room rent

Not Available

Included within hospitalisation expenses.

Not Stated

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

96%

OPD expense is not included.

Not Available

Single Private AC room covered

Not Specifically mentioned

20% for above 61 years unless waived by extra premium

8000+ Healthcare Providers

8000+ Healthcare Providers

Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45.

Not Available in the base plan but you can add a rider to avail

30 days

2 years

3 years

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

Covered