Star Health Insurance Young Star Gold vs Care Health Insurance Enhance 2

Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category

1. Normal: Single private room
2. ICU: No Limit

No restriction on ICU room rent

No restriction on ICU room rent

1. Robotic Surgery
2. Proton Beam Therapy
3. Cyber Knife Treatment
4. Stem Cell Therapy 
5. Targeted and Immunotherapy 
6. Artificial Organs & Implants

Yes, certain diseases have coverage limits

No

Not Available

Only applicable for people above the age of 61.

13000+ Healthcare Providers

24800+ network hospitals across India.

Sum insured restores to 100% after each claim during the policy year

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Sum insured increases by 20% every year, up to 100% max

Your sum insured increases by 10% every year, maximum up to 100%

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covered under the policy

Yes

Yes

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

AYUSH treatment covered under this policy

30 days.

30 days

1 year

2 years

1 year

3 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Health check-up is available once every policy year, from day 1 of the policy

Health check-up is available once every policy year, from day 1 of the policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Not covered under base plan (available as add-on)

OPD expense is not included

Available as an option

Available

Available coverage options:₹3L, ₹5L, 10L, 15L, 20L, 25L, 50L, 75L and 1 Cr

Available coverage options: 20L to 1cr

99.21%

87.10%

Available

Not available