Care Supreme Enhance Option 2
96
Claim Settlement Ratio
19000
Network Hospitals
8.6
Customer Rating
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96
Claim Settlement Ratio
19000
Network Hospitals
8.6
Customer Rating
Our Verdict
Expert Review: Care Health Insurance
Final Verdict
About
About Care Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Care Insurance Company Limited
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Restoration Benefit
Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses
Cumulative Bonus
Your sum insured increases by 10% every year, maximum up to 100%
Consumable Cover
Yes
Initial Waiting Period
30 days
Specific Waiting Period
2 years
PED Waiting Period
3 years
Modern Treatment
Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
Annual Health Checkup
Health check-up is available once every policy year, from day 1 of the policy
Pre-Hospitalisation
You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
Post-Hospitalisation
You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
Outpatient Department Cover (OPD Expense)
OPD expense is not included
Deductible Option
Available
Coverage Options
Available coverage options: 20L to 1cr
Claim Settlement Ratio
96%
Maternity Cover
Not available
Room Rent
Normal: Single private room
ICU: No Limit
Advanced Treatments
Robotic Surgery
Proton Beam Therapy
Cyber Knife Treatment
Stem Cell Therapy
Targeted and Immunotherapy
Artificial Organs & Implants
Co-payment
Only applicable for people above the age of 61.
Cashless Healthcare Providers
24800+ network hospitals across India.
Daycare Treatment
Covered under the policy
AYUSH Treatment
AYUSH treatment covered under this policy
ICU Charges
No restriction on ICU room rent
Disease-wise sublimits
No
Restoration Benefit
Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses
Exclusions
Any pre-existing diseases during the waiting period as specified in the policy.
Expenses related to self-inflicted injuries, suicide, or attempted suicide.
Treatment for alcohol or drug abuse, substance misuse, or addiction.
Cosmetic or plastic surgery unless medically necessary due to an accident or illness.
Treatments related to infertility, sterility, or assisted reproductive technology.
Experimental, unproven, or investigational treatments and procedures.
Injuries or illnesses caused by participation in hazardous or adventure sports.
War, terrorism, nuclear radiation, or biological weapon-related treatments.
Add ons
Add-Ons
Air Ambulance
Unlimited Care
Room Rent Modification
Insurance Premium Calculator
Insurance Premium Calculator
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About the company
About the company
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.
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