Insurance Plans Comparison
Care Supreme Value for Money vs Care Supreme Enhance Two
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreSupreme Value for Money
Affordable health insurance with hospitalisation cover, unlimited automatic recharge and a cumulative bonus that can double the base sum insured.
What Makes It Special:
Care Supreme is a health insurance plan from Care Health Insurance that combines hospitalisation coverage with unlimited automatic recharge and a cumulative bonus of up to 100% of the base sum insured. The Value for Money variant is designed around essential hospitalisation protection at a competitive premium, with important conditions...
Best For:
Buyers who prioritise hospitalisation coverage over standard maternity and routine OPD benefits.
Customers comfortable using designated Smart Select hospitals to manage co-payment exposure.
Buyers who want a cumulative bonus that can increase the base sum insured by up to 100%.
Customers who value unlimited automatic recharge for eligible repeat hospitalisations.
Individuals and families looking for health insurance with essential hospitalisation benefits.
VS
What Makes It Special:
Care Supreme Enhance 2 is an advanced health insurance plan crafted for superior medical protection. It offers higher sum insured options, covers hospitalization, daycare, pre- and post-hospitalization, and provides cashless treatment. With added wellness benefits and optional riders, it ensures families get holistic, flexible, and affordable healthcare coverage
Best For:
Wellness perks and rewards with your policy
Daycare and full hospitalization benefits
Nationwide cashless hospitalization
Higher medical coverage with value-for-money premiums
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Additional benefits: Compare optional waiting-period modifications, OPD coverage and non-payable expense protection where available.
Waiting periods: Consider the 30-day initial waiting period, 24-month specific illness waiting period and 36-month pre-existing disease waiting period.
Network hospitals: Check whether suitable Smart Select hospitals are accessible where you live and expect to seek treatment.
Room eligibility: Understand the permitted room category and the potential financial impact of choosing a higher category.
Sum insured: Choose cover based on your location, healthcare costs, family size and financial commitments.
You want customizable add-ons for stronger family security
You want health rewards and wellness benefits included
You want all-round protection including daycare and post-hospitalization
You want cashless access to top hospitals across India.
You want superior coverage with higher sum insured
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Supreme Value for Money Health Insurance Plan VS VS |
Supreme Enhance Two Health Insurance Plan |
| Room Rent |
|---|
Supreme Value for Money Room eligibility is restricted under the Value for Money variant. The applicable room category and any associated claim deductions must be considered when choosing hospital accommodation. |
VS VS |
Supreme Enhance Two
|
| ICU Charges |
|---|
Supreme Value for Money Eligible ICU expenses are covered without a separate monetary sublimit, subject to the applicable room and policy conditions. |
VS VS |
Supreme Enhance Two No restriction on ICU room rent |
| Advanced Treatments |
|---|
Supreme Value for Money Information Unavailable |
VS VS |
Supreme Enhance Two
|
| Co-payment |
|---|
Supreme Value for Money A 20% co-payment applies to eligible treatment taken outside the designated Smart Select network under the Value for Money variant. The insured bears the applicable share of the admissible claim. |
VS VS |
Supreme Enhance Two Only applicable for people above the age of 61. |
| Disease-wise sublimits |
|---|
Supreme Value for Money Eligible treatments are generally covered up to the sum insured, subject to policy terms, exclusions and any applicable room-related claim deductions. |
VS VS |
Supreme Enhance Two No |
| Cashless Healthcare Providers |
|---|
Supreme Value for Money The insurer's network includes thousands of hospitals across India. The available network count varies by date; check the current network directory for participating hospitals. |
VS VS |
Supreme Enhance Two 24800+ network hospitals across India. |
| Restoration Benefit |
|---|
Supreme Value for Money Unlimited automatic recharge reinstates the base sum insured multiple times during the policy year for eligible related and unrelated illnesses, subject to the applicable terms. |
VS VS |
Supreme Enhance Two Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Supreme Value for Money The sum insured increases by 50% for each completed policy year, up to 100% of the base sum insured. The accumulated bonus is not reduced by claims. |
VS VS |
Supreme Enhance Two Your sum insured increases by 10% every year, maximum up to 100% |
| Daycare Treatment |
|---|
Supreme Value for Money Eligible daycare procedures requiring less than 24 hours of hospitalisation are covered up to the sum insured, subject to policy conditions. |
VS VS |
Supreme Enhance Two Covered under the policy |
| Consumable Cover |
|---|
Supreme Value for Money Standard cover does not automatically include every non-payable hospital expense. Claim Shield may cover specified non-payable items when included under the applicable variant. |
VS VS |
Supreme Enhance Two Yes |
| AYUSH Treatment |
|---|
Supreme Value for Money Eligible inpatient and daycare AYUSH treatment is covered up to the sum insured, subject to policy conditions. |
VS VS |
Supreme Enhance Two AYUSH treatment covered under this policy |
| Initial Waiting Period |
|---|
Supreme Value for Money 30 days for illnesses from policy inception. This waiting period does not apply to claims arising from accidents. |
VS VS |
Supreme Enhance Two 30 days |
| Specific Waiting Period |
|---|
Supreme Value for Money 24 months for listed illnesses and procedures, subject to the applicable policy conditions. |
VS VS |
Supreme Enhance Two 2 years |
| PED Waiting Period |
|---|
Supreme Value for Money 36 months for pre-existing diseases. An optional PED Waiting Period Modification benefit may reduce this to 1 or 2 years, where available and selected. |
VS VS |
Supreme Enhance Two 3 years |
| Modern Treatment |
|---|
Supreme Value for Money Eligible advanced technology treatments are covered up to the sum insured, subject to the policy's treatment definitions, conditions and exclusions. |
VS VS |
Supreme Enhance Two Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Supreme Value for Money Annual health check-ups are available as an optional benefit under the broader Care Supreme product. Availability under Value for Money depends on the applicable variant. |
VS VS |
Supreme Enhance Two Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Supreme Value for Money Eligible medical expenses incurred up to 60 days before hospitalisation are covered, subject to policy conditions and the sum insured. |
VS VS |
Supreme Enhance Two You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Supreme Value for Money Eligible medical expenses are covered for up to 180 days after discharge, subject to policy conditions and the sum insured. |
VS VS |
Supreme Enhance Two You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Supreme Value for Money Routine outpatient consultations are not part of the standard Value for Money coverage. Care OPD is a separate add-on policy, where available. |
VS VS |
Supreme Enhance Two OPD expense is not included |
| Deductible Option |
|---|
Supreme Value for Money A deductible can be selected where offered. The insured must bear the opted aggregate deductible before the insurer pays eligible claims. |
VS VS |
Supreme Enhance Two Available |
| Coverage Options |
|---|
Supreme Value for Money Individual coverage and family floater coverage are available under the Care Supreme product. Value for Money eligibility and sum insured options may be narrower than those of the broader product. |
VS VS |
Supreme Enhance Two Available coverage options: 20L to 1cr |
| Claim Settlement Ratio |
|---|
Supreme Value for Money Care Health Insurance's claim settlement ratio is an insurer-level metric, not a Value for Money product metric. The FY 2024–25 ratio reported by secondary sources is 96.74%; it should not be interpreted as a guarantee that an individual claim will be approved. |
VS VS |
Supreme Enhance Two 96% |
| Maternity Cover |
|---|
Supreme Value for Money Pregnancy, childbirth and related maternity expenses are excluded under the standard plan. Network discounts are not equivalent to maternity insurance coverage. |
VS VS |
Supreme Enhance Two Not available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Supreme Value for Money vs Optima Secure
Supreme Value for Money vs Super Mediclaim
Supreme Value for Money vs Health Recharge
Supreme Value for Money vs Cancer Cover Activ Cancer Secure Plan
Supreme Value for Money vs Optima Secure Plus
Supreme Value for Money vs Women Care
Supreme Value for Money vs Aspire Diamond+
Supreme Value for Money vs Activate Booster Plan A
Supreme Value for Money vs Active Care Premier
Supreme Value for Money vs ProHealth Accumulate
Supreme Value for Money vs Health Super Saver Standard
Supreme Value for Money vs Supreme Shine
Supreme Value for Money vs Optima Secure Global Plus
Supreme Value for Money vs Health Cardiac Care Silver & Gold Plan
Supreme Value for Money vs myHealth Suraksha Gold
Supreme Value for Money vs LifeTime Health Global
Supreme Value for Money vs Active Fit Plus
Supreme Value for Money vs OneHealth Premium
Supreme Value for Money vs Activ Health Platinum Essential
Supreme Value for Money vs Medicare Plus
Supreme Value for Money vs Medicare Senior
Supreme Value for Money vs Enhance Super Top-up Two
Supreme Value for Money vs Medicare Protect
Supreme Value for Money vs Activ One SAVR
Supreme Value for Money vs Active Assure Diamond
Supreme Value for Money vs Activ One VIP
Supreme Value for Money vs Health Pulse Classic
Supreme Value for Money vs Advantage
Supreme Value for Money vs Special Care Gold
Supreme Value for Money vs Activ One Max
Supreme Value for Money vs Classic
Supreme Value for Money vs Activ One Vytl
Supreme Value for Money vs Supreme
Supreme Value for Money vs Freedom
Supreme Value for Money vs Sarvah Pratham
Supreme Value for Money vs Joy Today
Supreme Value for Money vs Medi Classic
Supreme Value for Money vs Activate Booster Plan B
Supreme Value for Money vs Aspire Gold+
Supreme Value for Money vs Aspire Platinum+
Supreme Value for Money vs Plus Complete
Supreme Value for Money vs Reassure 2.0 Platinum+
Supreme Value for Money vs Elder Care
Supreme Value for Money vs Reassure 3.0 Elite
Supreme Value for Money vs EquiCover
Supreme Value for Money vs Young Star Gold
Supreme Value for Money vs Enhance Super Top-up One
Supreme Value for Money vs Joy Tomorrow
Supreme Value for Money vs Activ One VIP+
Supreme Value for Money vs Reassure 3.0 Select
Supreme Value for Money vs Red Carpet Senior Citizens
Supreme Value for Money vs Medicare Premier
Supreme Value for Money vs Family Health Optima
Supreme Value for Money vs Health Companion Variant 2022
Supreme Value for Money vs Health Companion Variant 3
Supreme Value for Money vs Plus Youth
Supreme Value for Money vs Assure
Supreme Value for Money vs Health Premia Gold
Supreme Value for Money vs Health Premia Platinum
Supreme Value for Money vs Cancer Care Platinum
Supreme Value for Money vs Optima Lite
Supreme Value for Money vs ProHealth Prime Protect
Supreme Value for Money vs Comprehensive
Supreme Value for Money vs HeartBeat Enhanced
Supreme Value for Money vs Reassure
Supreme Value for Money vs Supreme Senior Premium
Supreme Value for Money vs Health Recharge Super Top Up Plan
Supreme Value for Money vs Reassure 3.0
Supreme Value for Money vs myHealth Suraksha Platinum
Supreme Value for Money vs Supreme Senior Super
Supreme Value for Money vs Supreme Enhance
Supreme Value for Money vs Reassure 2.0 Gold
Supreme Value for Money vs Medicare
Supreme Value for Money vs Ultimate (Direct)
Supreme Value for Money vs Young Star
Supreme Value for Money vs Sarvah Param
Supreme Value for Money vs Optima Insurance
Supreme Value for Money vs Smart Super Health Assure
Supreme Value for Money vs Reassure 3.0 Black
Supreme Value for Money vs Health Guard Platinum
Supreme Value for Money vs Health Guard Gold
Supreme Value for Money vs Elevate (Direct)
Supreme Value for Money vs Extra Care Plus Super Top-up
Supreme Value for Money vs Health Care Supreme Smart
Supreme Value for Money vs Smart Health Pro
Supreme Value for Money vs Medi Classic Gold
Supreme Value for Money vs Optima Super Secure
Supreme Value for Money vs Special Care
Supreme Value for Money vs Medicare LITE
Supreme Value for Money vs Health Shield 360
Supreme Value for Money vs SecureHealth
Supreme Value for Money vs Supreme (Direct)
Supreme Value for Money vs Plus
Supreme Value for Money vs Mediclaim Insurance Policy
Supreme Value for Money vs Medicare Select
Supreme Value for Money vs Health Gain
Supreme Value for Money vs myHealth Koti Suraksha
Supreme Value for Money vs Senior
Supreme Value for Money vs myHealth Suraksha Silver
Supreme Value for Money vs Cardiac Care Platinum
Supreme Value for Money vs Royal Sundaram Lifeline Elite
Supreme Value for Money vs Super Surplus Gold
Supreme Value for Money vs Supreme Enhance One
Supreme Value for Money vs Supreme Enhance Two
Supreme Value for Money vs HeartBeat Platinum
Supreme Value for Money vs HeartBeat Gold
Supreme Value for Money vs Health SuperCharge
Supreme Value for Money vs Aspire Titanium+
Supreme Value for Money vs iHealth Plus
Supreme Value for Money vs ProHealth Prime Advantage
Supreme Value for Money vs Active Fit Preferred
Supreme Value for Money vs Reassure 3.0 Classic
Supreme Value for Money vs Senior Health Advantage
Supreme Value for Money vs Health Wallet
Supreme Value for Money vs Elevate
Supreme Value for Money vs Heart
Supreme Value for Money vs LifeTime Health
Supreme Value for Money vs Reassure 2.0 Titanium+
Supreme Value for Money vs ProHealth Prime Active
Supreme Value for Money vs ProHealth Prime Senior Elite
Supreme Value for Money vs Advanced Top Up
Supreme Value for Money vs Multiplier Health
Supreme Value for Money vs Diabetes Safe Plan A
Supreme Value for Money vs Reassure 2.0 Bronze+
Supreme Value for Money vs Enhance Super Top-up
Supreme Value for Money vs Young Star Silver
Supreme Value for Money vs Star Women Care Policy
Supreme Value for Money vs Joy
Supreme Value for Money vs Supreme Senior Health AdvantEdge
Supreme Value for Money vs Family Plus
Supreme Value for Money vs Criti Shield Plus
Supreme Value for Money vs Health Care Supreme Ultimo
Supreme Value for Money vs Health Shield 360 Retail
Supreme Value for Money vs Super Star
Supreme Value for Money vs Supreme Super Saver
Supreme Value for Money vs Senior First Platinum
Supreme Value for Money vs Optima Secure Global
Supreme Value for Money vs NextGen
Supreme Value for Money vs Health Insurance Platinum
Supreme Value for Money vs Energy Silver With Copay
Supreme Enhance Two vs Optima Secure
Supreme Enhance Two vs Super Mediclaim
Supreme Enhance Two vs Health Recharge
Supreme Enhance Two vs Cancer Cover Activ Cancer Secure Plan
Supreme Enhance Two vs Optima Secure Plus
Supreme Enhance Two vs Women Care
Supreme Enhance Two vs Aspire Diamond+
Supreme Enhance Two vs Activate Booster Plan A
Supreme Enhance Two vs Active Care Premier
Supreme Enhance Two vs ProHealth Accumulate
Supreme Enhance Two vs Health Super Saver Standard
Supreme Enhance Two vs Supreme Shine
Supreme Enhance Two vs Optima Secure Global Plus
Supreme Enhance Two vs Health Cardiac Care Silver & Gold Plan
Supreme Enhance Two vs myHealth Suraksha Gold
Supreme Enhance Two vs LifeTime Health Global
Supreme Enhance Two vs Active Fit Plus
Supreme Enhance Two vs OneHealth Premium
Supreme Enhance Two vs Activ Health Platinum Essential
Supreme Enhance Two vs Medicare Plus
Supreme Enhance Two vs Medicare Senior
Supreme Enhance Two vs Enhance Super Top-up Two
Supreme Enhance Two vs Medicare Protect
Supreme Enhance Two vs Activ One SAVR
Supreme Enhance Two vs Active Assure Diamond
Supreme Enhance Two vs Activ One VIP
Supreme Enhance Two vs Health Pulse Classic
Supreme Enhance Two vs Advantage
Supreme Enhance Two vs Special Care Gold
Supreme Enhance Two vs Activ One Max
Supreme Enhance Two vs Classic
Supreme Enhance Two vs Activ One Vytl
Supreme Enhance Two vs Supreme
Supreme Enhance Two vs Freedom
Supreme Enhance Two vs Sarvah Pratham
Supreme Enhance Two vs Joy Today
Supreme Enhance Two vs Medi Classic
Supreme Enhance Two vs Activate Booster Plan B
Supreme Enhance Two vs Aspire Gold+
Supreme Enhance Two vs Aspire Platinum+
Supreme Enhance Two vs Plus Complete
Supreme Enhance Two vs Reassure 2.0 Platinum+
Supreme Enhance Two vs Elder Care
Supreme Enhance Two vs Reassure 3.0 Elite
Supreme Enhance Two vs EquiCover
Supreme Enhance Two vs Young Star Gold
Supreme Enhance Two vs Enhance Super Top-up One
Supreme Enhance Two vs Joy Tomorrow
Supreme Enhance Two vs Activ One VIP+
Supreme Enhance Two vs Reassure 3.0 Select
Supreme Enhance Two vs Red Carpet Senior Citizens
Supreme Enhance Two vs Medicare Premier
Supreme Enhance Two vs Family Health Optima
Supreme Enhance Two vs Health Companion Variant 2022
Supreme Enhance Two vs Health Companion Variant 3
Supreme Enhance Two vs Plus Youth
Supreme Enhance Two vs Assure
Supreme Enhance Two vs Health Premia Gold
Supreme Enhance Two vs Health Premia Platinum
Supreme Enhance Two vs Cancer Care Platinum
Supreme Enhance Two vs Optima Lite
Supreme Enhance Two vs ProHealth Prime Protect
Supreme Enhance Two vs Comprehensive
Supreme Enhance Two vs HeartBeat Enhanced
Supreme Enhance Two vs Reassure
Supreme Enhance Two vs Supreme Senior Premium
Supreme Enhance Two vs Health Recharge Super Top Up Plan
Supreme Enhance Two vs Reassure 3.0
Supreme Enhance Two vs myHealth Suraksha Platinum
Supreme Enhance Two vs Supreme Value for Money
Supreme Enhance Two vs Supreme Senior Super
Supreme Enhance Two vs Supreme Enhance
Supreme Enhance Two vs Reassure 2.0 Gold
Supreme Enhance Two vs Medicare
Supreme Enhance Two vs Ultimate (Direct)
Supreme Enhance Two vs Young Star
Supreme Enhance Two vs Sarvah Param
Supreme Enhance Two vs Optima Insurance
Supreme Enhance Two vs Smart Super Health Assure
Supreme Enhance Two vs Reassure 3.0 Black
Supreme Enhance Two vs Health Guard Platinum
Supreme Enhance Two vs Health Guard Gold
Supreme Enhance Two vs Elevate (Direct)
Supreme Enhance Two vs Extra Care Plus Super Top-up
Supreme Enhance Two vs Health Care Supreme Smart
Supreme Enhance Two vs Smart Health Pro
Supreme Enhance Two vs Medi Classic Gold
Supreme Enhance Two vs Optima Super Secure
Supreme Enhance Two vs Special Care
Supreme Enhance Two vs Medicare LITE
Supreme Enhance Two vs Health Shield 360
Supreme Enhance Two vs SecureHealth
Supreme Enhance Two vs Supreme (Direct)
Supreme Enhance Two vs Plus
Supreme Enhance Two vs Mediclaim Insurance Policy
Supreme Enhance Two vs Medicare Select
Supreme Enhance Two vs Health Gain
Supreme Enhance Two vs myHealth Koti Suraksha
Supreme Enhance Two vs Senior
Supreme Enhance Two vs myHealth Suraksha Silver
Supreme Enhance Two vs Cardiac Care Platinum
Supreme Enhance Two vs Royal Sundaram Lifeline Elite
Supreme Enhance Two vs Super Surplus Gold
Supreme Enhance Two vs Supreme Enhance One
Supreme Enhance Two vs HeartBeat Platinum
Supreme Enhance Two vs HeartBeat Gold
Supreme Enhance Two vs Health SuperCharge
Supreme Enhance Two vs Aspire Titanium+
Supreme Enhance Two vs iHealth Plus
Supreme Enhance Two vs ProHealth Prime Advantage
Supreme Enhance Two vs Active Fit Preferred
Supreme Enhance Two vs Reassure 3.0 Classic
Supreme Enhance Two vs Senior Health Advantage
Supreme Enhance Two vs Health Wallet
Supreme Enhance Two vs Elevate
Supreme Enhance Two vs Heart
Supreme Enhance Two vs LifeTime Health
Supreme Enhance Two vs Reassure 2.0 Titanium+
Supreme Enhance Two vs ProHealth Prime Active
Supreme Enhance Two vs ProHealth Prime Senior Elite
Supreme Enhance Two vs Advanced Top Up
Supreme Enhance Two vs Multiplier Health
Supreme Enhance Two vs Diabetes Safe Plan A
Supreme Enhance Two vs Reassure 2.0 Bronze+
Supreme Enhance Two vs Enhance Super Top-up
Supreme Enhance Two vs Young Star Silver
Supreme Enhance Two vs Star Women Care Policy
Supreme Enhance Two vs Joy
Supreme Enhance Two vs Supreme Senior Health AdvantEdge
Supreme Enhance Two vs Family Plus
Supreme Enhance Two vs Criti Shield Plus
Supreme Enhance Two vs Health Care Supreme Ultimo
Supreme Enhance Two vs Health Shield 360 Retail
Supreme Enhance Two vs Super Star
Supreme Enhance Two vs Supreme Super Saver
Supreme Enhance Two vs Senior First Platinum
Supreme Enhance Two vs Optima Secure Global
Supreme Enhance Two vs NextGen
Supreme Enhance Two vs Health Insurance Platinum
Supreme Enhance Two vs Energy Silver With Copay
Oneassure
Health Insurance
Compare Health Insurance Plans
Supreme Value For Money Vs Supreme Enhance Two
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

