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Insurance Plans Comparison

Star Super Star vs ICICI Lombard Criti Shield Plus

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Super Star

Restore up to 100% of the sum insured unlimited times for later hospital stays, lock your entry-age premium until an inpatient, day-care or AYUSH claim or age 55, and stay in any room.

What Makes It Special:

Super Star is a highly customizable health insurance plan with broad hospitalisation coverage, unlimited restoration and flexible optional benefits. The product supports individual, floater and multi-individual structures and includes Freeze Your Age, wellness rewards, premium waiver and optional maternity and newborn covers

Best For:

  • Buyers who want extensive optional cover choices

  • Customers looking for any-room eligibility

  • Customers interested in unlimited restoration

  • Families wanting flexible floater options

  • Individuals seeking broad health coverage

VS
ICICI Lombard

Criti Shield Plus

Pay a lump sum for 92 major and minor critical illnesses in five groups, with the full sum insured for a major illness and 25% for a minor one, and make another claim from a different group.

What Makes It Special:

Criti Shield Plus focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Super Star

Not available

ICICI Lombard Criti Shield Plus

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Super Star
Super Star

Health Insurance Plan

Brochure

Policy Wording

VS
Criti Shield Plus
Criti Shield Plus

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Super Star

Any Room


VS

Criti Shield Plus

Normal: Not Applicable

ICU: Not Applicable

ICU Charges

Super Star

Covered up to Sum Insured

VS

Criti Shield Plus

Information Unavailable

Advanced Treatments

Super Star

Information Unavailable

VS

Criti Shield Plus

Bone Marrow Transplant

Major Organ Transplant

Open Chest CABG

Open Heart Valve Replacement/Repair

Surgery of Aorta

Angioplasty

Balloon Valvotomy / Valvuloplasty

Cardiac Defibrillator Insertion

Carotid Artery Surgery

Small Bowel Transplant

Co-payment

Super Star

No mandatory co-payment; voluntary options available


VS

Criti Shield Plus

Not Applicable

Disease-wise sublimits

Super Star

Applicable treatment-specific limits may apply


VS

Criti Shield Plus

Information Unavailable

Waiting Period

Super Star

Information Unavailable

VS

Criti Shield Plus

Initial Waiting Period: 90 Days

Pre-existing Disease Waiting Period: Pre-existing diseases are excluded

Cashless Healthcare Providers

Super Star

Cashless treatment through network hospitals

VS

Criti Shield Plus

Not Applicable

Restoration Benefit

Super Star

Automatic restoration up to 100%, unlimited number of times

VS

Criti Shield Plus

Information Unavailable

Cumulative Bonus

Super Star

50% of Sum Insured for each claim-free year, up to 100%


VS

Criti Shield Plus

Information Unavailable

Daycare Treatment

Super Star

All daycare procedures covered


VS

Criti Shield Plus

Not Applicable

Consumable Cover

Super Star

Available subject to selected cover

VS

Criti Shield Plus

Information Unavailable

AYUSH Treatment

Super Star

Covered up to Sum Insured

VS

Criti Shield Plus

Not Mentioned

Initial Waiting Period

Super Star

30 Days

VS

Criti Shield Plus

Information Unavailable

Specific Waiting Period

Super Star

24 Months

VS

Criti Shield Plus

Information Unavailable

PED Waiting Period

Super Star

36 Months

VS

Criti Shield Plus

Information Unavailable

Modern Treatment

Super Star

Covered up to Sum Insured


VS

Criti Shield Plus

Information Unavailable

Annual Health Checkup

Super Star

Available subject to policy terms


VS

Criti Shield Plus

Information Unavailable

Pre-Hospitalisation

Super Star

Up to 90 Days

VS

Criti Shield Plus

Information Unavailable

Post-Hospitalisation

Super Star

Up to 180 Days

VS

Criti Shield Plus

Information Unavailable

Outpatient Department Cover (OPD Expense)

Super Star

Not a standard base OPD benefit

VS

Criti Shield Plus

Information Unavailable

Deductible Option

Super Star

Optional aggregate deductible available

VS

Criti Shield Plus

Information Unavailable

Coverage Options

Super Star

₹5 Lakh to ₹1 Crore and Unlimited Sum Insured under the applicable option

VS

Criti Shield Plus

Information Unavailable

Claim Settlement Ratio

Super Star

Not specified

VS

Criti Shield Plus

Information Unavailable

Maternity Cover

Super Star

Available through optional covers


VS

Criti Shield Plus

Information Unavailable

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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