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Insurance Plans Comparison

Star Special Care vs ICICI Lombard Criti Shield Plus

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Special Care

For children and young adults aged 3 to 25 with autism, it covers hospital treatment with a 20% co-pay, pays up to ₹30,000 for seizure hospitalisation in a policy period, and includes outpatient behavioural, physiotherapy, occupational and speech therapy.

What Makes It Special:

Star Special Care is a specialised health insurance policy for children and young adults aged 3 to 25 years who are diagnosed with Autism Spectrum Disorder. It combines hospitalisation and daycare coverage with specified therapy benefits, including behavioural therapy, physiotherapy, occupational therapy and speech therapy

Best For:

  • Individuals requiring specified developmental support therapies

  • Parents looking for therapy-related coverage

  • Families seeking specialised health insurance

  • Young adults with Autism Spectrum Disorder up to age 25

  • Children diagnosed with Autism Spectrum Disorder

VS
ICICI Lombard

Criti Shield Plus

Pay a lump sum for 92 major and minor critical illnesses in five groups, with the full sum insured for a major illness and 25% for a minor one, and make another claim from a different group.

What Makes It Special:

Criti Shield Plus focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

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Quick Decision Guide

Star Special Care

  • The policy can be renewed until the insured reaches 25 years of age.

  • No pre-acceptance medical check-up is required.

  • Specified therapy benefits are available, including outpatient therapy.

  • Hospitalisation and daycare treatments are covered.

  • The product is specifically designed for eligible persons with Autism Spectrum Disorder.

ICICI Lombard Criti Shield Plus

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Special Care
Special Care

Health Insurance Plan

Brochure

Policy Wording

VS
Criti Shield Plus
Criti Shield Plus

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Special Care

Up to ₹5,000 per day


VS

Criti Shield Plus

Normal: Not Applicable

ICU: Not Applicable

ICU Charges

Special Care

Covered as part of hospitalisation expenses

VS

Criti Shield Plus

Information Unavailable

Advanced Treatments

Special Care

Information Unavailable

VS

Criti Shield Plus

Bone Marrow Transplant

Major Organ Transplant

Open Chest CABG

Open Heart Valve Replacement/Repair

Surgery of Aorta

Angioplasty

Balloon Valvotomy / Valvuloplasty

Cardiac Defibrillator Insertion

Carotid Artery Surgery

Small Bowel Transplant

Co-payment

Special Care

20% on every claim

VS

Criti Shield Plus

Not Applicable

Waiting Period

Special Care

Information Unavailable

VS

Criti Shield Plus

Initial Waiting Period: 90 Days

Pre-existing Disease Waiting Period: Pre-existing diseases are excluded

Cashless Healthcare Providers

Special Care

Cashless treatment available at network hospitals

VS

Criti Shield Plus

Not Applicable

Restoration Benefit

Special Care

Not specified

VS

Criti Shield Plus

Information Unavailable

Cumulative Bonus

Special Care

Not specified

VS

Criti Shield Plus

Information Unavailable

Daycare Treatment

Special Care

All daycare treatments covered

VS

Criti Shield Plus

Not Applicable

Consumable Cover

Special Care

Not specified

VS

Criti Shield Plus

Information Unavailable

AYUSH Treatment

Special Care

Covered up to Sum Insured for eligible inpatient treatment

VS

Criti Shield Plus

Not Mentioned

Initial Waiting Period

Special Care

30 Days

VS

Criti Shield Plus

Information Unavailable

Specific Waiting Period

Special Care

24 Months

VS

Criti Shield Plus

Information Unavailable

PED Waiting Period

Special Care

36 Months

VS

Criti Shield Plus

Information Unavailable

Modern Treatment

Special Care

Covered subject to applicable limits

VS

Criti Shield Plus

Information Unavailable

Annual Health Checkup

Special Care

Not Specified

VS

Criti Shield Plus

Information Unavailable

Pre-Hospitalisation

Special Care

Not specified as a separate benefit

VS

Criti Shield Plus

Information Unavailable

Post-Hospitalisation

Special Care

Up to 60 Days, based on 7% of hospitalisation expenses or actuals


VS

Criti Shield Plus

Information Unavailable

Outpatient Department Cover (OPD Expense)

Special Care

Specified outpatient therapies are covered

VS

Criti Shield Plus

Information Unavailable

Deductible Option

Special Care

Not specified


VS

Criti Shield Plus

Information Unavailable

Coverage Options

Special Care

₹3 Lakh

VS

Criti Shield Plus

Information Unavailable

Claim Settlement Ratio

Special Care

Not specified

VS

Criti Shield Plus

Information Unavailable

Maternity Cover

Special Care

Not applicable

VS

Criti Shield Plus

Information Unavailable

Insurance Plans Comparison

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Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

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  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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