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Insurance Plans Comparison

Care Supreme (Direct) vs ICICI Lombard Criti Shield Plus

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Care

Supreme (Direct)

Care Supreme (Direct)

What Makes It Special:

Supreme (Direct) is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
ICICI Lombard

Criti Shield Plus

Criti Shield Plus

What Makes It Special:

Criti Shield Plus focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Supreme (Direct)
Supreme (Direct)

Health Insurance Plan

VS
Criti Shield Plus
Criti Shield Plus

Health Insurance Plan

Room Rent

Supreme (Direct)

Full coverage for ICU and normal room charges up to SI.

VS

Criti Shield Plus

Normal: Not Applicable

ICU: Not Applicable

ICU Charges

Supreme (Direct)

Full coverage for ICU expenses and normal room charges up to sum insured.

VS

Criti Shield Plus

Information Unavailable

Advanced Treatments

Supreme (Direct)

Information Unavailable

VS

Criti Shield Plus

Bone Marrow Transplant

Major Organ Transplant

Open Chest CABG

Open Heart Valve Replacement/Repair

Surgery of Aorta

Angioplasty

Balloon Valvotomy / Valvuloplasty

Cardiac Defibrillator Insertion

Carotid Artery Surgery

Small Bowel Transplant

Co-payment

Supreme (Direct)

No mandatory co-payment; optional voluntary co-payment available.

VS

Criti Shield Plus

Not Applicable

Disease-wise sublimits

Supreme (Direct)

No disease-wise sub-limits.

VS

Criti Shield Plus

Information Unavailable

Waiting Period

Supreme (Direct)

Information Unavailable

VS

Criti Shield Plus

Initial Waiting Period: 90 Days

Pre-existing Disease Waiting Period: Pre-existing diseases are excluded

Cashless Healthcare Providers

Supreme (Direct)

5,000+ network hospitals across India.

VS

Criti Shield Plus

Not Applicable

Restoration Benefit

Supreme (Direct)

Unlimited restoration benefit available.

VS

Criti Shield Plus

Information Unavailable

Cumulative Bonus

Supreme (Direct)

Provided annually on no-claim basis (specific % varies by year).

VS

Criti Shield Plus

Information Unavailable

Daycare Treatment

Supreme (Direct)

Covers 200+ medical procedures: dialysis, chemotherapy, cataract surgery, etc.

VS

Criti Shield Plus

Not Applicable

Consumable Cover

Supreme (Direct)

Included as part of hospitalisation expenses.

VS

Criti Shield Plus

Information Unavailable

AYUSH Treatment

Supreme (Direct)

Covered on cashless basis at network facilities.

VS

Criti Shield Plus

Not Mentioned

Initial Waiting Period

Supreme (Direct)

30 days (except accidents).

VS

Criti Shield Plus

Information Unavailable

Specific Waiting Period

Supreme (Direct)

2 years for specified ailments.

VS

Criti Shield Plus

Information Unavailable

PED Waiting Period

Supreme (Direct)

3 years for pre-existing diseases.

VS

Criti Shield Plus

Information Unavailable

Modern Treatment

Supreme (Direct)

Covers cutting-edge procedures: robotic surgery, stem cell therapy, organ transplants, and other advanced treatments.

VS

Criti Shield Plus

Information Unavailable

Annual Health Checkup

Supreme (Direct)

Available on cashless basis.

VS

Criti Shield Plus

Information Unavailable

Pre-Hospitalisation

Supreme (Direct)

Pre-existing diseases covered after 3 years waiting period.

VS

Criti Shield Plus

Information Unavailable

Post-Hospitalisation

Supreme (Direct)

Covered as part of related hospitalisation medical expenses.

VS

Criti Shield Plus

Information Unavailable

Outpatient Department Cover (OPD Expense)

Supreme (Direct)

Not available in base plan, present as an add on.

VS

Criti Shield Plus

Information Unavailable

Deductible Option

Supreme (Direct)

Optional feature available.

VS

Criti Shield Plus

Information Unavailable

Coverage Options

Supreme (Direct)

Multiple SI options available (varies by plan).

VS

Criti Shield Plus

Information Unavailable

Claim Settlement Ratio

Supreme (Direct)

80%

VS

Criti Shield Plus

Information Unavailable

Maternity Cover

Supreme (Direct)

Availability to be confirmed from policy document.

VS

Criti Shield Plus

Information Unavailable

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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Supreme (direct) Vs Criti Shield Plus

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