Insurance Plans Comparison
ICICI Lombard Criti Shield Plus vs TATA AIG Medicare Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Criti Shield Plus
Pay a lump sum for 92 major and minor critical illnesses in five groups, with the full sum insured for a major illness and 25% for a minor one, and make another claim from a different group.
What Makes It Special:
Criti Shield Plus is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Medicare Plus
Affordable super top-up health insurance with higher coverage, flexible deductibles and additional protection.
What Makes It Special:
Tata AIG Medicare Plus is a comprehensive health insurance plan that covers hospitalization, pre- and post-hospitalization, daycare procedures, and cashless treatment across a wide hospital network. With high sum insured options and useful add-ons, it ensures financial security and peace of mind for individuals and families against rising healthcare costs.
Best For:
Add-ons for extra protection
Covers daycare & hospitalization care
Easy cashless treatment nationwide
High coverage for you & your family
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
You want a family-friendly plan that ensures peace of mind
You want add-ons like global cover or critical illness protection
You want daycare, pre- and post-hospitalization expenses covered
You want cashless treatment at top hospitals nationwide
You want wide coverage with a high sum insured
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Criti Shield Plus Health Insurance Plan VS VS |
Medicare Plus Health Insurance Plan |
| Room Rent |
|---|
Criti Shield Plus Normal: Not Applicable ICU: Not Applicable |
VS VS |
Medicare Plus No capping on room rent or ICU charges. |
| Advanced Treatments |
|---|
Criti Shield Plus Bone Marrow Transplant Major Organ Transplant Open Chest CABG Open Heart Valve Replacement/Repair Surgery of Aorta Angioplasty Balloon Valvotomy / Valvuloplasty Cardiac Defibrillator Insertion Carotid Artery Surgery Small Bowel Transplant |
VS VS |
Medicare Plus Information Unavailable |
| ICU Charges |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus No restriction on ICU room rent |
| Co-payment |
|---|
Criti Shield Plus Not Applicable |
VS VS |
Medicare Plus Not available |
| Disease-wise sublimits |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus No |
| Waiting Period |
|---|
Criti Shield Plus Initial Waiting Period: 90 Days Pre-existing Disease Waiting Period: Pre-existing diseases are excluded |
VS VS |
Medicare Plus
|
| Cashless Healthcare Providers |
|---|
Criti Shield Plus Not Applicable |
VS VS |
Medicare Plus 12046+ Healthcare Providers |
| Restoration Benefit |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Not available |
| Daycare Treatment |
|---|
Criti Shield Plus Not Applicable |
VS VS |
Medicare Plus Cover expenses for listed Day Care Treatment due to disease/illness/Injury during the policy period taken at a hospital or a Day Care Centre. |
| Cumulative Bonus |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| AYUSH Treatment |
|---|
Criti Shield Plus Not Mentioned |
VS VS |
Medicare Plus Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems. |
| Consumable Cover |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Yes |
| Initial Waiting Period |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus 30 days |
| Specific Waiting Period |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus 2 years |
| PED Waiting Period |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus 3 years |
| Modern Treatment |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus OPD expense is not included |
| Deductible Option |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Available |
| Coverage Options |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Available coverage options: ₹3L, ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr |
| Claim Settlement Ratio |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus 95.43% |
| Maternity Cover |
|---|
Criti Shield Plus Information Unavailable |
VS VS |
Medicare Plus Not available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
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Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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