How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Advantage Vs Activ One Max

Insurance Plans Comparison

Care Advantage vs Aditya Birla Activ One Max

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Advantage

Care Advantage Health Insurance

What Makes It Special:

Premium plan offering high Sum Insured up to ₹1 Crore with optional global coverage.

Best For:

Nationwide cashless treatment network
High sum insured with flexible add-ons
Broad coverage including AYUSH and daycare
Comprehensive health and wellness protection

VS

Activ One Max

Comprehensive Health Insurance with Unlimited Super Reload and 500% Super Credit.

What Makes It Special:

Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...

Best For:

High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Quick Decision Guide

Care Advantage

You want flexibility in sum insured and add-on benefits
You value regular health check-ups and ambulance coverage
You seek cashless hospitalization services across many hospitals
You prefer optional add-ons for extra critical illness cover
You want extensive hospital and daycare coverage

Aditya Birla Activ One Max

Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Advantage

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Advantage All room categories are covered	Activ One Max All room categories are covered

ICU Charges
Advantage No restriction on ICU room rent	Activ One Max No restriction on ICU room rent

Disease-wise sublimits
Advantage No	Activ One Max No

Co-payment
Advantage Available as an option	Activ One Max Available as an option

Restoration Benefit
Advantage Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses	Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Cashless Healthcare Providers
Advantage 21700+ Healthcare Providers	Activ One Max 11000+ Healthcare Providers

Cumulative Bonus
Advantage For every year you don’t make a claim, your sum insured increases by 10%. You can pay an additional premium to increase Sum Insured up to 100%, every year, without any upper limit	Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

Daycare Treatment
Advantage Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured	Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Consumable Cover
Advantage No. However, available as an add-on	Activ One Max Yes

AYUSH Treatment
Advantage Covers AYUSH treatment expenses up to your annual sum insured during the policy period	Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Initial Waiting Period
Advantage 30 days	Activ One Max 30 days

Specific Waiting Period
Advantage 2 years	Activ One Max 2 years

PED Waiting Period
Advantage 3 years	Activ One Max 3 years

Modern Treatment
Advantage Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period	Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Advantage Health checkup is not included as part of base cover. However, you can opt for the Annual Health Checkup Add-on to avail health checkup once per Policy Year	Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Advantage You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved	Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Advantage You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it	Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Advantage OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage	Activ One Max OPD expense is not included

Deductible Option
Advantage Available as an option	Activ One Max Available as an option

Coverage Options
Advantage Available coverage options: ₹25L, ₹50L,₹1Cr, ₹2Cr, ₹3 Cr, ₹6 Cr	Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Advantage 96%	Activ One Max 96%

Maternity Cover
Advantage Not available	Activ One Max Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Advantage

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Advantage All room categories are covered
VS VS
Activ One Max All room categories are covered

ICU Charges
Advantage No restriction on ICU room rent
VS VS
Activ One Max No restriction on ICU room rent

Disease-wise sublimits
Advantage No
VS VS
Activ One Max No

Co-payment
Advantage Available as an option
VS VS
Activ One Max Available as an option

Restoration Benefit
Advantage Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses
VS VS
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Cashless Healthcare Providers
Advantage 21700+ Healthcare Providers
VS VS
Activ One Max 11000+ Healthcare Providers

Cumulative Bonus
Advantage For every year you don’t make a claim, your sum insured increases by 10%. You can pay an additional premium to increase Sum Insured up to 100%, every year, without any upper limit
VS VS
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

Daycare Treatment
Advantage Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured
VS VS
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Consumable Cover
Advantage No. However, available as an add-on
VS VS
Activ One Max Yes

AYUSH Treatment
Advantage Covers AYUSH treatment expenses up to your annual sum insured during the policy period
VS VS
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Initial Waiting Period
Advantage 30 days
VS VS
Activ One Max 30 days

Specific Waiting Period
Advantage 2 years
VS VS
Activ One Max 2 years

PED Waiting Period
Advantage 3 years
VS VS
Activ One Max 3 years

Modern Treatment
Advantage Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
VS VS
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Advantage Health checkup is not included as part of base cover. However, you can opt for the Annual Health Checkup Add-on to avail health checkup once per Policy Year
VS VS
Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Advantage You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved
VS VS
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Advantage You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it
VS VS
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Advantage OPD expense is not included as part of base cover. However, you can opt for an add-on to avail this coverage
VS VS
Activ One Max OPD expense is not included

Deductible Option
Advantage Available as an option
VS VS
Activ One Max Available as an option

Coverage Options
Advantage Available coverage options: ₹25L, ₹50L,₹1Cr, ₹2Cr, ₹3 Cr, ₹6 Cr
VS VS
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Advantage 96%
VS VS
Activ One Max 96%

Maternity Cover
Advantage Not available
VS VS
Activ One Max Not available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Tata AIG Medicare Select Plan

Niva Bupa Aspire Titanium Plus

Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Compare With Other Health Insurance Plans

Advantage vs Optima Secure

Advantage vs Optima Secure Plus

Advantage vs Cancer Cover Activ Cancer Secure Plan

Advantage vs Women Care

Advantage vs Activate Booster Plan A

Advantage vs Active Care Premier

Advantage vs ProHealth Accumulate

Advantage vs Supreme Shine

Advantage vs Optima Secure Global Plus

Advantage vs myHealth Suraksha Gold

Advantage vs LifeTime Health Global

Advantage vs Active Fit Plus

Advantage vs Activ Health Platinum Essential

Advantage vs Medicare Plus

Advantage vs Medicare Senior

Advantage vs Medicare Protect

Advantage vs Activ One SAVR

Advantage vs Active Assure Diamond

Advantage vs Activ One VIP

Advantage vs Assure

Advantage vs Activ One Max

Advantage vs Classic

Advantage vs Activ One Vytl

Advantage vs Supreme

Advantage vs Freedom

Advantage vs Joy Today

Advantage vs Medi Classic

Advantage vs Activate Booster Plan B

Advantage vs Health Recharge Super Top Up Plan

Advantage vs Plus Complete

Advantage vs EquiCover

Advantage vs Activ One VIP+

Advantage vs Reassure 3.0 Select

Advantage vs Medicare Premier

Advantage vs Plus Youth

Advantage vs Optima Lite

Advantage vs ProHealth Prime Protect

Advantage vs Supreme Senior Premium

Advantage vs myHealth Suraksha Platinum

Advantage vs Supreme Senior Super

Advantage vs Medicare

Advantage vs Ultimate (Direct)

Advantage vs Sarvah Param

Advantage vs Optima Insurance

Advantage vs Smart Super Health Assure

Advantage vs Health Guard Platinum

Advantage vs Health Guard Gold

Advantage vs Extra Care Plus Super Top-up

Advantage vs Health Care Supreme Smart

Advantage vs Medi Classic Gold

Advantage vs Smart Health Pro

Advantage vs Optima Super Secure

Advantage vs Special Care

Advantage vs Medicare LITE

Advantage vs Health Shield 360

Advantage vs SecureHealth

Advantage vs Supreme (Direct)

Advantage vs Mediclaim Insurance Policy

Advantage vs Young Star Gold

Advantage vs Senior

Advantage vs myHealth Koti Suraksha

Advantage vs myHealth Suraksha Silver

Advantage vs Cancer Care Platinum

Advantage vs Royal Sundaram Lifeline Elite

Advantage vs Supreme Enhance One

Advantage vs Supreme Enhance Two

Advantage vs Health Companion Variant 2022

Advantage vs Elder Care

Advantage vs HeartBeat Gold

Advantage vs Health SuperCharge

Advantage vs iHealth Plus

Advantage vs HeartBeat Enhanced

Advantage vs ProHealth Prime Advantage

Advantage vs Active Fit Preferred

Advantage vs Senior Health Advantage

Advantage vs Reassure 3.0 Elite

Advantage vs Reassure 2.0 Platinum+

Advantage vs Health Wallet

Advantage vs Heart

Advantage vs Elevate

Advantage vs Reassure 2.0 Titanium+

Advantage vs LifeTime Health

Advantage vs ProHealth Prime Active

Advantage vs ProHealth Prime Senior Elite

Advantage vs Advanced Top Up

Advantage vs Multiplier Health

Advantage vs Joy Tomorrow

Advantage vs Reassure 2.0 Bronze+

Advantage vs Star Women Care Policy

Advantage vs Young Star Silver

Advantage vs Reassure 3.0

Advantage vs Joy

Advantage vs Supreme Senior Health AdvantEdge

Advantage vs Family Plus

Advantage vs Criti Shield Plus

Advantage vs Health Care Supreme Ultimo

Advantage vs Health Shield 360 Retail

Advantage vs Supreme Super Saver

Advantage vs Super Star

Advantage vs Senior First Platinum

Advantage vs Optima Secure Global

Advantage vs NextGen

Advantage vs Health Insurance Platinum

Advantage vs Energy Silver With Copay

Advantage vs Optima Secure

Advantage vs Optima Secure Plus

Advantage vs Cancer Cover Activ Cancer Secure Plan

Advantage vs Women Care

Advantage vs Activate Booster Plan A

Activ One Max vs Optima Secure

Activ One Max vs Optima Secure Plus

Activ One Max vs Cancer Cover Activ Cancer Secure Plan

Activ One Max vs Women Care

Activ One Max vs Activate Booster Plan A

Activ One Max vs Active Care Premier

Activ One Max vs ProHealth Accumulate

Activ One Max vs Supreme Shine

Activ One Max vs Optima Secure Global Plus

Activ One Max vs myHealth Suraksha Gold

Activ One Max vs LifeTime Health Global

Activ One Max vs Active Fit Plus

Activ One Max vs Activ Health Platinum Essential

Activ One Max vs Medicare Plus

Activ One Max vs Medicare Senior

Activ One Max vs Medicare Protect

Activ One Max vs Activ One SAVR

Activ One Max vs Active Assure Diamond

Activ One Max vs Activ One VIP

Activ One Max vs Advantage

Activ One Max vs Assure

Activ One Max vs Classic

Activ One Max vs Activ One Vytl

Activ One Max vs Supreme

Activ One Max vs Freedom

Activ One Max vs Joy Today

Activ One Max vs Medi Classic

Activ One Max vs Activate Booster Plan B

Activ One Max vs Health Recharge Super Top Up Plan

Activ One Max vs Plus Complete

Activ One Max vs EquiCover

Activ One Max vs Activ One VIP+

Activ One Max vs Reassure 3.0 Select

Activ One Max vs Medicare Premier

Activ One Max vs Plus Youth

Activ One Max vs Optima Lite

Activ One Max vs ProHealth Prime Protect

Activ One Max vs Supreme Senior Premium

Activ One Max vs myHealth Suraksha Platinum

Activ One Max vs Supreme Senior Super

Activ One Max vs Medicare

Activ One Max vs Ultimate (Direct)

Activ One Max vs Sarvah Param

Activ One Max vs Optima Insurance

Activ One Max vs Smart Super Health Assure

Activ One Max vs Health Guard Platinum

Activ One Max vs Health Guard Gold

Activ One Max vs Extra Care Plus Super Top-up

Activ One Max vs Health Care Supreme Smart

Activ One Max vs Medi Classic Gold

Activ One Max vs Smart Health Pro

Activ One Max vs Optima Super Secure

Activ One Max vs Special Care

Activ One Max vs Medicare LITE

Activ One Max vs Health Shield 360

Activ One Max vs SecureHealth

Activ One Max vs Supreme (Direct)

Activ One Max vs Mediclaim Insurance Policy

Activ One Max vs Young Star Gold

Activ One Max vs Senior

Activ One Max vs myHealth Koti Suraksha

Activ One Max vs myHealth Suraksha Silver

Activ One Max vs Cancer Care Platinum

Activ One Max vs Royal Sundaram Lifeline Elite

Activ One Max vs Supreme Enhance One

Activ One Max vs Supreme Enhance Two

Activ One Max vs Health Companion Variant 2022

Activ One Max vs Elder Care

Activ One Max vs HeartBeat Gold

Activ One Max vs Health SuperCharge

Activ One Max vs iHealth Plus

Activ One Max vs HeartBeat Enhanced

Activ One Max vs ProHealth Prime Advantage

Activ One Max vs Active Fit Preferred

Activ One Max vs Senior Health Advantage

Activ One Max vs Reassure 3.0 Elite

Activ One Max vs Reassure 2.0 Platinum+

Activ One Max vs Health Wallet

Activ One Max vs Heart

Activ One Max vs Elevate

Activ One Max vs Reassure 2.0 Titanium+

Activ One Max vs LifeTime Health

Activ One Max vs ProHealth Prime Active

Activ One Max vs ProHealth Prime Senior Elite

Activ One Max vs Advanced Top Up

Activ One Max vs Multiplier Health

Activ One Max vs Joy Tomorrow

Activ One Max vs Reassure 2.0 Bronze+

Activ One Max vs Star Women Care Policy

Activ One Max vs Young Star Silver

Activ One Max vs Reassure 3.0

Activ One Max vs Joy

Activ One Max vs Supreme Senior Health AdvantEdge

Activ One Max vs Family Plus

Activ One Max vs Criti Shield Plus

Activ One Max vs Health Care Supreme Ultimo

Activ One Max vs Health Shield 360 Retail

Activ One Max vs Supreme Super Saver

Activ One Max vs Super Star

Activ One Max vs Senior First Platinum

Activ One Max vs Optima Secure Global

Activ One Max vs NextGen

Activ One Max vs Health Insurance Platinum

Activ One Max vs Energy Silver With Copay

Activ One Max vs Optima Secure

Activ One Max vs Optima Secure Plus

Activ One Max vs Cancer Cover Activ Cancer Secure Plan

Activ One Max vs Women Care

Activ One Max vs Activate Booster Plan A

Related Blogs

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying

November 17, 2025 | Mahak Chauhan

Family Floater Plans: A Quick Overview

November 16, 2025 | Mahak Chauhan

ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?

September 25, 2025 | OneAssure Team

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying

November 17, 2025 | Mahak Chauhan

Family Floater Plans: A Quick Overview

November 16, 2025 | Mahak Chauhan

ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?

September 25, 2025 | OneAssure Team

Oneassure

Health Insurance

Compare Health Insurance Plans

Advantage Vs Activ One Max