Insurance Plans Comparison

Aditya Birla Activ One Max vs Aditya Birla Vytl

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

What Makes It Special:

Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...

Best For:

  • High-Sum Insured Premium Plan

  • Wellness Reward-Based Health Insurance

  • Unlimited Restoration Medical Coverage

  • Advanced Family Floater Protection

VS
Aditya Birla

What Makes It Special:

Aditya Birla Activ One VYTL is a tailored health insurance plan designed for Vitality customers seeking all-round protection and wellness rewards. It offers extensive hospitalization cover, day care treatments, health returns, and chronic management benefits. With features like wellness coaching, annual health check-ups, and optional covers such as maternity and...

Best For:

  • Wellness-Focused Health Insurance

  • Chronic Care Management Plan

  • Rewards for Healthy Lifestyle

  • Customizable with Optional Covers

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Activ One Max

Activ One Max

  • Ultra‑high coverage up to ₹6 crore

  • Unlimited super‑reload sum insured refills

  • HealthReturns™ rewards boost wellness savings

  • No room rent or co‑payment restrictions

  • Chronic care and enhanced add‑on protection

Vytl

Vytl

  • Seeking health cover with wellness rewards

  • Want chronic illness management support

  • Prefer personalized health coaching benefits

  • Looking to earn HealthReturns regularly

  • Need flexibility with optional add-ons

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ One Max
Activ One Max

Health Insurance Plan

Brochure

Policy Wording

VS
Vytl
Vytl

Health Insurance Plan

Brochure

Policy Wording

Modern Treatment

Activ One Max

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Vytl

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

ICU Charges

Activ One Max

No restriction on ICU room rent

VS

Vytl

No restriction on ICU room rent

Cumulative Bonus

Activ One Max

Your sum insured increases by 100% every year up to 500%, maximum 3cr

VS

Vytl

Your sum insured increases by 50% every year up to 100%, maximum 3cr

Consumable Cover

Activ One Max

Yes

VS

Vytl

Yes 

Initial Waiting Period

Activ One Max

30 days

VS

Vytl

30 days

Specific Waiting Period

Activ One Max

2 years

VS

Vytl

2 years

PED Waiting Period

Activ One Max

3 years

VS

Vytl

3 years

Annual Health Checkup

Activ One Max

Health check-up is available from the first policy year

VS

Vytl

Health check-up is available from the first policy year

Post-Hospitalisation

Activ One Max

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

VS

Vytl

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Activ One Max

OPD expense is not included

VS

Vytl

OPD expense is not included

Deductible Option

Activ One Max

Available as an option

VS

Vytl

Available as an option

Coverage Options

Activ One Max

Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

VS

Vytl

Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Maternity Cover

Activ One Max

Not available

VS

Vytl

Not available

Co-payment

Activ One Max

Available as an option

VS

Vytl

Available as an option

AYUSH Treatment

Activ One Max

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Vytl

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Pre-Hospitalisation

Activ One Max

You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

VS

Vytl

You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Claim Settlement Ratio

Activ One Max

93.70%

VS

Vytl

93.70%

Room Rent

Activ One Max

All room categories are covered

VS

Vytl

All room categories are covered

Cashless Healthcare Providers

Activ One Max

11000+ Healthcare Providers

VS

Vytl

11000+ Healthcare Providers

Daycare Treatment

Activ One Max

Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

VS

Vytl

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Disease-wise sublimits

Activ One Max

No

VS

Vytl

No

Restoration Benefit

Activ One Max

Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

VS

Vytl

Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Discover the right insurance plan with our easy category guide

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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Health Insurance

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Activ One Max Vs Vytl