Insurance Plans Comparison
Aditya Birla Activ One Max vs ICICI Lombard Health Elite Plus
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActiv One Max
Comprehensive Health Insurance with Unlimited Super Reload and 500% Super Credit.
What Makes It Special:
Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...
Best For:
High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection
VS
Health Elite Plus
Get a single private room and reset up to 100% of the sum insured once for the same illness and unlimited times for a different illness, with a 20% loyalty bonus up to 100% that stays after a claim.
What Makes It Special:
ICICI Lombard Health Elite Plus offers an unlimited reset benefit that can replenish up to 100% of the base sum insured when the available cover becomes insufficient after previous claims. It can be used unlimited times for different illnesses and once for the same illness, subject to policy conditions. The plan...
Best For:
Buyers who want the option to add specific benefits, such as worldwide hospitalisation cover or outpatient services, subject to eligibility and additional premium.
Customers seeking benefits such as donor expenses, domiciliary hospitalisation and air ambulance cover.
People who value a guaranteed cumulative bonus that can increase their available cover over time.
Buyers who want a reset benefit for eligible subsequent hospitalisation claims.
Individuals or families looking for a health insurance plan with multiple sum insured options.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection
If you need worldwide cover or other add-ons, confirm their availability, waiting periods, limits and additional premium before purchasing.
If you opt for voluntary co-payment or treatment outside your selected pricing zone, account for the applicable out-of-pocket share.
If you expect to use outpatient services, confirm whether the optional BeFit cover is selected and what its specific limits include.
If you have a pre-existing condition, check the 24-month waiting period and disclose your medical history accurately.
Choose a sum insured that fits your expected medical costs and check how room eligibility changes at the ₹20 lakh threshold.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One Max Health Insurance Plan VS VS |
![]() Health Elite Plus Health Insurance Plan |
| Room Rent |
|---|
Activ One Max All room categories are covered |
VS VS |
Health Elite Plus
|
| ICU Charges |
|---|
Activ One Max No restriction on ICU room rent |
VS VS |
Health Elite Plus Not verified for the exact current variant configuration. |
| Advanced Treatments |
|---|
Activ One Max Information Unavailable |
VS VS |
Health Elite Plus
|
| Co-payment |
|---|
Activ One Max Available as an option |
VS VS |
Health Elite Plus Insured can choose 10% or 20% co-payment, allowing cost-sharing for lower premium expenses. |
| Disease-wise sublimits |
|---|
Activ One Max No |
VS VS |
Health Elite Plus Cataract treatment is limited to 10% of the sum insured, up to ₹1 lakh per eye, after the applicable two-year period. Other applicable limits and exclusions must be checked in the policy wording. |
| Cashless Healthcare Providers |
|---|
Activ One Max 11000+ Healthcare Providers |
VS VS |
Health Elite Plus 10,000+ Cashless Healthcare Providers |
| Restoration Benefit |
|---|
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
VS VS |
Health Elite Plus Reset of up to 100% of the base sum insured, unlimited times for different illnesses and once for the same illness. It does not trigger on the first claim and is subject to the policy conditions. |
| Cumulative Bonus |
|---|
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr |
VS VS |
Health Elite Plus Loyalty bonus is described in the available policy information; current applicable rate and maximum require verification. |
| Daycare Treatment |
|---|
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured |
VS VS |
Health Elite Plus Covers procedures requiring less than 24-hour hospitalization, like cataract surgery and chemotherapy. |
| Consumable Cover |
|---|
Activ One Max Yes |
VS VS |
Health Elite Plus Not verified as a standard benefit for the exact current variant. |
| AYUSH Treatment |
|---|
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Health Elite Plus Coverage for Ayurveda, Yoga, Unani, Siddha, and Homeopathy at government-recognized institutions. |
| Initial Waiting Period |
|---|
Activ One Max 30 days |
VS VS |
Health Elite Plus 30 days for illnesses from the start of the policy; accidents are excluded from this waiting-period restriction. |
| Specific Waiting Period |
|---|
Activ One Max 2 years |
VS VS |
Health Elite Plus 24 months for specified diseases and procedures listed in the policy. |
| PED Waiting Period |
|---|
Activ One Max 3 years |
VS VS |
Health Elite Plus 24 months for declared and accepted pre-existing diseases, subject to policy terms and applicable portability rules. |
| Modern Treatment |
|---|
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Health Elite Plus Covered up to the annual sum insured, subject to policy terms and exclusions. |
| Annual Health Checkup |
|---|
Activ One Max Health check-up is available from the first policy year |
VS VS |
Health Elite Plus Preventive health check-up available at designated centres, subject to policy conditions. |
| Pre-Hospitalisation |
|---|
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
VS VS |
Health Elite Plus 60 days |
| Post-Hospitalisation |
|---|
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Health Elite Plus 180 days. |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One Max OPD expense is not included |
VS VS |
Health Elite Plus Not included as a general unlimited standard benefit. Optional BeFit provides specified outpatient consultations and related benefits on a cashless basis, according to the selected plan. |
| Deductible Option |
|---|
Activ One Max Available as an option |
VS VS |
Health Elite Plus No deductible option. |
| Coverage Options |
|---|
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr |
VS VS |
Health Elite Plus Individual and family floater options, with sum insured options from ₹5 lakh to ₹3 crore. |
| Claim Settlement Ratio |
|---|
Activ One Max 96% |
VS VS |
Health Elite Plus Information Unavailable |
| Maternity Cover |
|---|
Activ One Max Not available |
VS VS |
Health Elite Plus Childbirth-related medical expenses are excluded, except ectopic pregnancy, as stated in the exclusions. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Activ One Max vs Supreme Senior Premium
Activ One Max vs Energy Silver Without Copay
Activ One Max vs Ultimate
Activ One Max vs EquiCover
Activ One Max vs Optima Secure Global Plus
Activ One Max vs Optima Secure
Activ One Max vs Super Mediclaim
Activ One Max vs Critical Illness Platinum Plan
Activ One Max vs Health Recharge
Activ One Max vs Golden Shield
Activ One Max vs Optima Secure Plus
Activ One Max vs Cancer Cover Activ Cancer Secure Plan
Activ One Max vs LifeTime Health Global
Activ One Max vs Women Care
Activ One Max vs Aspire Diamond+
Activ One Max vs Activate Booster Plan A
Activ One Max vs myHealth Medisure Super Top-up
Activ One Max vs Health Super Saver Standard
Activ One Max vs Active Care Premier
Activ One Max vs ProHealth Accumulate
Activ One Max vs Health Booster SuperTopup Individual Adult 1 Year N
Activ One Max vs Supreme Shine
Activ One Max vs Health Shield 360 Retail
Activ One Max vs Health Cardiac Care Silver & Gold Plan
Activ One Max vs myHealth Suraksha Gold
Activ One Max vs Max Protect Premium
Activ One Max vs Elder Care
Activ One Max vs Young Star Gold
Activ One Max vs Assure
Activ One Max vs Active Fit Plus
Activ One Max vs Cancer Care Platinum
Activ One Max vs Health Connect Elite
Activ One Max vs Arogya Sanjeevani
Activ One Max vs OneHealth Premium
Activ One Max vs ProHealth Prime Protect
Activ One Max vs Optima Lite
Activ One Max vs Medicare Plus
Activ One Max vs Activ Health Platinum Essential
Activ One Max vs GoActive
Activ One Max vs Criti Shield Family Shield
Activ One Max vs Medicare Senior
Activ One Max vs Enhance Super Top-up Two
Activ One Max vs Reassure 3.0
Activ One Max vs Medicare Protect
Activ One Max vs Health AdvantEdge Plus
Activ One Max vs Activ One SAVR
Activ One Max vs Active Assure Diamond
Activ One Max vs Activ One VIP
Activ One Max vs Health Pulse Classic
Activ One Max vs Advantage
Activ One Max vs Mediclaim Insurance Policy
Activ One Max vs iHealth
Activ One Max vs Special Care Gold
Activ One Max vs Energy Gold Without Copay
Activ One Max vs Smart Super Health
Activ One Max vs Classic
Activ One Max vs Activ One Vytl
Activ One Max vs Supreme
Activ One Max vs Freedom
Activ One Max vs Sarvah Pratham
Activ One Max vs Joy Today
Activ One Max vs Medi Classic
Activ One Max vs Activate Booster Plan B
Activ One Max vs Aspire Gold+
Activ One Max vs Health Gain
Activ One Max vs Aspire Platinum+
Activ One Max vs Plus Complete
Activ One Max vs Health Companion Family First Plan
Activ One Max vs Reassure 2.0 Platinum+
Activ One Max vs Reassure 3.0 Elite
Activ One Max vs Enhance Super Top-up One
Activ One Max vs Joy Tomorrow
Activ One Max vs Reassure 3.0 Select
Activ One Max vs Activ One VIP+
Activ One Max vs Red Carpet Senior Citizens
Activ One Max vs Super Surplus Gold
Activ One Max vs Health SuperCharge
Activ One Max vs Health Elite Plus
Activ One Max vs Medicare Premier
Activ One Max vs Family Health Optima
Activ One Max vs Health Companion Variant 2022
Activ One Max vs Health Companion Variant 3
Activ One Max vs Plus Youth
Activ One Max vs ProHealth Prime Advantage
Activ One Max vs Critical Illness Silver Plan
Activ One Max vs Health Premia Gold
Activ One Max vs Health Premia Platinum
Activ One Max vs Comprehensive
Activ One Max vs HeartBeat Enhanced
Activ One Max vs Reassure
Activ One Max vs Complete Health Insurance Health Shield Plus Plan
Activ One Max vs myHealth Suraksha Platinum
Activ One Max vs Health Recharge Super Top Up Plan
Activ One Max vs Supreme Value for Money
Activ One Max vs Supreme Enhance Two
Activ One Max vs Supreme Senior Super
Activ One Max vs Supreme Enhance
Activ One Max vs Reassure 2.0 Gold
Activ One Max vs Active Fit Preferred
Activ One Max vs LifeTime Health
Activ One Max vs Medicare
Activ One Max vs ProHealth Prime Active
Activ One Max vs ProHealth Prime Senior Elite
Activ One Max vs Advanced Top Up
Activ One Max vs Multiplier Health
Activ One Max vs Ultimate (Direct)
Activ One Max vs Young Star
Activ One Max vs Star Women Care Policy
Activ One Max vs Health Assurance
Activ One Max vs Family Plus
Activ One Max vs Sarvah Param
Activ One Max vs Optima Insurance
Activ One Max vs Smart Super Health Assure
Activ One Max vs Criti Shield Plus
Activ One Max vs Health Care Supreme Ultimo
Activ One Max vs Super Star
Activ One Max vs Reassure 3.0 Black
Activ One Max vs Health Guard Platinum
Activ One Max vs Health Guard Gold
Activ One Max vs Elevate (Direct)
Activ One Max vs Senior First Platinum
Activ One Max vs Extra Care Plus Super Top-up
Activ One Max vs Health Care Supreme Smart
Activ One Max vs Medi Classic Gold
Activ One Max vs Smart Health Pro
Activ One Max vs Optima Super Secure
Activ One Max vs Optima Secure Global
Activ One Max vs Special Care
Activ One Max vs Medicare LITE
Activ One Max vs NextGen
Activ One Max vs Health Shield 360
Activ One Max vs SecureHealth
Activ One Max vs Energy Silver With Copay
Activ One Max vs Supreme (Direct)
Activ One Max vs Plus
Activ One Max vs Medicare Select
Activ One Max vs Complete Health Insurance Health Protect Plus Plan
Activ One Max vs myHealth Koti Suraksha
Activ One Max vs Senior
Activ One Max vs myHealth Suraksha Silver
Activ One Max vs Health Booster
Activ One Max vs Complete Health Insurance Health Shield
Activ One Max vs Cardiac Care Platinum
Activ One Max vs Royal Sundaram Lifeline Elite
Activ One Max vs HeartBeat Platinum
Activ One Max vs Supreme Enhance One
Activ One Max vs HeartBeat Gold
Activ One Max vs Health Companion Variant 2
Activ One Max vs Health Companion Variant 1
Activ One Max vs Aspire Titanium+
Activ One Max vs iHealth Plus
Activ One Max vs Reassure 3.0 Classic
Activ One Max vs Senior Health Advantage
Activ One Max vs Health Wallet
Activ One Max vs Elevate
Activ One Max vs Heart
Activ One Max vs Reassure 2.0 Titanium+
Activ One Max vs Diabetes Safe Plan A
Activ One Max vs Reassure 2.0 Bronze+
Activ One Max vs Young Star Silver
Activ One Max vs Enhance Super Top-up
Activ One Max vs Joy
Activ One Max vs Health Elite
Activ One Max vs Supreme Senior Health AdvantEdge
Activ One Max vs Health AdvantEdge
Activ One Max vs Supreme Super Saver
Activ One Max vs Health Insurance Platinum
Health Elite Plus vs Supreme Senior Premium
Health Elite Plus vs Energy Silver Without Copay
Health Elite Plus vs Ultimate
Health Elite Plus vs EquiCover
Health Elite Plus vs Optima Secure Global Plus
Health Elite Plus vs Optima Secure
Health Elite Plus vs Super Mediclaim
Health Elite Plus vs Critical Illness Platinum Plan
Health Elite Plus vs Health Recharge
Health Elite Plus vs Golden Shield
Health Elite Plus vs Optima Secure Plus
Health Elite Plus vs Cancer Cover Activ Cancer Secure Plan
Health Elite Plus vs LifeTime Health Global
Health Elite Plus vs Women Care
Health Elite Plus vs Aspire Diamond+
Health Elite Plus vs Activate Booster Plan A
Health Elite Plus vs myHealth Medisure Super Top-up
Health Elite Plus vs Health Super Saver Standard
Health Elite Plus vs Active Care Premier
Health Elite Plus vs ProHealth Accumulate
Health Elite Plus vs Health Booster SuperTopup Individual Adult 1 Year N
Health Elite Plus vs Supreme Shine
Health Elite Plus vs Health Shield 360 Retail
Health Elite Plus vs Health Cardiac Care Silver & Gold Plan
Health Elite Plus vs myHealth Suraksha Gold
Health Elite Plus vs Max Protect Premium
Health Elite Plus vs Elder Care
Health Elite Plus vs Young Star Gold
Health Elite Plus vs Assure
Health Elite Plus vs Active Fit Plus
Health Elite Plus vs Cancer Care Platinum
Health Elite Plus vs Health Connect Elite
Health Elite Plus vs Arogya Sanjeevani
Health Elite Plus vs OneHealth Premium
Health Elite Plus vs ProHealth Prime Protect
Health Elite Plus vs Optima Lite
Health Elite Plus vs Medicare Plus
Health Elite Plus vs Activ Health Platinum Essential
Health Elite Plus vs GoActive
Health Elite Plus vs Criti Shield Family Shield
Health Elite Plus vs Medicare Senior
Health Elite Plus vs Enhance Super Top-up Two
Health Elite Plus vs Reassure 3.0
Health Elite Plus vs Medicare Protect
Health Elite Plus vs Health AdvantEdge Plus
Health Elite Plus vs Activ One SAVR
Health Elite Plus vs Active Assure Diamond
Health Elite Plus vs Activ One VIP
Health Elite Plus vs Health Pulse Classic
Health Elite Plus vs Advantage
Health Elite Plus vs Mediclaim Insurance Policy
Health Elite Plus vs iHealth
Health Elite Plus vs Special Care Gold
Health Elite Plus vs Energy Gold Without Copay
Health Elite Plus vs Activ One Max
Health Elite Plus vs Smart Super Health
Health Elite Plus vs Classic
Health Elite Plus vs Activ One Vytl
Health Elite Plus vs Supreme
Health Elite Plus vs Freedom
Health Elite Plus vs Sarvah Pratham
Health Elite Plus vs Joy Today
Health Elite Plus vs Medi Classic
Health Elite Plus vs Activate Booster Plan B
Health Elite Plus vs Aspire Gold+
Health Elite Plus vs Health Gain
Health Elite Plus vs Aspire Platinum+
Health Elite Plus vs Plus Complete
Health Elite Plus vs Health Companion Family First Plan
Health Elite Plus vs Reassure 2.0 Platinum+
Health Elite Plus vs Reassure 3.0 Elite
Health Elite Plus vs Enhance Super Top-up One
Health Elite Plus vs Joy Tomorrow
Health Elite Plus vs Reassure 3.0 Select
Health Elite Plus vs Activ One VIP+
Health Elite Plus vs Red Carpet Senior Citizens
Health Elite Plus vs Super Surplus Gold
Health Elite Plus vs Health SuperCharge
Health Elite Plus vs Medicare Premier
Health Elite Plus vs Family Health Optima
Health Elite Plus vs Health Companion Variant 2022
Health Elite Plus vs Health Companion Variant 3
Health Elite Plus vs Plus Youth
Health Elite Plus vs ProHealth Prime Advantage
Health Elite Plus vs Critical Illness Silver Plan
Health Elite Plus vs Health Premia Gold
Health Elite Plus vs Health Premia Platinum
Health Elite Plus vs Comprehensive
Health Elite Plus vs HeartBeat Enhanced
Health Elite Plus vs Reassure
Health Elite Plus vs Complete Health Insurance Health Shield Plus Plan
Health Elite Plus vs myHealth Suraksha Platinum
Health Elite Plus vs Health Recharge Super Top Up Plan
Health Elite Plus vs Supreme Value for Money
Health Elite Plus vs Supreme Enhance Two
Health Elite Plus vs Supreme Senior Super
Health Elite Plus vs Supreme Enhance
Health Elite Plus vs Reassure 2.0 Gold
Health Elite Plus vs Active Fit Preferred
Health Elite Plus vs LifeTime Health
Health Elite Plus vs Medicare
Health Elite Plus vs ProHealth Prime Active
Health Elite Plus vs ProHealth Prime Senior Elite
Health Elite Plus vs Advanced Top Up
Health Elite Plus vs Multiplier Health
Health Elite Plus vs Ultimate (Direct)
Health Elite Plus vs Young Star
Health Elite Plus vs Star Women Care Policy
Health Elite Plus vs Health Assurance
Health Elite Plus vs Family Plus
Health Elite Plus vs Sarvah Param
Health Elite Plus vs Optima Insurance
Health Elite Plus vs Smart Super Health Assure
Health Elite Plus vs Criti Shield Plus
Health Elite Plus vs Health Care Supreme Ultimo
Health Elite Plus vs Super Star
Health Elite Plus vs Reassure 3.0 Black
Health Elite Plus vs Health Guard Platinum
Health Elite Plus vs Health Guard Gold
Health Elite Plus vs Elevate (Direct)
Health Elite Plus vs Senior First Platinum
Health Elite Plus vs Extra Care Plus Super Top-up
Health Elite Plus vs Health Care Supreme Smart
Health Elite Plus vs Medi Classic Gold
Health Elite Plus vs Smart Health Pro
Health Elite Plus vs Optima Super Secure
Health Elite Plus vs Optima Secure Global
Health Elite Plus vs Special Care
Health Elite Plus vs Medicare LITE
Health Elite Plus vs NextGen
Health Elite Plus vs Health Shield 360
Health Elite Plus vs SecureHealth
Health Elite Plus vs Energy Silver With Copay
Health Elite Plus vs Supreme (Direct)
Health Elite Plus vs Plus
Health Elite Plus vs Medicare Select
Health Elite Plus vs Complete Health Insurance Health Protect Plus Plan
Health Elite Plus vs myHealth Koti Suraksha
Health Elite Plus vs Senior
Health Elite Plus vs myHealth Suraksha Silver
Health Elite Plus vs Health Booster
Health Elite Plus vs Complete Health Insurance Health Shield
Health Elite Plus vs Cardiac Care Platinum
Health Elite Plus vs Royal Sundaram Lifeline Elite
Health Elite Plus vs HeartBeat Platinum
Health Elite Plus vs Supreme Enhance One
Health Elite Plus vs HeartBeat Gold
Health Elite Plus vs Health Companion Variant 2
Health Elite Plus vs Health Companion Variant 1
Health Elite Plus vs Aspire Titanium+
Health Elite Plus vs iHealth Plus
Health Elite Plus vs Reassure 3.0 Classic
Health Elite Plus vs Senior Health Advantage
Health Elite Plus vs Health Wallet
Health Elite Plus vs Elevate
Health Elite Plus vs Heart
Health Elite Plus vs Reassure 2.0 Titanium+
Health Elite Plus vs Diabetes Safe Plan A
Health Elite Plus vs Reassure 2.0 Bronze+
Health Elite Plus vs Young Star Silver
Health Elite Plus vs Enhance Super Top-up
Health Elite Plus vs Joy
Health Elite Plus vs Health Elite
Health Elite Plus vs Supreme Senior Health AdvantEdge
Health Elite Plus vs Health AdvantEdge
Health Elite Plus vs Supreme Super Saver
Health Elite Plus vs Health Insurance Platinum
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.







.png)