How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Women Care Vs Activ One Max

Insurance Plans Comparison

Star Women Care vs Aditya Birla Activ One Max

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Women Care

What Makes It Special:

Star Women Care is a specialized health plan designed for women and their families. It offers coverage from ₹5 lakh to ₹1 crore with benefits like maternity, newborn care, preventive check-ups, OPD consultations, and wellness rewards. The plan also includes coverage for surrogacy, oocyte donation, modern treatments, AYUSH, and organ...

Best For:

Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
(4-5 word description of the type of plan)

VS

Activ One Max

What Makes It Special:

Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...

Best For:

High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Your Enquiry

Name

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Your Enquiry

Quick Decision Guide

Star Women Care

You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups

Aditya Birla Activ One Max

Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Women Care

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Women Care Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L	Activ One Max All room categories are covered

ICU Charges
Women Care No restriction on ICU room rent	Activ One Max No restriction on ICU room rent

Disease-wise sublimits
Women Care No	Activ One Max No

Co-payment
Women Care Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)	Activ One Max Available as an option

Cashless Healthcare Providers
Women Care 13000+ Healthcare Providers	Activ One Max 11000+ Healthcare Providers

Restoration Benefit
Women Care 100% once after full/partial utilization in a year	Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Daycare Treatment
Women Care Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured	Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Cumulative Bonus
Women Care 20% each year, up to 100%	Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

AYUSH Treatment
Women Care Covers AYUSH treatment expenses up to your annual sum insured during the policy period	Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover
Women Care Yes	Activ One Max Yes

Initial Waiting Period
Women Care 30 days.	Activ One Max 30 days

Specific Waiting Period
Women Care 2 years	Activ One Max 2 years

PED Waiting Period
Women Care 3 years	Activ One Max 3 years

Modern Treatment
Women Care Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period	Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Women Care Health check-up is available once every policy year, from day 1 of the policy	Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Women Care You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved	Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Women Care You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it	Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Women Care OPD is available	Activ One Max OPD expense is not included

Deductible Option
Women Care Not Available	Activ One Max Available as an option

Coverage Options
Women Care Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr	Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Women Care 82.31%	Activ One Max 96%

Maternity Cover
Women Care Available	Activ One Max Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Women Care

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Women Care Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L
VS VS
Activ One Max All room categories are covered

ICU Charges
Women Care No restriction on ICU room rent
VS VS
Activ One Max No restriction on ICU room rent

Disease-wise sublimits
Women Care No
VS VS
Activ One Max No

Co-payment
Women Care Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)
VS VS
Activ One Max Available as an option

Cashless Healthcare Providers
Women Care 13000+ Healthcare Providers
VS VS
Activ One Max 11000+ Healthcare Providers

Restoration Benefit
Women Care 100% once after full/partial utilization in a year
VS VS
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Daycare Treatment
Women Care Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured
VS VS
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Cumulative Bonus
Women Care 20% each year, up to 100%
VS VS
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

AYUSH Treatment
Women Care Covers AYUSH treatment expenses up to your annual sum insured during the policy period
VS VS
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover
Women Care Yes
VS VS
Activ One Max Yes

Initial Waiting Period
Women Care 30 days.
VS VS
Activ One Max 30 days

Specific Waiting Period
Women Care 2 years
VS VS
Activ One Max 2 years

PED Waiting Period
Women Care 3 years
VS VS
Activ One Max 3 years

Modern Treatment
Women Care Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
VS VS
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Women Care Health check-up is available once every policy year, from day 1 of the policy
VS VS
Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Women Care You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
VS VS
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Women Care You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
VS VS
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Women Care OPD is available
VS VS
Activ One Max OPD expense is not included

Deductible Option
Women Care Not Available
VS VS
Activ One Max Available as an option

Coverage Options
Women Care Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr
VS VS
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Women Care 82.31%
VS VS
Activ One Max 96%

Maternity Cover
Women Care Available
VS VS
Activ One Max Not available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Your Enquiry

Name

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Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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Compare With Other Health Insurance Plans

Women Care vs Supreme (Direct)

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Women Care vs Plus Complete

Women Care vs EquiCover

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Women Care vs Joy Today

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Women Care vs Health Companion Variant 2022

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Women Care vs LifeTime Health

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Women Care vs Advanced Top Up

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Women Care vs Advantage

Women Care vs Star Women Care Policy

Women Care vs Young Star Silver

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Women Care vs Reassure 3.0

Women Care vs Joy

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Women Care vs Family Plus

Women Care vs Optima Insurance

Women Care vs Smart Super Health Assure

Women Care vs Medicare Premier Plan

Women Care vs Criti Shield Plus

Women Care vs Activ Health Platinum Essential

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Women Care vs Supreme Super Saver

Women Care vs ProHealth Accumulate

Women Care vs Extra Care Plus Super Top-up

Women Care vs Health Care Supreme Smart

Women Care vs Medi Classic Gold

Women Care vs Smart Health Pro

Women Care vs Super Star

Women Care vs Special Care

Women Care vs Medicare LITE

Women Care vs Senior First Gold

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Women Care vs Senior First Platinum

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Women Care vs Optima Secure Global

Women Care vs NextGen

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Women Care vs Health Insurance Platinum

Women Care vs Energy Silver With Copay

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Women Care vs Senior First Gold Plan

Women Care vs Activ One VIP

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Activ One Max vs Supreme (Direct)

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Activ One Max vs Plus Complete

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Activ One Max vs Optima Lite

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Activ One Max vs Optima Super Secure

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Activ One Max vs myHealth Koti Suraksha

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Activ One Max vs Health SuperCharge

Activ One Max vs ProHealth Preferred

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Activ One Max vs Optima Secure Plus

Activ One Max vs HeartBeat Enhanced

Activ One Max vs Activ One VIP+

Activ One Max vs Reassure 3.0 Select

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Activ One Max vs Reassure 3.0 Elite

Activ One Max vs Medicare Premier

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Activ One Max vs Health Wallet

Activ One Max vs Elevate

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Activ One Max vs Heart

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Activ One Max vs Reassure 2.0 Titanium+

Activ One Max vs ProHealth Prime Protect

Activ One Max vs LifeTime Health

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Activ One Max vs Advanced Top Up

Activ One Max vs Multiplier Health

Activ One Max vs Joy Tomorrow

Activ One Max vs Reassure 2.0 Bronze+

Activ One Max vs Supreme

Activ One Max vs Advantage

Activ One Max vs Star Women Care Policy

Activ One Max vs Young Star Silver

Activ One Max vs Activate Booster Plan B

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Activ One Max vs Joy

Activ One Max vs Ultimate (Direct)

Activ One Max vs Women Care

Activ One Max vs Supreme Senior Health AdvantEdge

Activ One Max vs Activ One SAVR

Activ One Max vs Family Plus

Activ One Max vs Optima Insurance

Activ One Max vs Smart Super Health Assure

Activ One Max vs Medicare Premier Plan

Activ One Max vs Criti Shield Plus

Activ One Max vs Activ Health Platinum Essential

Activ One Max vs Health Care Supreme Ultimo

Activ One Max vs Health Shield 360 Retail

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Activ One Max vs Health Guard Gold

Activ One Max vs Medicare Senior

Activ One Max vs Supreme Super Saver

Activ One Max vs ProHealth Accumulate

Activ One Max vs Extra Care Plus Super Top-up

Activ One Max vs Health Care Supreme Smart

Activ One Max vs Medi Classic Gold

Activ One Max vs Smart Health Pro

Activ One Max vs Super Star

Activ One Max vs Special Care

Activ One Max vs Medicare LITE

Activ One Max vs Senior First Gold

Activ One Max vs Health Shield 360

Activ One Max vs Senior First Platinum

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Activ One Max vs Optima Secure Global

Activ One Max vs NextGen

Activ One Max vs Mediclaim Insurance Policy

Activ One Max vs Health Insurance Platinum

Activ One Max vs Energy Silver With Copay

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Oneassure

Health Insurance

Compare Health Insurance Plans

Women Care Vs Activ One Max