Insurance Plans Comparison
Aditya Birla Activ One Max vs Star Red Carpet Senior Citizens
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActiv One Max
Comprehensive Health Insurance with Unlimited Super Reload and 500% Super Credit.
What Makes It Special:
Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...
Best For:
High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection
VS
Red Carpet Senior Citizens
Senior Citizen Health Insurance with Lifelong Renewability
What Makes It Special:
A senior citizen health insurance policy designed for people entering between 60 and 75 years, with lifelong renewability and individual or floater sum insured options. The brochure lists hospitalization, daycare treatment and senior-focused coverage, along with medical underwriting and optional premium payment modes.
Best For:
Senior citizens aged 60 to 75 years
People looking for lifelong renewability
Customers considering individual or floater cover
Seniors seeking dedicated hospitalization protection
Customers who want multiple policy-term choices
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection
Check the applicable room and hospitalization benefit table before purchase
Review medical underwriting requirements based on age, health history and sum insured
Review waiting periods and exclusions in the policy wording
Compare individual and floater coverage based on family requirements
Check premium loading for monthly, quarterly or half-yearly payment modes
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One Max Health Insurance Plan VS VS |
![]() Red Carpet Senior Citizens Health Insurance Plan |
| Room Rent |
|---|
Activ One Max All room categories are covered |
VS VS |
Red Carpet Senior Citizens
|
| ICU Charges |
|---|
Activ One Max No restriction on ICU room rent |
VS VS |
Red Carpet Senior Citizens Covered as per the applicable hospitalization benefit |
| Co-payment |
|---|
Activ One Max Available as an option |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Disease-wise sublimits |
|---|
Activ One Max No |
VS VS |
Red Carpet Senior Citizens Not fully specified in the retrieved source |
| Cashless Healthcare Providers |
|---|
Activ One Max 11000+ Healthcare Providers |
VS VS |
Red Carpet Senior Citizens Available through network hospitals, subject to policy terms |
| Restoration Benefit |
|---|
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Cumulative Bonus |
|---|
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Daycare Treatment |
|---|
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured |
VS VS |
Red Carpet Senior Citizens All daycare procedures covered |
| Consumable Cover |
|---|
Activ One Max Yes |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| AYUSH Treatment |
|---|
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Red Carpet Senior Citizens Covered, subject to policy terms |
| Initial Waiting Period |
|---|
Activ One Max 30 days |
VS VS |
Red Carpet Senior Citizens
|
| Specific Waiting Period |
|---|
Activ One Max 2 years |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| PED Waiting Period |
|---|
Activ One Max 3 years |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Modern Treatment |
|---|
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Red Carpet Senior Citizens
|
| Annual Health Checkup |
|---|
Activ One Max Health check-up is available from the first policy year |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Pre-Hospitalisation |
|---|
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Post-Hospitalisation |
|---|
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One Max OPD expense is not included |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Deductible Option |
|---|
Activ One Max Available as an option |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Coverage Options |
|---|
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr |
VS VS |
Red Carpet Senior Citizens Individual and Floater Sum Insured |
| Claim Settlement Ratio |
|---|
Activ One Max 96% |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
| Maternity Cover |
|---|
Activ One Max Not available |
VS VS |
Red Carpet Senior Citizens Not specified in the retrieved source |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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