How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Special Care Vs Activ One Max

Insurance Plans Comparison

Star Special Care vs Aditya Birla Activ One Max

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Special Care

Star Special Care

What Makes It Special:

Special Care is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

Not available

VS

Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...

Best For:

High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Your Enquiry

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Quick Decision Guide

Star Special Care

Not available

Aditya Birla Activ One Max

Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Special Care

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Special Care Normal: Up to ₹5,000 per day ICU: Covered	Activ One Max All room categories are covered

Advanced Treatments
Special Care Modern Treatments covered (subject to limits)	Activ One Max Not Available

ICU Charges
Special Care Not Available	Activ One Max No restriction on ICU room rent

Co-payment
Special Care 20% co-payment on every claim	Activ One Max Available as an option

Disease-wise sublimits
Special Care Not Available	Activ One Max No

Waiting Period
Special Care Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 48 months	Activ One Max Not Available

Cashless Healthcare Providers
Special Care Cashless treatment available at network hospitals	Activ One Max 11000+ Healthcare Providers

Restoration Benefit
Special Care Not Available	Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Daycare Treatment
Special Care All daycare treatments covered	Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Cumulative Bonus
Special Care Not Available	Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

AYUSH Treatment
Special Care Covered	Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover
Special Care Not Available	Activ One Max Yes

Initial Waiting Period
Special Care Not Available	Activ One Max 30 days

Specific Waiting Period
Special Care Not Available	Activ One Max 2 years

PED Waiting Period
Special Care Not Available	Activ One Max 3 years

Modern Treatment
Special Care Not Available	Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Special Care Not Available	Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Special Care Not Available	Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Special Care Not Available	Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Special Care Not Available	Activ One Max OPD expense is not included

Deductible Option
Special Care Not Available	Activ One Max Available as an option

Coverage Options
Special Care Not Available	Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Special Care Not Available	Activ One Max 96%

Maternity Cover
Special Care Not Available	Activ One Max Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Special Care

Health Insurance Plan

Brochure

Policy Wording

VS

Activ One Max

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Special Care Normal: Up to ₹5,000 per day ICU: Covered
VS VS
Activ One Max All room categories are covered

Advanced Treatments
Special Care Modern Treatments covered (subject to limits)
VS VS
Activ One Max Not Available

ICU Charges
Special Care Not Available
VS VS
Activ One Max No restriction on ICU room rent

Co-payment
Special Care 20% co-payment on every claim
VS VS
Activ One Max Available as an option

Disease-wise sublimits
Special Care Not Available
VS VS
Activ One Max No

Waiting Period
Special Care Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 48 months
VS VS
Activ One Max Not Available

Cashless Healthcare Providers
Special Care Cashless treatment available at network hospitals
VS VS
Activ One Max 11000+ Healthcare Providers

Restoration Benefit
Special Care Not Available
VS VS
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses

Daycare Treatment
Special Care All daycare treatments covered
VS VS
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured

Cumulative Bonus
Special Care Not Available
VS VS
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr

AYUSH Treatment
Special Care Covered
VS VS
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover
Special Care Not Available
VS VS
Activ One Max Yes

Initial Waiting Period
Special Care Not Available
VS VS
Activ One Max 30 days

Specific Waiting Period
Special Care Not Available
VS VS
Activ One Max 2 years

PED Waiting Period
Special Care Not Available
VS VS
Activ One Max 3 years

Modern Treatment
Special Care Not Available
VS VS
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup
Special Care Not Available
VS VS
Activ One Max Health check-up is available from the first policy year

Pre-Hospitalisation
Special Care Not Available
VS VS
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation
Special Care Not Available
VS VS
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)
Special Care Not Available
VS VS
Activ One Max OPD expense is not included

Deductible Option
Special Care Not Available
VS VS
Activ One Max Available as an option

Coverage Options
Special Care Not Available
VS VS
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr

Claim Settlement Ratio
Special Care Not Available
VS VS
Activ One Max 96%

Maternity Cover
Special Care Not Available
VS VS
Activ One Max Not available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

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Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Compare With Other Health Insurance Plans

Special Care vs Supreme (Direct)

Special Care vs Senior First Gold Plan

Special Care vs Activ One VIP

Special Care vs Optima Secure Global Plus

Special Care vs Health Recharge Super Top Up Plan

Special Care vs Plus Complete

Special Care vs EquiCover

Special Care vs Plus Youth

Special Care vs Optima Lite

Special Care vs Supreme Senior Premium

Special Care vs myHealth Suraksha Platinum

Special Care vs Supreme Senior Super

Special Care vs myHealth Suraksha Gold

Special Care vs LifeTime Health Global

Special Care vs Optima Super Secure

Special Care vs Young Star Gold

Special Care vs myHealth Koti Suraksha

Special Care vs myHealth Suraksha Silver

Special Care vs Cancer Care Platinum

Special Care vs Royal Sundaram Lifeline Elite

Special Care vs Cancer Cover Activ Cancer Secure Plan

Special Care vs Assure

Special Care vs Activate Booster Plan A

Special Care vs Joy Today

Special Care vs Medicare Plus

Special Care vs Supreme Enhance One

Special Care vs Supreme Enhance Two

Special Care vs Health Companion Variant 2022

Special Care vs Elder Care

Special Care vs HeartBeat Gold

Special Care vs Health SuperCharge

Special Care vs ProHealth Preferred

Special Care vs iHealth Plus

Special Care vs Optima Secure Plus

Special Care vs HeartBeat Enhanced

Special Care vs Activ One VIP+

Special Care vs Reassure 3.0 Select

Special Care vs ProHealth Prime Advantage

Special Care vs Active Fit Preferred

Special Care vs Senior Health Advantage

Special Care vs Reassure 3.0 Elite

Special Care vs Medicare Premier

Special Care vs Reassure 2.0 Platinum+

Special Care vs Activ One Max

Special Care vs Health Wallet

Special Care vs Elevate

Special Care vs Activ One Vytl

Special Care vs Heart

Special Care vs Optima Secure

Special Care vs Reassure 2.0 Titanium+

Special Care vs ProHealth Prime Protect

Special Care vs LifeTime Health

Special Care vs ProHealth Prime Active

Special Care vs ProHealth Prime Senior Elite

Special Care vs Advanced Top Up

Special Care vs Multiplier Health

Special Care vs Joy Tomorrow

Special Care vs Reassure 2.0 Bronze+

Special Care vs Supreme

Special Care vs Advantage

Special Care vs Star Women Care Policy

Special Care vs Young Star Silver

Special Care vs Activate Booster Plan B

Special Care vs Reassure 3.0

Special Care vs Joy

Special Care vs Ultimate (Direct)

Special Care vs Supreme Senior Health AdvantEdge

Special Care vs Activ One SAVR

Special Care vs Optima Insurance

Special Care vs Medicare Premier Plan

Special Care vs Activ Health Platinum Essential

Special Care vs Health Care Supreme Ultimo

Special Care vs Health Shield 360 Retail

Special Care vs Health Guard Platinum

Special Care vs Health Guard Gold

Special Care vs Medicare Senior

Special Care vs Supreme Super Saver

Special Care vs Extra Care Plus Super Top-up

Special Care vs Medi Classic Gold

Special Care vs Smart Health Pro

Special Care vs Super Star

Special Care vs Medicare LITE

Special Care vs Senior First Gold

Special Care vs Health Shield 360

Special Care vs Senior First Platinum

Special Care vs SecureHealth

Special Care vs Optima Secure Global

Special Care vs NextGen

Special Care vs Mediclaim Insurance Policy

Special Care vs Health Insurance Platinum

Special Care vs Energy Silver With Copay

Special Care vs Supreme (Direct)

Special Care vs Senior First Gold Plan

Special Care vs Activ One VIP

Special Care vs Optima Secure Global Plus

Special Care vs Health Recharge Super Top Up Plan

Activ One Max vs Supreme (Direct)

Activ One Max vs Senior First Gold Plan

Activ One Max vs Activ One VIP

Activ One Max vs Optima Secure Global Plus

Activ One Max vs Health Recharge Super Top Up Plan

Activ One Max vs Plus Complete

Activ One Max vs EquiCover

Activ One Max vs Plus Youth

Activ One Max vs Optima Lite

Activ One Max vs Supreme Senior Premium

Activ One Max vs myHealth Suraksha Platinum

Activ One Max vs Supreme Senior Super

Activ One Max vs myHealth Suraksha Gold

Activ One Max vs LifeTime Health Global

Activ One Max vs Optima Super Secure

Activ One Max vs Young Star Gold

Activ One Max vs myHealth Koti Suraksha

Activ One Max vs myHealth Suraksha Silver

Activ One Max vs Cancer Care Platinum

Activ One Max vs Royal Sundaram Lifeline Elite

Activ One Max vs Cancer Cover Activ Cancer Secure Plan

Activ One Max vs Assure

Activ One Max vs Activate Booster Plan A

Activ One Max vs Joy Today

Activ One Max vs Medicare Plus

Activ One Max vs Supreme Enhance One

Activ One Max vs Supreme Enhance Two

Activ One Max vs Health Companion Variant 2022

Activ One Max vs Elder Care

Activ One Max vs HeartBeat Gold

Activ One Max vs Health SuperCharge

Activ One Max vs ProHealth Preferred

Activ One Max vs iHealth Plus

Activ One Max vs Optima Secure Plus

Activ One Max vs HeartBeat Enhanced

Activ One Max vs Activ One VIP+

Activ One Max vs Reassure 3.0 Select

Activ One Max vs ProHealth Prime Advantage

Activ One Max vs Active Fit Preferred

Activ One Max vs Senior Health Advantage

Activ One Max vs Reassure 3.0 Elite

Activ One Max vs Medicare Premier

Activ One Max vs Reassure 2.0 Platinum+

Activ One Max vs Health Wallet

Activ One Max vs Elevate

Activ One Max vs Activ One Vytl

Activ One Max vs Heart

Activ One Max vs Optima Secure

Activ One Max vs Reassure 2.0 Titanium+

Activ One Max vs ProHealth Prime Protect

Activ One Max vs LifeTime Health

Activ One Max vs ProHealth Prime Active

Activ One Max vs ProHealth Prime Senior Elite

Activ One Max vs Advanced Top Up

Activ One Max vs Multiplier Health

Activ One Max vs Joy Tomorrow

Activ One Max vs Reassure 2.0 Bronze+

Activ One Max vs Supreme

Activ One Max vs Advantage

Activ One Max vs Star Women Care Policy

Activ One Max vs Young Star Silver

Activ One Max vs Activate Booster Plan B

Activ One Max vs Reassure 3.0

Activ One Max vs Joy

Activ One Max vs Ultimate (Direct)

Activ One Max vs Supreme Senior Health AdvantEdge

Activ One Max vs Activ One SAVR

Activ One Max vs Optima Insurance

Activ One Max vs Medicare Premier Plan

Activ One Max vs Activ Health Platinum Essential

Activ One Max vs Health Care Supreme Ultimo

Activ One Max vs Health Shield 360 Retail

Activ One Max vs Health Guard Platinum

Activ One Max vs Health Guard Gold

Activ One Max vs Medicare Senior

Activ One Max vs Supreme Super Saver

Activ One Max vs Extra Care Plus Super Top-up

Activ One Max vs Medi Classic Gold

Activ One Max vs Smart Health Pro

Activ One Max vs Super Star

Activ One Max vs Special Care

Activ One Max vs Medicare LITE

Activ One Max vs Senior First Gold

Activ One Max vs Health Shield 360

Activ One Max vs Senior First Platinum

Activ One Max vs SecureHealth

Activ One Max vs Optima Secure Global

Activ One Max vs NextGen

Activ One Max vs Mediclaim Insurance Policy

Activ One Max vs Health Insurance Platinum

Activ One Max vs Energy Silver With Copay

Activ One Max vs Supreme (Direct)

Activ One Max vs Senior First Gold Plan

Activ One Max vs Activ One VIP

Activ One Max vs Optima Secure Global Plus

Activ One Max vs Health Recharge Super Top Up Plan

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Oneassure

Health Insurance

Compare Health Insurance Plans

Special Care Vs Activ One Max