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Care Advantage Health Insurance

Care Advantage Health Insurance

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

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96%

Claim Settlement Ratio

19000+

Network Hospitals

8.6

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

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Final Verdict

Care Advantage offers high coverage at competitive premiums, with no co-payment, no room rent limits, and comprehensive benefits. However, it lacks domiciliary hospitalization coverage and imposes a 3-year waiting period for pre-existing diseases. Ideal for individuals seeking extensive coverage without co-payments, but not suitable for those requiring home hospitalization benefits.

About

About Care Health Insurance

Care Advantage by Care Health Insurance offers coverage from ₹25 lakh to ₹6 crore, covering hospitalization, daycare, organ donor expenses, and emergency ambulance services. It has no sub-limits on room rent or ICU charges. Benefits include a 10% No Claim Bonus (up to 50%), sum insured recharge, and AYUSH coverage. Optional add-ons include air ambulance, global coverage, and health check-ups. Available for individuals and families, it covers ages 91 days to 99 years, ensuring flexibility...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

  • All room categories are covered

Disease-wise sublimits

  • No

ICU Charges

  • No restriction on ICU room rent

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Exclusions

  • Congenital external anomalies, genetic disorders (unless covered).

  • Medical expenses for conditions existing before policy inception are typically excluded for a specified waiting period.

  • Certain treatments and diseases are not covered during initial periods after the policy starts, such as the first 30 days for general illnesses and up to 48 months for specific conditions

  • Expenses related to infertility tests and treatments, including in vitro fertilization, are typically not covered.

  • Expenses for psychiatric treatments and mental health conditions are often excluded.

Add ons

Add-Ons

Care Shield

World Wide Coverage

Smart Select

Air Ambulance

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About the company

About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...

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