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Insurance Plans Comparison

Aditya Birla Activ One VIP+ vs Liberty Health Connect Elite

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Activ One VIP+

Cover planned treatment abroad and worldwide emergencies up to the base sum insured, add 50% super credit each year, up to 100% and capped at ₹4 crore, even after a claim, and cover listed non-medical hospital expenses.

What Makes It Special:

Activ One VIP+ is the global-cover-focused variant providing international protection for both planned and emergency treatment, alongside comprehensive domestic health insurance.

Best For:

  • Buyers wanting maternity and overseas protection

  • Customers wanting high sum insured

  • Frequent international travellers

  • Customer seeking international plan treatment

VS
Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Activ One VIP+

  • International benefits should be checked against the policy schedule.

  • The plan is designed for higher sum insured levels.

  • Travel duration limits apply.

  • Overseas treatment is subject to geographical, eligibility and policy conditions.

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ One VIP+
Activ One VIP+

Health Insurance Plan

Brochure

Policy Wording

VS
Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Activ One VIP+

Normal: Actuals up to Sum Insured.

ICU: Actuals up to Sum Insured.

VS

Health Connect Elite

Subject to selected plan limits

Advanced Treatments

Activ One VIP+

List all covered advanced/modern treatments mentioned: Uterine Artery Embolization and HIFU (High intensity focused ultrasound), Immunotherapy- Monoclonal Antibody, Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment), Stem Cell Therapy (Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions), Balloon Sinuplasty, Oral Chemotherapy, Robotic Surgeries, Stereotactic Radio Surgeries, Deep Brain Stimulation, Intra Vitreal Injections, Bronchial Thermoplasty, and IONM (Intra Operative Neuro Monitoring).

VS

Health Connect Elite

Information Unavailable

ICU Charges

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Covered as per selected plan

Co-payment

Activ One VIP+

Not mentioned

VS

Health Connect Elite

Applicable as per selected plan

Disease-wise sublimits

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Applicable as per selected plan

Waiting Period

Activ One VIP+

Initial Waiting Period: 30 Days.

Pre-existing Disease Waiting Period: 3 years.

Specific Disease/Procedure Waiting Period: 2 years.

VS

Health Connect Elite

Information Unavailable

Cashless Healthcare Providers

Activ One VIP+

10,000+ Network hospitals.

VS

Health Connect Elite

6,100+ network hospitals available

Restoration Benefit

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Reload available from first claim

Daycare Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Health Connect Elite

405 daycare procedures covered

Cumulative Bonus

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Up to 150% of Sum Insured

AYUSH Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Health Connect Elite

Not specified in the brochure

Consumable Cover

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Initial Waiting Period

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

30 days from policy commencement

Specific Waiting Period

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

2 years or 3 years

PED Waiting Period

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

3 years for pre-existing diseases

Modern Treatment

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Covered as per selected plan

Annual Health Checkup

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Available as per plan conditions

Pre-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Up to 30 to 45 days

Post-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Up to 45 to 60 days

Outpatient Department Cover (OPD Expense)

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Not covered under the policy

Deductible Option

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Coverage Options

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

₹2 Lakh to ₹15 Lakh

Claim Settlement Ratio

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Maternity Cover

Activ One VIP+

Information Unavailable

VS

Health Connect Elite

Not covered except ectopic pregnancy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

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From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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