Oneassure

Partner with us

Insurance Plans Comparison

Aditya Birla Activ One VIP+ vs TATA AIG Medicare Select

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Read more
Aditya Birla

Activ One VIP+

Activ One VIP+

What Makes It Special:

Activ One VIP+ is the global-cover-focused variant providing international protection for both planned and emergency treatment, alongside comprehensive domestic health insurance.

Best For:

  • Buyers wanting maternity and overseas protection

  • Customers wanting high sum insured

  • Frequent international travellers

  • Customer seeking international plan treatment

VS
TATA AIG

Medicare Select

Comprehensive Health Insurance with Flexible Coverage Options, Unlimited Restoration and Customisable Benefits

What Makes It Special:

TATA AIG MediCare Select is a customisable health insurance plan offering individual and family floater coverage. It combines core hospitalisation benefits with optional features that allow policyholders to adjust their cover to their needs and budget.

Best For:

  • Flexible sum insured options

  • Critical illness and daycare treatments

  • Pre- and post-hospitalization expenses covered

  • Comprehensive individual and family coverage

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Activ One VIP+

  • International benefits should be checked against the policy schedule.

  • The plan is designed for higher sum insured levels.

  • Travel duration limits apply.

  • Overseas treatment is subject to geographical, eligibility and policy conditions.

TATA AIG Medicare Select

  • Covers daycare treatments without overnight stay.

  • Pre- and post-hospitalization expenses included.

  • Safeguards against critical illness and emergencies.

  • Comprehensive coverage for hospitalization and treatment.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ One VIP+
Activ One VIP+

Health Insurance Plan

Brochure

Policy Wording

VS
Medicare Select
Medicare Select

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Activ One VIP+

Normal: Actuals up to Sum Insured.

ICU: Actuals up to Sum Insured.

VS

Medicare Select

Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category

Advanced Treatments

Activ One VIP+

List all covered advanced/modern treatments mentioned: Uterine Artery Embolization and HIFU (High intensity focused ultrasound), Immunotherapy- Monoclonal Antibody, Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment), Stem Cell Therapy (Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions), Balloon Sinuplasty, Oral Chemotherapy, Robotic Surgeries, Stereotactic Radio Surgeries, Deep Brain Stimulation, Intra Vitreal Injections, Bronchial Thermoplasty, and IONM (Intra Operative Neuro Monitoring).

VS

Medicare Select

Information Unavailable

ICU Charges

Activ One VIP+

Information Unavailable

VS

Medicare Select

No restriction on ICU room rent

Co-payment

Activ One VIP+

Not mentioned

VS

Medicare Select

Not available

Disease-wise sublimits

Activ One VIP+

Information Unavailable

VS

Medicare Select

No

Waiting Period

Activ One VIP+

Initial Waiting Period: 30 Days.

Pre-existing Disease Waiting Period: 3 years.

Specific Disease/Procedure Waiting Period: 2 years.

VS

Medicare Select

Information Unavailable

Cashless Healthcare Providers

Activ One VIP+

10,000+ Network hospitals.

VS

Medicare Select

12,000+ Healthcare Providers

Restoration Benefit

Activ One VIP+

Information Unavailable

VS

Medicare Select

es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses

Daycare Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Medicare Select

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Cumulative Bonus

Activ One VIP+

Information Unavailable

VS

Medicare Select

Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year

AYUSH Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Medicare Select

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover

Activ One VIP+

Information Unavailable

VS

Medicare Select

No. However, available as an add-on

Initial Waiting Period

Activ One VIP+

Information Unavailable

VS

Medicare Select

30 days

Specific Waiting Period

Activ One VIP+

Information Unavailable

VS

Medicare Select

2 years

PED Waiting Period

Activ One VIP+

Information Unavailable

VS

Medicare Select

3 years

Modern Treatment

Activ One VIP+

Information Unavailable

VS

Medicare Select

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Activ One VIP+

Information Unavailable

VS

Medicare Select

Health checkup is not included as part of base cover. However, available as an add-on

Pre-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Medicare Select

You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Medicare Select

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Activ One VIP+

Information Unavailable

VS

Medicare Select

OPD expense is not included as part of base cover. However, available as an add-on

Deductible Option

Activ One VIP+

Information Unavailable

VS

Medicare Select

Available as an option

Coverage Options

Activ One VIP+

Information Unavailable

VS

Medicare Select

Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr

Claim Settlement Ratio

Activ One VIP+

Information Unavailable

VS

Medicare Select

95.43%

Maternity Cover

Activ One VIP+

Information Unavailable

VS

Medicare Select

Available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Compare With Other Health Insurance Plans

Activ One VIP+ vs Optima Secure

Activ One VIP+ vs Super Mediclaim

Activ One VIP+ vs Health Recharge

Activ One VIP+ vs Cancer Cover Activ Cancer Secure Plan

Activ One VIP+ vs Optima Secure Plus

Medicare Select vs Optima Secure

Medicare Select vs Super Mediclaim

Medicare Select vs Health Recharge

Medicare Select vs Cancer Cover Activ Cancer Secure Plan

Medicare Select vs Optima Secure Plus

Oneassure

Health Insurance

Compare Health Insurance Plans

Activ One Vip+ Vs Medicare Select

Policy Pal

Chat with PolicyPal

Get a free policy review

No pressure. No product push. Just honest advice.