Insurance Plans Comparison
Niva Bupa Health Companion Variant 2022 vs TATA AIG Medicare Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Health Companion Variant 2022
Comprehensive family health cover with no room rent capping, 2-hour hospitalisation, 100% refill and health check-ups from day one.
What Makes It Special:
A no-room-rent-cap health plan that covers hospital stays of just 2 hours or more, with 60/180 days pre/post hospitalisation cover and a refill that works even for the same illness.
Best For:
High coverage for families
Those who want extra protection through optional add-ons
Customers who value regular health check-ups and ambulance services
Hospital Room Rent Freedom
VS
Medicare Select
Comprehensive Health Insurance with Flexible Coverage Options, Unlimited Restoration and Customisable Benefits
What Makes It Special:
TATA AIG MediCare Select is a customisable health insurance plan offering individual and family floater coverage. It combines core hospitalisation benefits with optional features that allow policyholders to adjust their cover to their needs and budget.
Best For:
Flexible sum insured options
Critical illness and daycare treatments
Pre- and post-hospitalization expenses covered
Comprehensive individual and family coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You need coverage for home treatments.
You want free health check-ups from day one.
You want cover restored after every claim.
You prefer hassle-free cashless hospital treatment
Covers daycare treatments without overnight stay.
Pre- and post-hospitalization expenses included.
Safeguards against critical illness and emergencies.
Comprehensive coverage for hospitalization and treatment.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Health Companion Variant 2022 Health Insurance Plan VS VS |
Medicare Select Health Insurance Plan |
| Room Rent |
|---|
Health Companion Variant 2022 The shared room category is covered in your base policy. If you choose an upgraded room, 20% co-payment is applicable. |
VS VS |
Medicare Select Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category |
| ICU Charges |
|---|
Health Companion Variant 2022 No restriction on ICU room rent |
VS VS |
Medicare Select No restriction on ICU room rent |
| Disease-wise sublimits |
|---|
Health Companion Variant 2022 No |
VS VS |
Medicare Select No |
| Co-payment |
|---|
Health Companion Variant 2022 Not Available |
VS VS |
Medicare Select Not available |
| Cashless Healthcare Providers |
|---|
Health Companion Variant 2022 11000+ Healthcare Providers |
VS VS |
Medicare Select 12,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Health Companion Variant 2022 Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
VS VS |
Medicare Select es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Health Companion Variant 2022 Your sum insured increases by 20% for every claim-free year, up to 100% |
VS VS |
Medicare Select Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| Daycare Treatment |
|---|
Health Companion Variant 2022 Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Medicare Select Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| AYUSH Treatment |
|---|
Health Companion Variant 2022 Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Medicare Select Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Consumable Cover |
|---|
Health Companion Variant 2022 No. However, available as an add-on |
VS VS |
Medicare Select No. However, available as an add-on |
| Initial Waiting Period |
|---|
Health Companion Variant 2022 30 days. |
VS VS |
Medicare Select 30 days |
| Specific Waiting Period |
|---|
Health Companion Variant 2022 2 years |
VS VS |
Medicare Select 2 years |
| PED Waiting Period |
|---|
Health Companion Variant 2022 3 years |
VS VS |
Medicare Select 3 years |
| Modern Treatment |
|---|
Health Companion Variant 2022 Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Medicare Select Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Health Companion Variant 2022 Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Medicare Select Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Health Companion Variant 2022 You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Medicare Select You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Health Companion Variant 2022 You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Medicare Select You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Companion Variant 2022 OPD expense is not included |
VS VS |
Medicare Select OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Health Companion Variant 2022 Available |
VS VS |
Medicare Select Available as an option |
| Coverage Options |
|---|
Health Companion Variant 2022 Available coverage options: ₹3L, ₹4 L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L, ₹20L, ₹30L, ₹50L, ₹1Cr |
VS VS |
Medicare Select Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr |
| Claim Settlement Ratio |
|---|
Health Companion Variant 2022 92.02% |
VS VS |
Medicare Select 95.43% |
| Maternity Cover |
|---|
Health Companion Variant 2022 Not Available |
VS VS |
Medicare Select Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Health Companion Variant 2022 vs Optima Secure
Health Companion Variant 2022 vs Super Mediclaim
Health Companion Variant 2022 vs Health Recharge
Health Companion Variant 2022 vs Cancer Cover Activ Cancer Secure Plan
Health Companion Variant 2022 vs Optima Secure Plus
Health Companion Variant 2022 vs Women Care
Health Companion Variant 2022 vs Aspire Diamond+
Health Companion Variant 2022 vs Activate Booster Plan A
Health Companion Variant 2022 vs Active Care Premier
Health Companion Variant 2022 vs ProHealth Accumulate
Health Companion Variant 2022 vs Health Super Saver Standard
Health Companion Variant 2022 vs Supreme Shine
Health Companion Variant 2022 vs Optima Secure Global Plus
Health Companion Variant 2022 vs Health Cardiac Care Silver & Gold Plan
Health Companion Variant 2022 vs myHealth Suraksha Gold
Health Companion Variant 2022 vs LifeTime Health Global
Health Companion Variant 2022 vs Active Fit Plus
Health Companion Variant 2022 vs OneHealth Premium
Health Companion Variant 2022 vs Activ Health Platinum Essential
Health Companion Variant 2022 vs Medicare Plus
Health Companion Variant 2022 vs Medicare Senior
Health Companion Variant 2022 vs Enhance Super Top-up Two
Health Companion Variant 2022 vs Medicare Protect
Health Companion Variant 2022 vs Activ One SAVR
Health Companion Variant 2022 vs Active Assure Diamond
Health Companion Variant 2022 vs Activ One VIP
Health Companion Variant 2022 vs Health Pulse Classic
Health Companion Variant 2022 vs Advantage
Health Companion Variant 2022 vs Special Care Gold
Health Companion Variant 2022 vs Activ One Max
Health Companion Variant 2022 vs Classic
Health Companion Variant 2022 vs Activ One Vytl
Health Companion Variant 2022 vs Supreme
Health Companion Variant 2022 vs Freedom
Health Companion Variant 2022 vs Sarvah Pratham
Health Companion Variant 2022 vs Joy Today
Health Companion Variant 2022 vs Medi Classic
Health Companion Variant 2022 vs Activate Booster Plan B
Health Companion Variant 2022 vs Aspire Gold+
Health Companion Variant 2022 vs Aspire Platinum+
Health Companion Variant 2022 vs Plus Complete
Health Companion Variant 2022 vs Reassure 2.0 Platinum+
Health Companion Variant 2022 vs Elder Care
Health Companion Variant 2022 vs Reassure 3.0 Elite
Health Companion Variant 2022 vs EquiCover
Health Companion Variant 2022 vs Young Star Gold
Health Companion Variant 2022 vs Enhance Super Top-up One
Health Companion Variant 2022 vs Joy Tomorrow
Health Companion Variant 2022 vs Activ One VIP+
Health Companion Variant 2022 vs Reassure 3.0 Select
Health Companion Variant 2022 vs Red Carpet Senior Citizens
Health Companion Variant 2022 vs Medicare Premier
Health Companion Variant 2022 vs Family Health Optima
Health Companion Variant 2022 vs Health Companion Variant 3
Health Companion Variant 2022 vs Plus Youth
Health Companion Variant 2022 vs Assure
Health Companion Variant 2022 vs Health Premia Gold
Health Companion Variant 2022 vs Health Premia Platinum
Health Companion Variant 2022 vs Cancer Care Platinum
Health Companion Variant 2022 vs Optima Lite
Health Companion Variant 2022 vs ProHealth Prime Protect
Health Companion Variant 2022 vs Comprehensive
Health Companion Variant 2022 vs HeartBeat Enhanced
Health Companion Variant 2022 vs Reassure
Health Companion Variant 2022 vs Supreme Senior Premium
Health Companion Variant 2022 vs Health Recharge Super Top Up Plan
Health Companion Variant 2022 vs Reassure 3.0
Health Companion Variant 2022 vs myHealth Suraksha Platinum
Health Companion Variant 2022 vs Supreme Value for Money
Health Companion Variant 2022 vs Supreme Senior Super
Health Companion Variant 2022 vs Supreme Enhance
Health Companion Variant 2022 vs Reassure 2.0 Gold
Health Companion Variant 2022 vs Medicare
Health Companion Variant 2022 vs Ultimate (Direct)
Health Companion Variant 2022 vs Young Star
Health Companion Variant 2022 vs Sarvah Param
Health Companion Variant 2022 vs Optima Insurance
Health Companion Variant 2022 vs Smart Super Health Assure
Health Companion Variant 2022 vs Reassure 3.0 Black
Health Companion Variant 2022 vs Health Guard Platinum
Health Companion Variant 2022 vs Health Guard Gold
Health Companion Variant 2022 vs Elevate (Direct)
Health Companion Variant 2022 vs Extra Care Plus Super Top-up
Health Companion Variant 2022 vs Health Care Supreme Smart
Health Companion Variant 2022 vs Smart Health Pro
Health Companion Variant 2022 vs Medi Classic Gold
Health Companion Variant 2022 vs Optima Super Secure
Health Companion Variant 2022 vs Special Care
Health Companion Variant 2022 vs Medicare LITE
Health Companion Variant 2022 vs Health Shield 360
Health Companion Variant 2022 vs SecureHealth
Health Companion Variant 2022 vs Supreme (Direct)
Health Companion Variant 2022 vs Plus
Health Companion Variant 2022 vs Mediclaim Insurance Policy
Health Companion Variant 2022 vs Medicare Select
Health Companion Variant 2022 vs Health Gain
Health Companion Variant 2022 vs myHealth Koti Suraksha
Health Companion Variant 2022 vs Senior
Health Companion Variant 2022 vs myHealth Suraksha Silver
Health Companion Variant 2022 vs Cardiac Care Platinum
Health Companion Variant 2022 vs Royal Sundaram Lifeline Elite
Health Companion Variant 2022 vs Super Surplus Gold
Health Companion Variant 2022 vs Supreme Enhance One
Health Companion Variant 2022 vs Supreme Enhance Two
Health Companion Variant 2022 vs HeartBeat Platinum
Health Companion Variant 2022 vs HeartBeat Gold
Health Companion Variant 2022 vs Health SuperCharge
Health Companion Variant 2022 vs Aspire Titanium+
Health Companion Variant 2022 vs iHealth Plus
Health Companion Variant 2022 vs ProHealth Prime Advantage
Health Companion Variant 2022 vs Active Fit Preferred
Health Companion Variant 2022 vs Reassure 3.0 Classic
Health Companion Variant 2022 vs Senior Health Advantage
Health Companion Variant 2022 vs Health Wallet
Health Companion Variant 2022 vs Elevate
Health Companion Variant 2022 vs Heart
Health Companion Variant 2022 vs LifeTime Health
Health Companion Variant 2022 vs Reassure 2.0 Titanium+
Health Companion Variant 2022 vs ProHealth Prime Active
Health Companion Variant 2022 vs ProHealth Prime Senior Elite
Health Companion Variant 2022 vs Advanced Top Up
Health Companion Variant 2022 vs Multiplier Health
Health Companion Variant 2022 vs Diabetes Safe Plan A
Health Companion Variant 2022 vs Reassure 2.0 Bronze+
Health Companion Variant 2022 vs Enhance Super Top-up
Health Companion Variant 2022 vs Young Star Silver
Health Companion Variant 2022 vs Star Women Care Policy
Health Companion Variant 2022 vs Joy
Health Companion Variant 2022 vs Supreme Senior Health AdvantEdge
Health Companion Variant 2022 vs Family Plus
Health Companion Variant 2022 vs Criti Shield Plus
Health Companion Variant 2022 vs Health Care Supreme Ultimo
Health Companion Variant 2022 vs Health Shield 360 Retail
Health Companion Variant 2022 vs Super Star
Health Companion Variant 2022 vs Supreme Super Saver
Health Companion Variant 2022 vs Senior First Platinum
Health Companion Variant 2022 vs Optima Secure Global
Health Companion Variant 2022 vs NextGen
Health Companion Variant 2022 vs Health Insurance Platinum
Health Companion Variant 2022 vs Energy Silver With Copay
Medicare Select vs Optima Secure
Medicare Select vs Super Mediclaim
Medicare Select vs Health Recharge
Medicare Select vs Cancer Cover Activ Cancer Secure Plan
Medicare Select vs Optima Secure Plus
Medicare Select vs Women Care
Medicare Select vs Aspire Diamond+
Medicare Select vs Activate Booster Plan A
Medicare Select vs Active Care Premier
Medicare Select vs ProHealth Accumulate
Medicare Select vs Health Super Saver Standard
Medicare Select vs Supreme Shine
Medicare Select vs Optima Secure Global Plus
Medicare Select vs Health Cardiac Care Silver & Gold Plan
Medicare Select vs myHealth Suraksha Gold
Medicare Select vs LifeTime Health Global
Medicare Select vs Active Fit Plus
Medicare Select vs OneHealth Premium
Medicare Select vs Activ Health Platinum Essential
Medicare Select vs Medicare Plus
Medicare Select vs Medicare Senior
Medicare Select vs Enhance Super Top-up Two
Medicare Select vs Medicare Protect
Medicare Select vs Activ One SAVR
Medicare Select vs Active Assure Diamond
Medicare Select vs Activ One VIP
Medicare Select vs Health Pulse Classic
Medicare Select vs Advantage
Medicare Select vs Special Care Gold
Medicare Select vs Activ One Max
Medicare Select vs Classic
Medicare Select vs Activ One Vytl
Medicare Select vs Supreme
Medicare Select vs Freedom
Medicare Select vs Sarvah Pratham
Medicare Select vs Joy Today
Medicare Select vs Medi Classic
Medicare Select vs Activate Booster Plan B
Medicare Select vs Aspire Gold+
Medicare Select vs Aspire Platinum+
Medicare Select vs Plus Complete
Medicare Select vs Reassure 2.0 Platinum+
Medicare Select vs Elder Care
Medicare Select vs Reassure 3.0 Elite
Medicare Select vs EquiCover
Medicare Select vs Young Star Gold
Medicare Select vs Enhance Super Top-up One
Medicare Select vs Joy Tomorrow
Medicare Select vs Activ One VIP+
Medicare Select vs Reassure 3.0 Select
Medicare Select vs Red Carpet Senior Citizens
Medicare Select vs Medicare Premier
Medicare Select vs Family Health Optima
Medicare Select vs Health Companion Variant 2022
Medicare Select vs Health Companion Variant 3
Medicare Select vs Plus Youth
Medicare Select vs Assure
Medicare Select vs Health Premia Gold
Medicare Select vs Health Premia Platinum
Medicare Select vs Cancer Care Platinum
Medicare Select vs Optima Lite
Medicare Select vs ProHealth Prime Protect
Medicare Select vs Comprehensive
Medicare Select vs HeartBeat Enhanced
Medicare Select vs Reassure
Medicare Select vs Supreme Senior Premium
Medicare Select vs Health Recharge Super Top Up Plan
Medicare Select vs Reassure 3.0
Medicare Select vs myHealth Suraksha Platinum
Medicare Select vs Supreme Value for Money
Medicare Select vs Supreme Senior Super
Medicare Select vs Supreme Enhance
Medicare Select vs Reassure 2.0 Gold
Medicare Select vs Medicare
Medicare Select vs Ultimate (Direct)
Medicare Select vs Young Star
Medicare Select vs Sarvah Param
Medicare Select vs Optima Insurance
Medicare Select vs Smart Super Health Assure
Medicare Select vs Reassure 3.0 Black
Medicare Select vs Health Guard Platinum
Medicare Select vs Health Guard Gold
Medicare Select vs Elevate (Direct)
Medicare Select vs Extra Care Plus Super Top-up
Medicare Select vs Health Care Supreme Smart
Medicare Select vs Smart Health Pro
Medicare Select vs Medi Classic Gold
Medicare Select vs Optima Super Secure
Medicare Select vs Special Care
Medicare Select vs Medicare LITE
Medicare Select vs Health Shield 360
Medicare Select vs SecureHealth
Medicare Select vs Supreme (Direct)
Medicare Select vs Plus
Medicare Select vs Mediclaim Insurance Policy
Medicare Select vs Health Gain
Medicare Select vs myHealth Koti Suraksha
Medicare Select vs Senior
Medicare Select vs myHealth Suraksha Silver
Medicare Select vs Cardiac Care Platinum
Medicare Select vs Royal Sundaram Lifeline Elite
Medicare Select vs Super Surplus Gold
Medicare Select vs Supreme Enhance One
Medicare Select vs Supreme Enhance Two
Medicare Select vs HeartBeat Platinum
Medicare Select vs HeartBeat Gold
Medicare Select vs Health SuperCharge
Medicare Select vs Aspire Titanium+
Medicare Select vs iHealth Plus
Medicare Select vs ProHealth Prime Advantage
Medicare Select vs Active Fit Preferred
Medicare Select vs Reassure 3.0 Classic
Medicare Select vs Senior Health Advantage
Medicare Select vs Health Wallet
Medicare Select vs Elevate
Medicare Select vs Heart
Medicare Select vs LifeTime Health
Medicare Select vs Reassure 2.0 Titanium+
Medicare Select vs ProHealth Prime Active
Medicare Select vs ProHealth Prime Senior Elite
Medicare Select vs Advanced Top Up
Medicare Select vs Multiplier Health
Medicare Select vs Diabetes Safe Plan A
Medicare Select vs Reassure 2.0 Bronze+
Medicare Select vs Enhance Super Top-up
Medicare Select vs Young Star Silver
Medicare Select vs Star Women Care Policy
Medicare Select vs Joy
Medicare Select vs Supreme Senior Health AdvantEdge
Medicare Select vs Family Plus
Medicare Select vs Criti Shield Plus
Medicare Select vs Health Care Supreme Ultimo
Medicare Select vs Health Shield 360 Retail
Medicare Select vs Super Star
Medicare Select vs Supreme Super Saver
Medicare Select vs Senior First Platinum
Medicare Select vs Optima Secure Global
Medicare Select vs NextGen
Medicare Select vs Health Insurance Platinum
Medicare Select vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read MoreOneassure
Health Insurance
Compare Health Insurance Plans
Health Companion Variant 2022 Vs Medicare Select
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.