Insurance Plans Comparison
Care Enhance Super Top-up Two vs TATA AIG Medicare Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreEnhance Super Top-up Two
High-value super top-up health cover with flexible deductibles for major hospitalisation expenses.
What Makes It Special:
Enhance 2 is a high-deductible health insurance option from Care Health Insurance Limited, designed to provide additional cover once eligible medical expenses cross the selected policy deductible. It offers sum insured choices from ₹30 lakh to ₹55 lakh and deductible options of ₹5 lakh, ₹10 lakh, ₹15 lakh and ₹20...
Best For:
Individuals looking for high sum insured options of ₹30 lakh to ₹55 lakh.
Buyers who can comfortably manage the selected deductible through savings or another insurance policy.
Families seeking a higher overall level of hospitalisation cover without buying an equivalent amount of base health insurance.
Buyers who understand the plan's waiting periods, room category, co-payment and exclusions before choosing it.
People who already have employer-provided or personal health insurance and want additional protection against large hospital bills.
VS
Medicare Select
Comprehensive Health Insurance with Flexible Coverage Options, Unlimited Restoration and Customisable Benefits
What Makes It Special:
TATA AIG MediCare Select is a customisable health insurance plan offering individual and family floater coverage. It combines core hospitalisation benefits with optional features that allow policyholders to adjust their cover to their needs and budget.
Best For:
Flexible sum insured options
Critical illness and daycare treatments
Pre- and post-hospitalization expenses covered
Comprehensive individual and family coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the base policy: Confirm that your existing policy or available funds can meet the deductible and that the policies' terms work together for claims.
Compare room eligibility: The brochure describes a single private AC room with upgrading to the next level; check the exact room entitlement and any linked deductions in the issued wording.
Review waiting periods: Account for the 30-day initial waiting period, 24-month named-ailment waiting period and 36-month pre-existing disease waiting period specified in the supplied Customer Information Sheet.
Confirm the exact policy version: Benefits and exclusions can change. Verify the policy wording, Customer Information Sheet, deductible and sum insured combination offered at purchase.
Choose the deductible carefully: Ensure that you can fund the selected ₹5 lakh to ₹20 lakh deductible when a claim arises.
Covers daycare treatments without overnight stay.
Pre- and post-hospitalization expenses included.
Safeguards against critical illness and emergencies.
Comprehensive coverage for hospitalization and treatment.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Enhance Super Top-up Two Health Insurance Plan VS VS |
![]() Medicare Select Health Insurance Plan |
| Room Rent |
|---|
Enhance Super Top-up Two Single private AC room, with upgrading to the next room category permitted . |
VS VS |
Medicare Select Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category |
| ICU Charges |
|---|
Enhance Super Top-up Two ICU charges are covered without a separate monetary limit stated in the brochure, subject to the policy's sum insured, deductible and terms. |
VS VS |
Medicare Select No restriction on ICU room rent |
| Co-payment |
|---|
Enhance Super Top-up Two A 20% co-payment applies to each admissible claim for first-time entrants aged 61 years or above and their subsequent renewals, as described in the Customer Information Sheet. |
VS VS |
Medicare Select Not available |
| Disease-wise sublimits |
|---|
Enhance Super Top-up Two No separate disease-wise sub-limit |
VS VS |
Medicare Select No |
| Cashless Healthcare Providers |
|---|
Enhance Super Top-up Two Cashless treatment is available at the insurer's network hospitals, subject to hospital participation and pre-authorisation. Use the current Care Health Insurance hospital locator for the live network count. |
VS VS |
Medicare Select 12,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Enhance Super Top-up Two No standard restoration benefit. |
VS VS |
Medicare Select es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Enhance Super Top-up Two No standard cumulative bonus. |
VS VS |
Medicare Select Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| Daycare Treatment |
|---|
Enhance Super Top-up Two Specified daycare treatments requiring less than 24 hours of hospitalisation are covered, subject to the policy wording. |
VS VS |
Medicare Select Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Enhance Super Top-up Two No separate standard consumables benefit. |
VS VS |
Medicare Select No. However, available as an add-on |
| AYUSH Treatment |
|---|
Enhance Super Top-up Two Covered benefit up to the sum insured, subject to applicable policy terms and exclusions. |
VS VS |
Medicare Select Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Enhance Super Top-up Two 30 days for illnesses, except accidents; the waiting period does not apply to continuous renewals as described in the Customer Information Sheet. |
VS VS |
Medicare Select 30 days |
| Specific Waiting Period |
|---|
Enhance Super Top-up Two 24 months of continuous coverage for listed named ailments and procedures, subject to the policy wording. |
VS VS |
Medicare Select 2 years |
| PED Waiting Period |
|---|
Enhance Super Top-up Two 36 months for pre-existing diseases. |
VS VS |
Medicare Select 3 years |
| Modern Treatment |
|---|
Enhance Super Top-up Two Covers eligible inpatient and specified daycare treatment under the policy. Advanced technology methods are subject to the treatments expressly covered in the applicable policy wording. |
VS VS |
Medicare Select Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Enhance Super Top-up Two Available for covered adult members, irrespective of claim history, subject to policy terms. |
VS VS |
Medicare Select Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Enhance Super Top-up Two Eligible medical expenses for up to 30 days before hospitalisation. |
VS VS |
Medicare Select You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Enhance Super Top-up Two Eligible medical expenses for up to 60 days after hospital discharge. |
VS VS |
Medicare Select You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Enhance Super Top-up Two Routine outpatient treatment is excluded under the supplied policy wording. Do not list standard OPD treatment as an included benefit. |
VS VS |
Medicare Select OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Enhance Super Top-up Two ₹5 lakh, ₹10 lakh, ₹15 lakh or ₹20 lakh per policy year, subject to available combinations. Eligible expenses are payable under the policy only after the applicable deductible is met. |
VS VS |
Medicare Select Available as an option |
| Coverage Options |
|---|
Enhance Super Top-up Two Sum insured options of ₹30 lakh, ₹35 lakh, ₹40 lakh, ₹45 lakh, ₹50 lakh and ₹55 lakh, subject to available deductible combinations. |
VS VS |
Medicare Select Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr |
| Claim Settlement Ratio |
|---|
Enhance Super Top-up Two 96.99% |
VS VS |
Medicare Select 95.43% |
| Maternity Cover |
|---|
Enhance Super Top-up Two Maternity and childbirth-related hospitalisation expenses are excluded under the supplied brochure, except for the stated ectopic-pregnancy exception. |
VS VS |
Medicare Select Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Enhance Super Top-up Two vs Optima Secure
Enhance Super Top-up Two vs Super Mediclaim
Enhance Super Top-up Two vs Health Recharge
Enhance Super Top-up Two vs Cancer Cover Activ Cancer Secure Plan
Enhance Super Top-up Two vs Optima Secure Plus
Enhance Super Top-up Two vs Women Care
Enhance Super Top-up Two vs Aspire Diamond+
Enhance Super Top-up Two vs Activate Booster Plan A
Enhance Super Top-up Two vs Active Care Premier
Enhance Super Top-up Two vs ProHealth Accumulate
Enhance Super Top-up Two vs Health Super Saver Standard
Enhance Super Top-up Two vs Supreme Shine
Enhance Super Top-up Two vs Optima Secure Global Plus
Enhance Super Top-up Two vs Health Cardiac Care Silver & Gold Plan
Enhance Super Top-up Two vs myHealth Suraksha Gold
Enhance Super Top-up Two vs LifeTime Health Global
Enhance Super Top-up Two vs Active Fit Plus
Enhance Super Top-up Two vs OneHealth Premium
Enhance Super Top-up Two vs Activ Health Platinum Essential
Enhance Super Top-up Two vs Medicare Plus
Enhance Super Top-up Two vs Medicare Senior
Enhance Super Top-up Two vs Medicare Protect
Enhance Super Top-up Two vs Activ One SAVR
Enhance Super Top-up Two vs Active Assure Diamond
Enhance Super Top-up Two vs Activ One VIP
Enhance Super Top-up Two vs Health Pulse Classic
Enhance Super Top-up Two vs Advantage
Enhance Super Top-up Two vs Special Care Gold
Enhance Super Top-up Two vs Activ One Max
Enhance Super Top-up Two vs Classic
Enhance Super Top-up Two vs Activ One Vytl
Enhance Super Top-up Two vs Supreme
Enhance Super Top-up Two vs Freedom
Enhance Super Top-up Two vs Sarvah Pratham
Enhance Super Top-up Two vs Joy Today
Enhance Super Top-up Two vs Medi Classic
Enhance Super Top-up Two vs Activate Booster Plan B
Enhance Super Top-up Two vs Aspire Gold+
Enhance Super Top-up Two vs Aspire Platinum+
Enhance Super Top-up Two vs Plus Complete
Enhance Super Top-up Two vs Reassure 2.0 Platinum+
Enhance Super Top-up Two vs Elder Care
Enhance Super Top-up Two vs Reassure 3.0 Elite
Enhance Super Top-up Two vs EquiCover
Enhance Super Top-up Two vs Young Star Gold
Enhance Super Top-up Two vs Enhance Super Top-up One
Enhance Super Top-up Two vs Joy Tomorrow
Enhance Super Top-up Two vs Activ One VIP+
Enhance Super Top-up Two vs Reassure 3.0 Select
Enhance Super Top-up Two vs Red Carpet Senior Citizens
Enhance Super Top-up Two vs Medicare Premier
Enhance Super Top-up Two vs Family Health Optima
Enhance Super Top-up Two vs Health Companion Variant 2022
Enhance Super Top-up Two vs Health Companion Variant 3
Enhance Super Top-up Two vs Plus Youth
Enhance Super Top-up Two vs Assure
Enhance Super Top-up Two vs Health Premia Gold
Enhance Super Top-up Two vs Health Premia Platinum
Enhance Super Top-up Two vs Cancer Care Platinum
Enhance Super Top-up Two vs Optima Lite
Enhance Super Top-up Two vs ProHealth Prime Protect
Enhance Super Top-up Two vs Comprehensive
Enhance Super Top-up Two vs HeartBeat Enhanced
Enhance Super Top-up Two vs Reassure
Enhance Super Top-up Two vs Supreme Senior Premium
Enhance Super Top-up Two vs Health Recharge Super Top Up Plan
Enhance Super Top-up Two vs Reassure 3.0
Enhance Super Top-up Two vs myHealth Suraksha Platinum
Enhance Super Top-up Two vs Supreme Value for Money
Enhance Super Top-up Two vs Supreme Senior Super
Enhance Super Top-up Two vs Supreme Enhance
Enhance Super Top-up Two vs Reassure 2.0 Gold
Enhance Super Top-up Two vs Medicare
Enhance Super Top-up Two vs Ultimate (Direct)
Enhance Super Top-up Two vs Young Star
Enhance Super Top-up Two vs Sarvah Param
Enhance Super Top-up Two vs Optima Insurance
Enhance Super Top-up Two vs Smart Super Health Assure
Enhance Super Top-up Two vs Reassure 3.0 Black
Enhance Super Top-up Two vs Health Guard Platinum
Enhance Super Top-up Two vs Health Guard Gold
Enhance Super Top-up Two vs Elevate (Direct)
Enhance Super Top-up Two vs Extra Care Plus Super Top-up
Enhance Super Top-up Two vs Health Care Supreme Smart
Enhance Super Top-up Two vs Smart Health Pro
Enhance Super Top-up Two vs Medi Classic Gold
Enhance Super Top-up Two vs Optima Super Secure
Enhance Super Top-up Two vs Special Care
Enhance Super Top-up Two vs Medicare LITE
Enhance Super Top-up Two vs Health Shield 360
Enhance Super Top-up Two vs SecureHealth
Enhance Super Top-up Two vs Supreme (Direct)
Enhance Super Top-up Two vs Plus
Enhance Super Top-up Two vs Mediclaim Insurance Policy
Enhance Super Top-up Two vs Medicare Select
Enhance Super Top-up Two vs Health Gain
Enhance Super Top-up Two vs myHealth Koti Suraksha
Enhance Super Top-up Two vs Senior
Enhance Super Top-up Two vs myHealth Suraksha Silver
Enhance Super Top-up Two vs Cardiac Care Platinum
Enhance Super Top-up Two vs Royal Sundaram Lifeline Elite
Enhance Super Top-up Two vs Super Surplus Gold
Enhance Super Top-up Two vs Supreme Enhance One
Enhance Super Top-up Two vs Supreme Enhance Two
Enhance Super Top-up Two vs HeartBeat Platinum
Enhance Super Top-up Two vs HeartBeat Gold
Enhance Super Top-up Two vs Health SuperCharge
Enhance Super Top-up Two vs Aspire Titanium+
Enhance Super Top-up Two vs iHealth Plus
Enhance Super Top-up Two vs ProHealth Prime Advantage
Enhance Super Top-up Two vs Active Fit Preferred
Enhance Super Top-up Two vs Reassure 3.0 Classic
Enhance Super Top-up Two vs Senior Health Advantage
Enhance Super Top-up Two vs Health Wallet
Enhance Super Top-up Two vs Elevate
Enhance Super Top-up Two vs Heart
Enhance Super Top-up Two vs LifeTime Health
Enhance Super Top-up Two vs Reassure 2.0 Titanium+
Enhance Super Top-up Two vs ProHealth Prime Active
Enhance Super Top-up Two vs ProHealth Prime Senior Elite
Enhance Super Top-up Two vs Advanced Top Up
Enhance Super Top-up Two vs Multiplier Health
Enhance Super Top-up Two vs Diabetes Safe Plan A
Enhance Super Top-up Two vs Reassure 2.0 Bronze+
Enhance Super Top-up Two vs Enhance Super Top-up
Enhance Super Top-up Two vs Young Star Silver
Enhance Super Top-up Two vs Star Women Care Policy
Enhance Super Top-up Two vs Joy
Enhance Super Top-up Two vs Supreme Senior Health AdvantEdge
Enhance Super Top-up Two vs Family Plus
Enhance Super Top-up Two vs Criti Shield Plus
Enhance Super Top-up Two vs Health Care Supreme Ultimo
Enhance Super Top-up Two vs Health Shield 360 Retail
Enhance Super Top-up Two vs Super Star
Enhance Super Top-up Two vs Supreme Super Saver
Enhance Super Top-up Two vs Senior First Platinum
Enhance Super Top-up Two vs Optima Secure Global
Enhance Super Top-up Two vs NextGen
Enhance Super Top-up Two vs Health Insurance Platinum
Enhance Super Top-up Two vs Energy Silver With Copay
Medicare Select vs Optima Secure
Medicare Select vs Super Mediclaim
Medicare Select vs Health Recharge
Medicare Select vs Cancer Cover Activ Cancer Secure Plan
Medicare Select vs Optima Secure Plus
Medicare Select vs Women Care
Medicare Select vs Aspire Diamond+
Medicare Select vs Activate Booster Plan A
Medicare Select vs Active Care Premier
Medicare Select vs ProHealth Accumulate
Medicare Select vs Health Super Saver Standard
Medicare Select vs Supreme Shine
Medicare Select vs Optima Secure Global Plus
Medicare Select vs Health Cardiac Care Silver & Gold Plan
Medicare Select vs myHealth Suraksha Gold
Medicare Select vs LifeTime Health Global
Medicare Select vs Active Fit Plus
Medicare Select vs OneHealth Premium
Medicare Select vs Activ Health Platinum Essential
Medicare Select vs Medicare Plus
Medicare Select vs Medicare Senior
Medicare Select vs Enhance Super Top-up Two
Medicare Select vs Medicare Protect
Medicare Select vs Activ One SAVR
Medicare Select vs Active Assure Diamond
Medicare Select vs Activ One VIP
Medicare Select vs Health Pulse Classic
Medicare Select vs Advantage
Medicare Select vs Special Care Gold
Medicare Select vs Activ One Max
Medicare Select vs Classic
Medicare Select vs Activ One Vytl
Medicare Select vs Supreme
Medicare Select vs Freedom
Medicare Select vs Sarvah Pratham
Medicare Select vs Joy Today
Medicare Select vs Medi Classic
Medicare Select vs Activate Booster Plan B
Medicare Select vs Aspire Gold+
Medicare Select vs Aspire Platinum+
Medicare Select vs Plus Complete
Medicare Select vs Reassure 2.0 Platinum+
Medicare Select vs Elder Care
Medicare Select vs Reassure 3.0 Elite
Medicare Select vs EquiCover
Medicare Select vs Young Star Gold
Medicare Select vs Enhance Super Top-up One
Medicare Select vs Joy Tomorrow
Medicare Select vs Activ One VIP+
Medicare Select vs Reassure 3.0 Select
Medicare Select vs Red Carpet Senior Citizens
Medicare Select vs Medicare Premier
Medicare Select vs Family Health Optima
Medicare Select vs Health Companion Variant 2022
Medicare Select vs Health Companion Variant 3
Medicare Select vs Plus Youth
Medicare Select vs Assure
Medicare Select vs Health Premia Gold
Medicare Select vs Health Premia Platinum
Medicare Select vs Cancer Care Platinum
Medicare Select vs Optima Lite
Medicare Select vs ProHealth Prime Protect
Medicare Select vs Comprehensive
Medicare Select vs HeartBeat Enhanced
Medicare Select vs Reassure
Medicare Select vs Supreme Senior Premium
Medicare Select vs Health Recharge Super Top Up Plan
Medicare Select vs Reassure 3.0
Medicare Select vs myHealth Suraksha Platinum
Medicare Select vs Supreme Value for Money
Medicare Select vs Supreme Senior Super
Medicare Select vs Supreme Enhance
Medicare Select vs Reassure 2.0 Gold
Medicare Select vs Medicare
Medicare Select vs Ultimate (Direct)
Medicare Select vs Young Star
Medicare Select vs Sarvah Param
Medicare Select vs Optima Insurance
Medicare Select vs Smart Super Health Assure
Medicare Select vs Reassure 3.0 Black
Medicare Select vs Health Guard Platinum
Medicare Select vs Health Guard Gold
Medicare Select vs Elevate (Direct)
Medicare Select vs Extra Care Plus Super Top-up
Medicare Select vs Health Care Supreme Smart
Medicare Select vs Smart Health Pro
Medicare Select vs Medi Classic Gold
Medicare Select vs Optima Super Secure
Medicare Select vs Special Care
Medicare Select vs Medicare LITE
Medicare Select vs Health Shield 360
Medicare Select vs SecureHealth
Medicare Select vs Supreme (Direct)
Medicare Select vs Plus
Medicare Select vs Mediclaim Insurance Policy
Medicare Select vs Health Gain
Medicare Select vs myHealth Koti Suraksha
Medicare Select vs Senior
Medicare Select vs myHealth Suraksha Silver
Medicare Select vs Cardiac Care Platinum
Medicare Select vs Royal Sundaram Lifeline Elite
Medicare Select vs Super Surplus Gold
Medicare Select vs Supreme Enhance One
Medicare Select vs Supreme Enhance Two
Medicare Select vs HeartBeat Platinum
Medicare Select vs HeartBeat Gold
Medicare Select vs Health SuperCharge
Medicare Select vs Aspire Titanium+
Medicare Select vs iHealth Plus
Medicare Select vs ProHealth Prime Advantage
Medicare Select vs Active Fit Preferred
Medicare Select vs Reassure 3.0 Classic
Medicare Select vs Senior Health Advantage
Medicare Select vs Health Wallet
Medicare Select vs Elevate
Medicare Select vs Heart
Medicare Select vs LifeTime Health
Medicare Select vs Reassure 2.0 Titanium+
Medicare Select vs ProHealth Prime Active
Medicare Select vs ProHealth Prime Senior Elite
Medicare Select vs Advanced Top Up
Medicare Select vs Multiplier Health
Medicare Select vs Diabetes Safe Plan A
Medicare Select vs Reassure 2.0 Bronze+
Medicare Select vs Enhance Super Top-up
Medicare Select vs Young Star Silver
Medicare Select vs Star Women Care Policy
Medicare Select vs Joy
Medicare Select vs Supreme Senior Health AdvantEdge
Medicare Select vs Family Plus
Medicare Select vs Criti Shield Plus
Medicare Select vs Health Care Supreme Ultimo
Medicare Select vs Health Shield 360 Retail
Medicare Select vs Super Star
Medicare Select vs Supreme Super Saver
Medicare Select vs Senior First Platinum
Medicare Select vs Optima Secure Global
Medicare Select vs NextGen
Medicare Select vs Health Insurance Platinum
Medicare Select vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

