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Insurance Plans Comparison

Aditya Birla Activ One VIP+ vs Care Supreme (Direct)

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Activ One VIP+

Activ One VIP+

What Makes It Special:

Activ One VIP+ is the global-cover-focused variant providing international protection for both planned and emergency treatment, alongside comprehensive domestic health insurance.

Best For:

  • Buyers wanting maternity and overseas protection

  • Customers wanting high sum insured

  • Frequent international travellers

  • Customer seeking international plan treatment

VS
Care

Supreme (Direct)

Care Supreme (Direct)

What Makes It Special:

Supreme (Direct) focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Activ One VIP+

  • International benefits should be checked against the policy schedule.

  • The plan is designed for higher sum insured levels.

  • Travel duration limits apply.

  • Overseas treatment is subject to geographical, eligibility and policy conditions.

Care Supreme (Direct)

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ One VIP+
Activ One VIP+

Health Insurance Plan

Brochure

Policy Wording

VS
Supreme (Direct)
Supreme (Direct)

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Activ One VIP+

Normal: Actuals up to Sum Insured.

ICU: Actuals up to Sum Insured.

VS

Supreme (Direct)

Full coverage for ICU and normal room charges up to SI.

Advanced Treatments

Activ One VIP+

List all covered advanced/modern treatments mentioned: Uterine Artery Embolization and HIFU (High intensity focused ultrasound), Immunotherapy- Monoclonal Antibody, Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment), Stem Cell Therapy (Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions), Balloon Sinuplasty, Oral Chemotherapy, Robotic Surgeries, Stereotactic Radio Surgeries, Deep Brain Stimulation, Intra Vitreal Injections, Bronchial Thermoplasty, and IONM (Intra Operative Neuro Monitoring).

VS

Supreme (Direct)

Information Unavailable

ICU Charges

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Full coverage for ICU expenses and normal room charges up to sum insured.

Co-payment

Activ One VIP+

Not mentioned

VS

Supreme (Direct)

No mandatory co-payment; optional voluntary co-payment available.

Disease-wise sublimits

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

No disease-wise sub-limits.

Waiting Period

Activ One VIP+

Initial Waiting Period: 30 Days.

Pre-existing Disease Waiting Period: 3 years.

Specific Disease/Procedure Waiting Period: 2 years.

VS

Supreme (Direct)

Information Unavailable

Cashless Healthcare Providers

Activ One VIP+

10,000+ Network hospitals.

VS

Supreme (Direct)

5,000+ network hospitals across India.

Restoration Benefit

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Unlimited restoration benefit available.

Daycare Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Supreme (Direct)

Covers 200+ medical procedures: dialysis, chemotherapy, cataract surgery, etc.

Cumulative Bonus

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Provided annually on no-claim basis (specific % varies by year).

AYUSH Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Supreme (Direct)

Covered on cashless basis at network facilities.

Consumable Cover

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Included as part of hospitalisation expenses.

Initial Waiting Period

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

30 days (except accidents).

Specific Waiting Period

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

2 years for specified ailments.

PED Waiting Period

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

3 years for pre-existing diseases.

Modern Treatment

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Covers cutting-edge procedures: robotic surgery, stem cell therapy, organ transplants, and other advanced treatments.

Annual Health Checkup

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Available on cashless basis.

Pre-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Pre-existing diseases covered after 3 years waiting period.

Post-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Covered as part of related hospitalisation medical expenses.

Outpatient Department Cover (OPD Expense)

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Not available in base plan, present as an add on.

Deductible Option

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Optional feature available.

Coverage Options

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Multiple SI options available (varies by plan).

Claim Settlement Ratio

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

80%

Maternity Cover

Activ One VIP+

Information Unavailable

VS

Supreme (Direct)

Availability to be confirmed from policy document.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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