Oneassure

Partner with us

Insurance Plans Comparison

Aditya Birla Activ One VIP+ vs Star Diabetes Safe Plan A

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Read more
Aditya Birla

Activ One VIP+

Activ One VIP+

What Makes It Special:

Activ One VIP+ is the global-cover-focused variant providing international protection for both planned and emergency treatment, alongside comprehensive domestic health insurance.

Best For:

  • Buyers wanting maternity and overseas protection

  • Customers wanting high sum insured

  • Frequent international travellers

  • Customer seeking international plan treatment

VS
Star

Diabetes Safe Plan A

Health Insurance Designed for People with Type I or Type II Diabetes

What Makes It Special:

Diabetes-Focused Health Insurance

Best For:

  • Eligible couples considering individual or floater coverage.

  • Customers who want outpatient benefits at network hospitals and diagnostic centres.

  • Individuals looking for hospitalisation cover for other illnesses and accidental injuries.

  • Customers seeking cover for eligible diabetes complications.

  • Individuals aged 18 to 65 years with Type I or Type II Diabetes Mellitus.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Activ One VIP+

  • International benefits should be checked against the policy schedule.

  • The plan is designed for higher sum insured levels.

  • Travel duration limits apply.

  • Overseas treatment is subject to geographical, eligibility and policy conditions.

Star Diabetes Safe Plan A

  • Understand the restoration benefit and its individual-policy restriction.

  • Review the room category and pre- and post-hospitalisation limits.

  • Check cataract and modern treatment sublimits.

  • Review the Sum Insured and outpatient benefit limits.

  • Check the waiting period for diabetes complications under Plan B.

  • Understand the medical screening requirement under Plan A.

  • Compare Plan A and Plan B.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ One VIP+
Activ One VIP+

Health Insurance Plan

Brochure

Policy Wording

VS
Diabetes Safe Plan A
Diabetes Safe Plan A

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Activ One VIP+

Normal: Actuals up to Sum Insured.

ICU: Actuals up to Sum Insured.

VS

Diabetes Safe Plan A

  1. Single standard air-conditioned room, subject to policy terms and applicable limits.
Advanced Treatments

Activ One VIP+

List all covered advanced/modern treatments mentioned: Uterine Artery Embolization and HIFU (High intensity focused ultrasound), Immunotherapy- Monoclonal Antibody, Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment), Stem Cell Therapy (Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions), Balloon Sinuplasty, Oral Chemotherapy, Robotic Surgeries, Stereotactic Radio Surgeries, Deep Brain Stimulation, Intra Vitreal Injections, Bronchial Thermoplasty, and IONM (Intra Operative Neuro Monitoring).

VS

Diabetes Safe Plan A

Information Unavailable

ICU Charges

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Covered as part of eligible hospitalisation expenses, subject to policy terms.

Co-payment

Activ One VIP+

Not mentioned

VS

Diabetes Safe Plan A

Not specified.

Disease-wise sublimits

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Sublimits apply to specified treatments, including cataract and certain modern treatments. Plan B also has limits for specified cardiovascular complications.

Waiting Period

Activ One VIP+

Initial Waiting Period: 30 Days.

Pre-existing Disease Waiting Period: 3 years.

Specific Disease/Procedure Waiting Period: 2 years.

VS

Diabetes Safe Plan A

Information Unavailable

Cashless Healthcare Providers

Activ One VIP+

10,000+ Network hospitals.

VS

Diabetes Safe Plan A

Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions.

Restoration Benefit

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

100% of the basic Sum Insured is restored once during the policy period for eligible Section 2 claims on individual policies. This benefit is not available on floater policies.

Daycare Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Diabetes Safe Plan A

Eligible daycare procedures are covered, subject to policy terms.

Cumulative Bonus

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Not specified.

AYUSH Treatment

Activ One VIP+

Actuals up to Sum Insured

VS

Diabetes Safe Plan A

Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms. Yoga and Naturopathy require prior approval.

Consumable Cover

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Not specified.

Initial Waiting Period

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

  1. 30 days for applicable illnesses, except covered accidents. The waiting period applies according to the selected plan and policy section.
Specific Waiting Period

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

24 months for specified diseases and procedures under applicable sections. A 12-month waiting period applies to specified diabetes complications under Plan B.

PED Waiting Period

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

36 months for pre-existing diseases under applicable sections.

Modern Treatment

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

  1. Specified modern treatments are covered, subject to treatment-specific limits.
Annual Health Checkup

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Not specified.

Pre-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Up to 30 days before hospital admission.

Post-Hospitalisation

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Up to 60 days after discharge, limited to 7% of eligible hospitalisation expenses and a maximum of ₹5,000 per hospitalisation.

Outpatient Department Cover (OPD Expense)

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Covered at network hospitals and diagnostic centres. Limits vary by plan, Sum Insured and individual or floater basis.

Deductible Option

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Not specified.

Coverage Options

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Individual and Family Floater for self and spouse.

Claim Settlement Ratio

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Insurer-level metric, not a policy benefit.

Maternity Cover

Activ One VIP+

Information Unavailable

VS

Diabetes Safe Plan A

Not covered, except ectopic pregnancy as specified in the policy.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Compare With Other Health Insurance Plans

Activ One VIP+ vs Optima Secure

Activ One VIP+ vs Super Mediclaim

Activ One VIP+ vs Health Recharge

Activ One VIP+ vs Cancer Cover Activ Cancer Secure Plan

Activ One VIP+ vs Optima Secure Plus

Diabetes Safe Plan A vs Optima Secure

Diabetes Safe Plan A vs Super Mediclaim

Diabetes Safe Plan A vs Health Recharge

Diabetes Safe Plan A vs Cancer Cover Activ Cancer Secure Plan

Diabetes Safe Plan A vs Optima Secure Plus

Oneassure

Health Insurance

Compare Health Insurance Plans

Activ One Vip+ Vs Diabetes Safe Plan A

Policy Pal

Chat with PolicyPal

Get a free policy review

No pressure. No product push. Just honest advice.