Insurance Plans Comparison
Aditya Birla Activ One Max vs Royal Sundaram Royal Sundaram Lifeline Elite
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Aditya Birla Activ One MAX is an all-encompassing health insurance plan offering coverage from ₹2 lakh up to ₹6 crore, ideal for individuals and families. It includes unlimited room rent and hospitalisation expenses, Super Reload unlimited sum insured refills, Super Credit sum boosts up to 500%, and HealthReturns™ that reward...
Best For:
High-Sum Insured Premium Plan
Wellness Reward-Based Health Insurance
Unlimited Restoration Medical Coverage
Advanced Family Floater Protection
VS
Royal Sundaram Lifeline Elite
Royal Sundaram Lifeline Elite
What Makes It Special:
Royal Sundaram Lifeline focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Ultra‑high coverage up to ₹6 crore
Unlimited super‑reload sum insured refills
HealthReturns™ rewards boost wellness savings
No room rent or co‑payment restrictions
Chronic care and enhanced add‑on protection
Not available
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One Max Health Insurance Plan VS VS |
![]() Royal Sundaram Lifeline Elite Health Insurance Plan |
| Room Rent |
|---|
Activ One Max All room categories are covered |
VS VS |
Royal Sundaram Lifeline Elite
|
| ICU Charges |
|---|
Activ One Max No restriction on ICU room rent |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Advanced Treatments |
|---|
Activ One Max Not Available |
VS VS |
Royal Sundaram Lifeline Elite
|
| Co-payment |
|---|
Activ One Max Available as an option |
VS VS |
Royal Sundaram Lifeline Elite No co-payment is required; the policy covers eligible medical expenses up to the sum insured without any cost-sharing by the insured. |
| Disease-wise sublimits |
|---|
Activ One Max No |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Waiting Period |
|---|
Activ One Max Not Available |
VS VS |
Royal Sundaram Lifeline Elite
|
| Cashless Healthcare Providers |
|---|
Activ One Max 11000+ Healthcare Providers |
VS VS |
Royal Sundaram Lifeline Elite 10,000+ HealthCare Providers. |
| Restoration Benefit |
|---|
Activ One Max Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Cumulative Bonus |
|---|
Activ One Max Your sum insured increases by 100% every year up to 500%, maximum 3cr |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Daycare Treatment |
|---|
Activ One Max Covers medical expenses for treatments not requiring 24-hour hospitalisation, up to your annual sum insured |
VS VS |
Royal Sundaram Lifeline Elite Covers all day care procedures that require hospitalization for less than 24 hours, up to the sum insured. |
| Consumable Cover |
|---|
Activ One Max Yes |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| AYUSH Treatment |
|---|
Activ One Max Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Royal Sundaram Lifeline Elite Expenses for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered up to the sum insured. |
| Initial Waiting Period |
|---|
Activ One Max 30 days |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Specific Waiting Period |
|---|
Activ One Max 2 years |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| PED Waiting Period |
|---|
Activ One Max 3 years |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Modern Treatment |
|---|
Activ One Max Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Annual Health Checkup |
|---|
Activ One Max Health check-up is available from the first policy year |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Pre-Hospitalisation |
|---|
Activ One Max You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Post-Hospitalisation |
|---|
Activ One Max You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One Max OPD expense is not included |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Deductible Option |
|---|
Activ One Max Available as an option |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Coverage Options |
|---|
Activ One Max Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Claim Settlement Ratio |
|---|
Activ One Max 96% |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
| Maternity Cover |
|---|
Activ One Max Not available |
VS VS |
Royal Sundaram Lifeline Elite Not Available |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
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High sum insured with cashless care
Multiple coverage options based on your family needs
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Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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