Insurance Plans Comparison
Star Super Star vs HDFC ERGO Energy Silver With Copay
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreSuper Star
Super Star
What Makes It Special:
Super Star is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Energy Silver With Copay
HDFC ERGO Energy Silver Plan
What Makes It Special:
Energy Silver focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
Day-one coverage, no waiting period
Reward-based health insurance plan
Comprehensive wellness-focused protection
Dedicated diabetes and hypertension coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
You need pre and post-hospitalization costs covered
You appreciate restore and cumulative bonus on sum insured
You want reward points for maintaining health
You need day-one hospitalization, no waiting period
You want health cover for diabetes or hypertension
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Super Star Health Insurance Plan VS VS |
![]() Energy Silver With Copay Health Insurance Plan |
| Room Rent |
|---|
Super Star Any Room Covered up to Sum Insured |
VS VS |
Energy Silver With Copay All room categories are covered |
| Advanced Treatments |
|---|
Super Star Covers modern treatments including robotic surgeries, stem cell therapy for bone marrow transplant, deep brain stimulation, immunotherapy, oral chemotherapy, stereotactic radiosurgery, bronchial thermoplasty, uterine artery embolisation, balloon sinuplasty, holmium laser treatment, and IONM. |
VS VS |
Energy Silver With Copay Not Available |
| ICU Charges |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay No restriction on ICU room rent |
| Co-payment |
|---|
Super Star No Mandatory Co-payment |
VS VS |
Energy Silver With Copay Available as an option |
| Disease-wise sublimits |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay No |
| Waiting Period |
|---|
Super Star Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period: 36 Months |
VS VS |
Energy Silver With Copay Not Available |
| Cashless Healthcare Providers |
|---|
Super Star Available |
VS VS |
Energy Silver With Copay 15,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Daycare Treatment |
|---|
Super Star Covered |
VS VS |
Energy Silver With Copay Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Cumulative Bonus |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Your sum insured increases by 10% every year, maximum up to 100% |
| AYUSH Treatment |
|---|
Super Star Covered |
VS VS |
Energy Silver With Copay Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Consumable Cover |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Yes |
| Initial Waiting Period |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay 30 days |
| Specific Waiting Period |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay 2 years |
| PED Waiting Period |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay 2 years |
| Modern Treatment |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Health check-up is available twice every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay OPD expense is not included |
| Deductible Option |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Not available |
| Coverage Options |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Available coverage options: ₹2L, 3L, 5L, 10L, 20L, 25L, 50L |
| Claim Settlement Ratio |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay 95% |
| Maternity Cover |
|---|
Super Star Not Available |
VS VS |
Energy Silver With Copay Not available |
Insurance Plans Comparison
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What Our Experts Help You With
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Insurance Plans Comparison
Explore Insurance Category
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Tailored for seniors healthcare needs
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Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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