HDFC ERGO Energy Silver Plan

No restriction on ICU room rent

No

Available as an option

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Your sum insured increases by 10% every year, maximum up to 100%

All room categories are covered

Yes

30 days

2 years

2 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Health check-up is available twice every policy year, from day 1 of the policy

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

OPD expense is not included

Not available

15,000+ Healthcare Providers

Available coverage options: ₹2L, 3L, 5L, 10L, 20L, 25L, 50L

Not available

95%