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Insurance Plans Comparison

Aditya Birla Activ Health Platinum Essential vs Aditya Birla Activ One SAVR

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Aditya Birla

Activ Health Platinum Essential

Activ Health Platinum Essential

What Makes It Special:

Activ Health Platinum Essential combines hospitalization protection with wellness and chronic-care features, including Day 1 coverage for specified chronic conditions under the applicable product terms.

Best For:

  • Customers wanting health assessment support

  • Buyers looking for wellness benefits

  • People with listed lifestyle conditions

  • Customers looking for an affordable, comprehensive plan

VS
Aditya Birla

Activ One SAVR

Activ One SAVR

What Makes It Special:

Activ One focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Aditya Birla Activ Health Platinum Essential

  • Customers wanting health assessment support

  • Buyers looking for wellness benefits

  • People with listed lifestyle conditions

  • Customers looking for an affordable comprehensive plan

Aditya Birla Activ One SAVR

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ Health Platinum Essential
Activ Health Platinum Essential

Health Insurance Plan

Brochure

VS
Activ One SAVR
Activ One SAVR

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Activ Health Platinum Essential

Any room.

VS

Activ One SAVR

Covered up to base sum insured

ICU Charges

Activ Health Platinum Essential

Covered

VS

Activ One SAVR

Covered up to base sum insured.

Co-payment

Activ Health Platinum Essential

20% mandatory unless applicable waiver is selected.

VS

Activ One SAVR

No zone-wise co-payment.

Disease-wise sublimits

Activ Health Platinum Essential

Applicable.

VS

Activ One SAVR

No cap on major treatments.

Cashless Healthcare Providers

Activ Health Platinum Essential

16,500 + current insurer network

VS

Activ One SAVR

16,500 + current insurer network

Restoration Benefit

Activ Health Platinum Essential

Available as add-on.

VS

Activ One SAVR

100% base sum insured is reinstated instantly upon exhaustion, usable unlimited times per policy year for both same or different illnesses under super reload.

Cumulative Bonus

Activ Health Platinum Essential

10% per year, up to 100%

VS

Activ One SAVR

Super credit structure is present.

Daycare Treatment

Activ Health Platinum Essential

Covered.

VS

Activ One SAVR

Covered

Consumable Cover

Activ Health Platinum Essential

Optional/subject to policy.

VS

Activ One SAVR

Claim protect is present.

AYUSH Treatment

Activ Health Platinum Essential

Covered.

VS

Activ One SAVR

Full coverage for inpatient hospital admissions in recognised Ayurveda, Yoga, Unani, Siddha, and Homoeopathy medical facilities up to sum insured

Initial Waiting Period

Activ Health Platinum Essential

30 days

VS

Activ One SAVR

30 days

Specific Waiting Period

Activ Health Platinum Essential

24 months

VS

Activ One SAVR

24 months

PED Waiting Period

Activ Health Platinum Essential

36 months

VS

Activ One SAVR

36 months

Modern Treatment

Activ Health Platinum Essential

Covered.

VS

Activ One SAVR

Covered up to base sum insured.

Annual Health Checkup

Activ Health Platinum Essential

Once every policy year

VS

Activ One SAVR

Once every policy year

Pre-Hospitalisation

Activ Health Platinum Essential

30 days

VS

Activ One SAVR

90 days

Post-Hospitalisation

Activ Health Platinum Essential

60 days

VS

Activ One SAVR

180 days

Outpatient Department Cover (OPD Expense)

Activ Health Platinum Essential

Not standard base limit

VS

Activ One SAVR

Chronic care programme is present as an optional add-on, where outpatient doctor consultation, e-consults, and diagnostic tests specifically for managed conditions are present

Deductible Option

Activ Health Platinum Essential

Subject to applicable optional benefit

VS

Activ One SAVR

Available

Coverage Options

Activ Health Platinum Essential

Individual / Family Floater

VS

Activ One SAVR

Available as individual and floater

Claim Settlement Ratio

Activ Health Platinum Essential

97%

VS

Activ One SAVR

97% insurer level FY 2025-26

Maternity Cover

Activ Health Platinum Essential

Available as an add-on

VS

Activ One SAVR

Not covered under standard policy structure.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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