Insurance Plans Comparison
Aditya Birla Activ One SAVR vs Niva Bupa Health Recharge Super Top Up Plan
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActiv One SAVR
Activ One SAVR
What Makes It Special:
Activ One is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Health Recharge Super Top Up Plan
Niva Bupa Health Recharge Super Top Up Plan
What Makes It Special:
Health Recharge Super Top Up Plan focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
High coverage for seniors and their families
Easy cashless service across hospitals nationwide
Covers daycare and hospital treatments
Extra add-ons for enhanced protection
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Prefer daily coverage for pharmacy & diagnostics
Want flexible deductible options for lower premiums
Need cashless treatment at large hospital network
Prefer 60-day pre & 90-day post-hospital care
You want coverage up to ₹95 lakhs
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One SAVR Health Insurance Plan VS VS |
Health Recharge Super Top Up Plan Health Insurance Plan |
| Room Rent |
|---|
Activ One SAVR Covered up to base sum insured |
VS VS |
Health Recharge Super Top Up Plan Accomodation up to 1% of Base Sum Insured per day is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category |
| ICU Charges |
|---|
Activ One SAVR Covered up to base sum insured. |
VS VS |
Health Recharge Super Top Up Plan No restriction on ICU room rent |
| Co-payment |
|---|
Activ One SAVR No zone-wise co-payment. |
VS VS |
Health Recharge Super Top Up Plan Not Available |
| Disease-wise sublimits |
|---|
Activ One SAVR No cap on major treatments. |
VS VS |
Health Recharge Super Top Up Plan No |
| Cashless Healthcare Providers |
|---|
Activ One SAVR 16,500 + current insurer network |
VS VS |
Health Recharge Super Top Up Plan Information Unavailable |
| Restoration Benefit |
|---|
Activ One SAVR 100% base sum insured is reinstated instantly upon exhaustion, usable unlimited times per policy year for both same or different illnesses under super reload. |
VS VS |
Health Recharge Super Top Up Plan Not Available |
| Cumulative Bonus |
|---|
Activ One SAVR Super credit structure is present. |
VS VS |
Health Recharge Super Top Up Plan Your sum insured increases by 5% every year, maximum up to 50% |
| Daycare Treatment |
|---|
Activ One SAVR Covered |
VS VS |
Health Recharge Super Top Up Plan Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Activ One SAVR Claim protect is present. |
VS VS |
Health Recharge Super Top Up Plan Yes |
| AYUSH Treatment |
|---|
Activ One SAVR Full coverage for inpatient hospital admissions in recognised Ayurveda, Yoga, Unani, Siddha, and Homoeopathy medical facilities up to sum insured |
VS VS |
Health Recharge Super Top Up Plan Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Activ One SAVR 30 days |
VS VS |
Health Recharge Super Top Up Plan 30 days. |
| Specific Waiting Period |
|---|
Activ One SAVR 24 months |
VS VS |
Health Recharge Super Top Up Plan 2 years |
| PED Waiting Period |
|---|
Activ One SAVR 36 months |
VS VS |
Health Recharge Super Top Up Plan 3 years |
| Modern Treatment |
|---|
Activ One SAVR Covered up to base sum insured. |
VS VS |
Health Recharge Super Top Up Plan Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Activ One SAVR Once every policy year |
VS VS |
Health Recharge Super Top Up Plan Not Available |
| Pre-Hospitalisation |
|---|
Activ One SAVR 90 days |
VS VS |
Health Recharge Super Top Up Plan You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Activ One SAVR 180 days |
VS VS |
Health Recharge Super Top Up Plan You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One SAVR Chronic care programme is present as an optional add-on, where outpatient doctor consultation, e-consults, and diagnostic tests specifically for managed conditions are present |
VS VS |
Health Recharge Super Top Up Plan OPD expenses are covered |
| Deductible Option |
|---|
Activ One SAVR Available |
VS VS |
Health Recharge Super Top Up Plan Available |
| Coverage Options |
|---|
Activ One SAVR Available as individual and floater |
VS VS |
Health Recharge Super Top Up Plan Available coverage options: ₹2L, 3L, 4L, 5L, 7.5L, 10L, 15L, 25L, 40L, 45L, 65L, 70L, 90L, 95L. |
| Claim Settlement Ratio |
|---|
Activ One SAVR 97% insurer level FY 2025-26 |
VS VS |
Health Recharge Super Top Up Plan 92.02% |
| Maternity Cover |
|---|
Activ One SAVR Not covered under standard policy structure. |
VS VS |
Health Recharge Super Top Up Plan Not Available |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
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One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
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Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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