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Niva Bupa Health Recharge Super Top Up Plan

Niva Bupa Health Recharge Super Top Up Plan

Experience India's most trusted health insurance with Niva Bupa Health Insurance. Get instant cashless treatment at 10000 network hospitals with sum insured up to ₹50 lakhs.

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92.02

Claim Settlement Ratio

10000

Network Hospitals

7

Customer Rating

Our Verdict

Expert Review: Niva Bupa Health Insurance

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Final Verdict

The Niva Bupa Health Recharge Plan offers comprehensive coverage with a high sum insured, no room rent restrictions, and global treatment access. Ideal for those seeking additional coverage alongside existing plans.

About

About Niva Bupa Health Insurance

The Niva Bupa Health Recharge Plan is a super top-up health insurance policy that offers additional financial protection against high medical expenses. With sum insured options ranging from ₹2 lakh to ₹95 lakh, it covers inpatient treatments, daycare procedures, and removes room rent restrictions. The plan activates once medical expenses exceed a predefined deductible, which can align with existing health insurance or employer coverage. It provides enhanced coverage without significantly raising premiums, ensuring comprehensive protection...

Inclusions and Exclusions

Inclusions and Exclusions of Niva Bupa Insurance Company Limited

Disease-wise sublimits

  • No

Co-payment

  • Not Available

Restoration Benefit

  • Not Available

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Exclusions

  • Treatment for pre-existing conditions within the waiting period.

  • Cosmetic and plastic surgeries unless medically necessary.

  • Dental treatment unless due to an accident.

  • Injuries caused by hazardous activities or self-inflicted harm.

  • Treatment related to drug or alcohol abuse.

  • Congenital diseases and genetic disorders.

  • Non-allopathic treatments except AYUSH coverage.

  • Experimental or unproven medical procedures.

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About the company

About the company

Niva Bupa Health Insurance Company Ltd. (formerly Max Bupa) is a standalone health insurer in India, formed through a joint venture between the UK-based Bupa Group and Indian private equity firm True North. Established in 2008, the company offers a comprehensive range of health insurance products for individuals, families, and senior citizens, designed to make quality healthcare more accessible and affordable. The company operates with a nationwide network of over 10,000 hospitals and provides coverage...

FAQs

Frequently Asked Questions

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