What is the waiting period for pre-existing diseases in Activ One SAVR?

Pre-existing diseases are covered after 3 years of continuous coverage. The plan also offers an optional cover to reduce the PED waiting period.

What makes Activ One SAVR different from standard health insurance plans?

The plan includes unlimited super reload, super credit benefits, chronic care support, wellness rewards through HealthReturns, and global emergency coverage features.

Does Activ One SAVR offer cashless hospitalization?

Yes, cashless treatment is available at network hospitals. Certain OPD chronic management services are also available through empanelled providers on a cashless basis.

Are wellness and fitness benefits available under this plan?

Yes, policyholders can earn HealthReturns rewards through health assessments and fitness activities. Rewards can be used for OPD expenses and health wearable purchases.

OneAssure

Health Insurance

Aditya Birla

Activ One SAVR

Experience India's most trusted health insurance with Aditya Birla Health Insurance. Get instant cashless treatment at 8000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

8000

Network Hospitals

0

Customer Rating

Get a Quote

96

Claim Settlement Ratio

8000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Aditya Birla Health Insurance

Final Verdict

Activ One SAVR combines hospitalization coverage with wellness rewards, chronic care support, and unlimited reload benefits. It is suitable for buyers looking for customizable long-term health insurance coverage.

About

About Aditya Birla Health Insurance

Activ One SAVR is a comprehensive health insurance plan designed to provide broad hospitalization coverage along with wellness, chronic care, and global health benefits. The plan covers inpatient hospitalization, modern treatments, daycare procedures, AYUSH treatment, domiciliary hospitalization, home healthcare, organ donor expenses, and maternity benefits. It also includes features like unlimited super reload, super credit for increasing coverage, annual health check-ups, and HealthReturns wellness rewards. Optional covers further allow policyholders to customize benefits like critical illness cover, personal accident cover, and reduced waiting periods.

Activ One SAVR is a comprehensive health insurance plan designed to provide broad hospitalization coverage along with wellness, chronic care, and global health benefits. The plan covers inpatient hospitalization, modern treatments, daycare procedures, AYUSH treatment, domiciliary hospitalization, home healthcare, organ donor expenses, and maternity benefits. It also includes features like unlimited super reload, super credit for increasing coverage, annual health check-ups, and HealthReturns wellness rewards. Optional covers further allow policyholders to customize benefits like critical...

Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla Insurance Company Limited

Room Rent

Normal: Covered as per policy terms
ICU: Covered under In-Patient Treatment

Advanced Treatments

Robotic Surgeries
Oral Chemotherapy
Stem Cell Therapy
Deep Brain Stimulation
Balloon Sinuplasty
Bronchial Thermoplasty
Stereotactic Radio Surgeries
Intra Vitreal Injections
Immunotherapy
Vaporisation of Prostate
IONM (Intra Operative Neuro Monitoring)

Co-payment

Not mentioned

Waiting Period

Initial Waiting Period: 30 days
Pre-existing Disease Waiting Period: 3 years
Specific Disease/Procedure Waiting Period: 24 months

Cashless Healthcare Providers

Cashless treatment available at network hospitals

Daycare Treatment

All Day Care Treatments Covered

AYUSH Treatment

Covered

Room Rent

Normal: Covered as per policy terms
ICU: Covered under In-Patient Treatment

Advanced Treatments

Robotic Surgeries
Oral Chemotherapy
Stem Cell Therapy
Deep Brain Stimulation
Balloon Sinuplasty
Bronchial Thermoplasty
Stereotactic Radio Surgeries
Intra Vitreal Injections
Immunotherapy
Vaporisation of Prostate
IONM (Intra Operative Neuro Monitoring)

Co-payment

Not mentioned

Pageof 3

Exclusions

Not available

Add ons

Add-Ons

Pre Existing Diseases

Critical Illness Cover

Air Ambulance

Unlimited Care

Cancer Booster

Compassionate Visit

Durable Equipment Cover

Room Category

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya Birla ensures easy access to quality medical care through a smooth cashless claim process. The insurer also offers features like chronic care management, annual health check-ups, and value-added wellness services to promote long-term health. Backed by 24/7 customer support, quick claim settlement, and a transparent service approach, Aditya Birla Health...

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya...