Insurance Plans Comparison
Aditya Birla Activ One SAVR vs Star Special Care
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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Activ One SAVR
Activ One SAVR
What Makes It Special:
Activ One is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Special Care
Star Special Care
What Makes It Special:
Special Care focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
- Not available
Insurance Plans Comparison
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Quick Decision Guide
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Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One SAVR Health Insurance Plan VS VS |
Special Care Health Insurance Plan |
| Room Rent |
|---|
Activ One SAVR Covered up to base sum insured |
VS VS |
Special Care Normal: Up to ₹5,000 per day ICU: Covered |
| ICU Charges |
|---|
Activ One SAVR Covered up to base sum insured. |
VS VS |
Special Care Information Unavailable |
| Advanced Treatments |
|---|
Activ One SAVR Information Unavailable |
VS VS |
Special Care Modern Treatments covered (subject to limits) |
| Co-payment |
|---|
Activ One SAVR No zone-wise co-payment. |
VS VS |
Special Care 20% co-payment on every claim |
| Disease-wise sublimits |
|---|
Activ One SAVR No cap on major treatments. |
VS VS |
Special Care Information Unavailable |
| Waiting Period |
|---|
Activ One SAVR Information Unavailable |
VS VS |
Special Care Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 48 months |
| Cashless Healthcare Providers |
|---|
Activ One SAVR 16,500 + current insurer network |
VS VS |
Special Care Cashless treatment available at network hospitals |
| Restoration Benefit |
|---|
Activ One SAVR 100% base sum insured is reinstated instantly upon exhaustion, usable unlimited times per policy year for both same or different illnesses under super reload. |
VS VS |
Special Care Information Unavailable |
| Cumulative Bonus |
|---|
Activ One SAVR Super credit structure is present. |
VS VS |
Special Care Information Unavailable |
| Daycare Treatment |
|---|
Activ One SAVR Covered |
VS VS |
Special Care All daycare treatments covered |
| Consumable Cover |
|---|
Activ One SAVR Claim protect is present. |
VS VS |
Special Care Information Unavailable |
| AYUSH Treatment |
|---|
Activ One SAVR Full coverage for inpatient hospital admissions in recognised Ayurveda, Yoga, Unani, Siddha, and Homoeopathy medical facilities up to sum insured |
VS VS |
Special Care Covered |
| Initial Waiting Period |
|---|
Activ One SAVR 30 days |
VS VS |
Special Care Information Unavailable |
| Specific Waiting Period |
|---|
Activ One SAVR 24 months |
VS VS |
Special Care Information Unavailable |
| PED Waiting Period |
|---|
Activ One SAVR 36 months |
VS VS |
Special Care Information Unavailable |
| Modern Treatment |
|---|
Activ One SAVR Covered up to base sum insured. |
VS VS |
Special Care Information Unavailable |
| Annual Health Checkup |
|---|
Activ One SAVR Once every policy year |
VS VS |
Special Care Information Unavailable |
| Pre-Hospitalisation |
|---|
Activ One SAVR 90 days |
VS VS |
Special Care Information Unavailable |
| Post-Hospitalisation |
|---|
Activ One SAVR 180 days |
VS VS |
Special Care Information Unavailable |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One SAVR Chronic care programme is present as an optional add-on, where outpatient doctor consultation, e-consults, and diagnostic tests specifically for managed conditions are present |
VS VS |
Special Care Information Unavailable |
| Deductible Option |
|---|
Activ One SAVR Available |
VS VS |
Special Care Information Unavailable |
| Coverage Options |
|---|
Activ One SAVR Available as individual and floater |
VS VS |
Special Care Information Unavailable |
| Claim Settlement Ratio |
|---|
Activ One SAVR 97% insurer level FY 2025-26 |
VS VS |
Special Care Information Unavailable |
| Maternity Cover |
|---|
Activ One SAVR Not covered under standard policy structure. |
VS VS |
Special Care Information Unavailable |
Insurance Plans Comparison
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Insurance Plans Comparison
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